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Cost of Living Comparison Between Ubud, Bali and Carmel, IN Cost of Living Comparison Between Ubud, Bali and Carmel, IN

🙂 Solo nomad: Ubud, Bali is 57.4% cheaper than Carmel, IN without rent, and 70.8% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 44.9% cheaper than Carmel, IN without rent, and 68.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Carmel, IN
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$25.3 $25.3
-88.74%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$75.7 $75.7
-83.80%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$11.14 $11.14
-70.56%
Cappuccino
$2.3 Rp 38.3K
$4.67 $4.67
-50.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.75 $2.75
-59.64%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2 $2
-87.00%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.18 $6.18
-61.17%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$6.63 $6.63
-52.49%
🛒 Groceries & Markets
Ubud, Bali
Carmel, IN
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.82 $0.82
81.71%
White Bread (500g)
$1.65 Rp 27.5K
$2.78 $2.78
-40.65%
Rice (white) (1kg)
$1.13 Rp 18.9K
$4.91 $4.91
-76.99%
Eggs
$2.33 Rp 38.9K
$3.47 $3.47
-32.85%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.4 $9.4
45.74%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$10.81 $10.81
-63.27%
Beef Round Steak (1kg)
$11.22 Rp 187K
$14.38 $14.38
-21.97%
Apples (1kg)
$3.48 Rp 57.9K
$5.22 $5.22
-33.33%
Banana (1kg)
$1.5 Rp 25K
$1.62 $1.62
-7.41%
Oranges (1kg)
$2.68 Rp 44.6K
$4.52 $4.52
-40.71%
Tomato (1kg)
$1.35 Rp 22.5K
$4.17 $4.17
-67.63%
Potato (1kg)
$1.57 Rp 26.2K
$2.36 $2.36
-33.47%
Onion (1kg)
$2.1 Rp 34.9K
$2.68 $2.68
-21.64%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.85 $1.85
-44.32%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.12 $2.12
-73.11%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$8.81 $8.81
-73.78%
Wine (Bottle)
$15.21 Rp 253.5K
$13.72 $13.72
10.86%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.14 $2.14
16.36%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.8 $3.8
-30.00%
🚌 Getting Around
Ubud, Bali
Carmel, IN
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.27 $2.27
-87.22%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.98 $1.98
-77.27%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.38 $1.38
-75.36%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$33.42 $33.42
-82.14%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.85 $0.85
-11.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$24.8K $24.8K
4.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$23.4K $23.4K
35.44%
🧾 Monthly Utilities & Internet
Ubud, Bali
Carmel, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$233 $233
-72.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$62.5 $62.5
-93.38%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$66.3 $66.3
-63.80%
🎉 Sport & Entertainment
Ubud, Bali
Carmel, IN
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$69.2 $69.2
-66.35%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$31.98 $31.98
-80.64%
Cinema Ticket
$3.45 Rp 57.5K
$12.49 $12.49
-72.38%
🧸 Childcare & Education
Ubud, Bali
Carmel, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,744 $1,744
-94.73%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$27.6K $27.6K
-78.59%
👕👟 Clothing & Footwear
Ubud, Bali
Carmel, IN
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$48.33 $48.33
6.50%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$41.46 $41.46
-41.03%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$85 $85
-0.74%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$107 $107
-30.31%
🏠 Accommodation & Living
Ubud, Bali
Carmel, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,517 $1,517
-82.77%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,231 $1,231
-87.04%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,493 $2,493
-76.53%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,888 $1,888
-82.61%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,877 $1,877
-47.51%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$1,798 $1,798
-52.89%
💵 Salaries & Financials
Ubud, Bali
Carmel, IN
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$6,315 $6,315
-97.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.56
102.44%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Carmel, IN: December 1, 2025

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