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Cost of Living Comparison Between Ubud, Bali and Espoo Cost of Living Comparison Between Ubud, Bali and Espoo

🙂 Solo nomad: Ubud, Bali is 60.8% cheaper than Espoo without rent, and 67.3% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 56.3% cheaper than Espoo without rent, and 67.1% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Espoo
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$15.02 €12.94
-81.03%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$104 €89.7
-88.23%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$11.19 €9.64
-70.69%
Cappuccino
$2.3 Rp 38.3K
$5.45 €4.69
-57.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$3.42 €2.94
-67.54%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.99 €2.57
-91.30%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$8.88 €7.65
-72.97%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$10.23 €8.81
-69.21%
🛒 Groceries & Markets
Ubud, Bali
Espoo
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.31 €1.13
13.74%
White Bread (500g)
$1.65 Rp 27.5K
$2.91 €2.51
-43.30%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.19 €2.74
-64.58%
Eggs
$2.33 Rp 38.9K
$3.57 €3.08
-34.73%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.93 €8.55
37.97%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$16.72 €14.4
-76.26%
Beef Round Steak (1kg)
$11.22 Rp 187K
$21 €18.09
-46.57%
Apples (1kg)
$3.48 Rp 57.9K
$2.79 €2.41
24.73%
Banana (1kg)
$1.5 Rp 25K
$2.1 €1.81
-28.57%
Oranges (1kg)
$2.68 Rp 44.6K
$2.96 €2.55
-9.46%
Tomato (1kg)
$1.35 Rp 22.5K
$4.66 €4.01
-71.03%
Potato (1kg)
$1.57 Rp 26.2K
$1.36 €1.17
15.44%
Onion (1kg)
$2.1 Rp 34.9K
$2.19 €1.89
-4.11%
Lettuce (1 head)
$1.03 Rp 17.1K
$2 €1.73
-48.50%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.79 €1.54
-68.16%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$12.62 €10.87
-81.70%
Wine (Bottle)
$15.21 Rp 253.5K
$13.79 €11.88
10.30%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$4.05 €3.49
-38.52%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$4.59 €3.96
-42.05%
🚌 Getting Around
Ubud, Bali
Espoo
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$3.49 €3
-91.69%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$76.8 €66.1
-86.94%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$10.05 €8.65
-95.52%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.58 €1.36
-78.48%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$54.1 €46.63
-88.97%
Gasoline (1 liter)
$0.75 Rp 12.4K
$2.03 €1.75
-63.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$33K €28.4K
-21.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$35.1K €30.2K
-9.61%
🧾 Monthly Utilities & Internet
Ubud, Bali
Espoo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$116 €99.8
-44.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$29.6 €25.49
-86.01%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$18.58 €16.01
29.12%
🎉 Sport & Entertainment
Ubud, Bali
Espoo
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$59 €50.8
-60.51%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$43.53 €37.49
-85.78%
Cinema Ticket
$3.45 Rp 57.5K
$17.65 €15.2
-80.45%
🧸 Childcare & Education
Ubud, Bali
Espoo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$333 €287
-72.39%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$21.1K €18.2K
-72.04%
👕👟 Clothing & Footwear
Ubud, Bali
Espoo
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$113 €97.2
-54.37%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$59.2 €51
-58.70%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$101 €87.3
-16.75%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$191 €165
-61.12%
🏠 Accommodation & Living
Ubud, Bali
Espoo
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,039 €895
-74.84%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$956 €824
-83.32%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,017 €1,737
-71.00%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,600 €1,378
-79.48%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$8,107 €6,982
-87.85%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$5,398 €4,650
-84.31%
💵 Salaries & Financials
Ubud, Bali
Espoo
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$3,625 €3,122
-95.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.83
246.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Espoo: December 1, 2025

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