Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ghana

Name: Ghana
Address: GH

For one person, living is cheaper in Ghana: $967 a month against $1,348 in Ubud, Bali, rent and utilities included – about $4,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Ghana
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Ghana Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

🇬🇭 Ghana

$967

/mo nomad

🙂 Solo nomad: Ubud, Bali is 21.4% cheaper than Ghana without rent, and 39.4% more expensive with rent.

🙂 Family of 3: Ubud, Bali is 11% cheaper than Ghana without rent, and 55.6% more expensive with rent.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$6.87 GHS 80.7

-51.53%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$51.0 GHS 599

-30.54%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$10.32 GHS 121

-44.19%

Cappuccino

$2.63 Rp 47.0K

$3.85 GHS 45.29

-31.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.12 GHS 13.13

55.36%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.44 GHS 5.15

75.00%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$1.69 GHS 19.81

60.36%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$2.58 GHS 30.33

75.19%

Milk (1 liter)

$1.53 Rp 27.4K

$3.25 GHS 38.14

-52.92%

White Bread (500g)

$2.20 Rp 39.2K

$1.52 GHS 17.82

44.74%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.81 GHS 33.02

-56.58%

Eggs

$2.14 Rp 38.2K

$2.65 GHS 31.18

-19.25%

Local Cheese (1kg)

$17.73 Rp 316.9K

$11.08 GHS 130

60.02%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$5.57 GHS 65.5

-30.70%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$7.52 GHS 88.3

59.97%

Apples (1kg)

$3.61 Rp 64.5K

$2.90 GHS 34.04

24.48%

Banana (1kg)

$1.51 Rp 27.1K

$1.36 GHS 16.02

11.03%

Oranges (1kg)

$2.32 Rp 41.4K

$1.70 GHS 20.02

36.47%

Tomato (1kg)

$2.00 Rp 35.8K

$3.09 GHS 36.34

-35.28%

Potato (1kg)

$1.81 Rp 32.4K

$2.83 GHS 33.22

-36.04%

Onion (1kg)

$2.39 Rp 42.7K

$2.30 GHS 27.07

3.91%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.93 GHS 10.98

6.45%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.62 GHS 7.23

-16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$2.19 GHS 25.69

-0.46%

Wine (Bottle)

$22.98 Rp 410.7K

$6.93 GHS 81.5

231.60%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.39 GHS 16.34

72.66%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.46 GHS 28.88

21.95%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$1.31 GHS 15.44

-81.68%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$40.32 GHS 474

-82.66%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$1.59 GHS 18.64

-72.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.30 GHS 15.28

-67.69%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$3.66 GHS 43.00

48.91%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.20 GHS 14.05

-30.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$7,933 GHS 93.2K

206.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$9,624 GHS 113.1K

231.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$77.5 GHS 911

4.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$18.86 GHS 222

-65.11%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$46.60 GHS 548

-60.86%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$60.5 GHS 710

-8.80%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$18.16 GHS 213

1.93%

Cinema Ticket

$4.24 Rp 75.9K

$12.17 GHS 143

-65.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$410 GHS 4,815

18.51%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$15.1K GHS 177.9K

-62.52%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$13.50 GHS 159

234.67%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$18.00 GHS 212

92.06%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$37.73 GHS 443

109.78%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$51.1 GHS 600

51.99%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$546 GHS 6,411

106.49%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$242 GHS 2,839

178.98%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,058 GHS 12.4K

241.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$408 GHS 4,799

324.68%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$3,216 GHS 37.8K

-12.05%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,745 GHS 20.5K

32.16%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$242 GHS 2,838

-31.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

28.8

-52.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Ghana: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Ghana

$242 24.7% 64.2% $433

Groceries & Markets

Ubud, Bali

$290 21.4%

Ghana

$248 25.4% 14.5% $42

Eating Out

Ubud, Bali

$108 8%

Ghana

$152 15.6% 40.6% $44

Clothing & Footwear

Ubud, Bali

$106 7.8%

Ghana

$54 5.5% 49.1% $52

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Ghana

$143 14.6% 35.3% $37

Sport & Entertainment

Ubud, Bali

$64 4.7%

Ghana

$85 8.7% 33.3% $21

Getting Around

Ubud, Bali

$11 0.8%

Ghana

$54 5.5% 411% $43

Good to know

🇮🇩 Ubud, Bali

🇬🇭 Ghana

🕒 Local time

20:35 8:35 PM

12:35 12:35 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

32,833,031

💱 Currency

Indonesian Rupiah IDR Rp

Ghanaian Cedi GHS ₵

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 GHS = 8.51 USD

100 GHS = 7.59 EUR

Exchange rates and currency converter

GHS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.75 GHS (100 GHS = 8.51 USD). 1 EUR = 13.17 GHS (100 GHS = 7.59 EUR).

USD to IDR in detail →

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