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Cost of Living Comparison Between Ubud, Bali and Gisborne Cost of Living Comparison Between Ubud, Bali and Gisborne

🙂 Solo nomad: Ubud, Bali is 49.6% cheaper than Gisborne without rent, and 62.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 46.9% cheaper than Gisborne without rent, and 60% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Gisborne
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$15.25 NZ$26.62
-81.31%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$79.1 NZ$138
-84.50%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.41 NZ$16.43
-65.14%
Cappuccino
$2.3 Rp 38.3K
$3.56 NZ$6.21
-35.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.25 NZ$3.93
-50.67%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.08 NZ$3.62
-87.50%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$7.03 NZ$12.28
-65.86%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$6.45 NZ$11.26
-51.16%
🛒 Groceries & Markets
Ubud, Bali
Gisborne
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.8 NZ$3.14
-17.22%
White Bread (500g)
$1.65 Rp 27.5K
$1.91 NZ$3.33
-13.61%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.91 NZ$3.33
-40.84%
Eggs
$2.33 Rp 38.9K
$6.17 NZ$10.77
-62.24%
Local Cheese (1kg)
$13.7 Rp 228.3K
$8.31 NZ$14.5
64.86%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$9.66 NZ$16.87
-58.90%
Beef Round Steak (1kg)
$11.22 Rp 187K
$12.93 NZ$22.57
-13.23%
Apples (1kg)
$3.48 Rp 57.9K
$2.68 NZ$4.69
29.85%
Banana (1kg)
$1.5 Rp 25K
$2.25 NZ$3.93
-33.33%
Oranges (1kg)
$2.68 Rp 44.6K
$3.09 NZ$5.39
-13.27%
Tomato (1kg)
$1.35 Rp 22.5K
$4.67 NZ$8.15
-71.09%
Potato (1kg)
$1.57 Rp 26.2K
$1.99 NZ$3.47
-21.11%
Onion (1kg)
$2.1 Rp 34.9K
$1.95 NZ$3.41
7.69%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.17 NZ$3.79
-52.53%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.11 NZ$1.94
-48.65%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$24.38 NZ$42.58
-90.53%
Wine (Bottle)
$15.21 Rp 253.5K
$9.43 NZ$16.47
61.29%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.48 NZ$4.33
0.40%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.72 NZ$6.5
-28.49%
🚌 Getting Around
Ubud, Bali
Gisborne
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.15 NZ$3.76
-86.51%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$63.1 NZ$110
-84.10%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.77 NZ$4.83
-83.75%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.83 NZ$3.2
-81.42%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$35.09 NZ$61.3
-82.99%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.67 NZ$2.92
-55.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$27.8K NZ$48.6K
-7.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$22.4K NZ$39.1K
41.57%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gisborne
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$143 NZ$249
-54.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$35.67 NZ$62.3
-88.39%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$51 NZ$89.1
-52.97%
🎉 Sport & Entertainment
Ubud, Bali
Gisborne
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$37.47 NZ$65.4
-37.84%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$11.95 NZ$20.87
-48.20%
Cinema Ticket
$3.45 Rp 57.5K
$10.94 NZ$19.11
-68.46%
🧸 Childcare & Education
Ubud, Bali
Gisborne
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$726 NZ$1,268
-87.34%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$11.9K NZ$20.8K
-50.46%
👕👟 Clothing & Footwear
Ubud, Bali
Gisborne
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$68.9 NZ$120
-25.30%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$37.55 NZ$65.6
-34.89%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$94.5 NZ$165
-10.74%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$118 NZ$205
-36.84%
🏠 Accommodation & Living
Ubud, Bali
Gisborne
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$951 NZ$1,660
-72.51%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$884 NZ$1,544
-81.96%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,450 NZ$2,531
-59.65%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,345 NZ$2,348
-75.58%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$4,210 NZ$7,351
-76.60%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$3,380 NZ$5,902
-74.95%
💵 Salaries & Financials
Ubud, Bali
Gisborne
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$4,370 NZ$7,631
-95.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.74
97.03%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Gisborne: November 30, 2025

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