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Cost of Living Comparison Between Ubud, Bali and Cagayan de Oro City Cost of Living Comparison Between Ubud, Bali and Cagayan de Oro City

🙂 Solo nomad: Ubud, Bali is 2.7% cheaper than Cagayan de Oro City without rent, and 2.9% cheaper with rent.
😐 Family of 3: Ubud, Bali is 22.3% more expensive than Cagayan de Oro City without rent, and 4.2% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$3.68 ₱215
-22.55%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$13.94 ₱814
-12.05%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$3.34 ₱195
-1.80%
Cappuccino
$2.3 Rp 38.3K
$2.62 ₱153
-12.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.04 ₱60.5
6.73%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.36 ₱20.79
-27.78%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.41 ₱82.2
70.21%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.37 ₱138
32.91%
🛒 Groceries & Markets
Ubud, Bali
Cagayan de Oro City
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.64 ₱95.9
-9.15%
White Bread (500g)
$1.65 Rp 27.5K
$0.92 ₱54
79.35%
Rice (white) (1kg)
$1.13 Rp 18.9K
$0.96 ₱56.3
17.71%
Eggs
$2.33 Rp 38.9K
$2.38 ₱139
-2.10%
Local Cheese (1kg)
$13.7 Rp 228.3K
$6.05 ₱353
126.45%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$3.49 ₱204
13.75%
Beef Round Steak (1kg)
$11.22 Rp 187K
$6.49 ₱379
72.88%
Apples (1kg)
$3.48 Rp 57.9K
$2.26 ₱132
53.98%
Banana (1kg)
$1.5 Rp 25K
$1.14 ₱66.6
31.58%
Oranges (1kg)
$2.68 Rp 44.6K
$2.38 ₱139
12.61%
Tomato (1kg)
$1.35 Rp 22.5K
$1.24 ₱72.3
8.87%
Potato (1kg)
$1.57 Rp 26.2K
$2.22 ₱129
-29.28%
Onion (1kg)
$2.1 Rp 34.9K
$2.85 ₱166
-26.32%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.92 ₱53.7
11.96%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.51 ₱29.59
11.76%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$2.49 ₱145
-7.23%
Wine (Bottle)
$15.21 Rp 253.5K
$4.34 ₱253
250.46%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.36 ₱79.6
83.09%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.56 ₱91.2
70.51%
🚌 Getting Around
Ubud, Bali
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.4 ₱23.45
-27.50%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$8.52 ₱497
17.72%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$0.74 ₱43.39
-39.19%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.24 ₱14.04
41.67%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$2.11 ₱123
182.94%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.11 ₱64.6
-32.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$20.5K ₱1.2M
25.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$19.3K ₱1.1M
64.05%
🧾 Monthly Utilities & Internet
Ubud, Bali
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$105 ₱6,117
-38.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$39.52 ₱2,307
-89.52%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$33.57 ₱1,959
-28.54%
🎉 Sport & Entertainment
Ubud, Bali
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$22.26 ₱1,299
4.63%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$3.32 ₱194
86.45%
Cinema Ticket
$3.45 Rp 57.5K
$4.61 ₱269
-25.16%
🧸 Childcare & Education
Ubud, Bali
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$190 ₱11.1K
-51.74%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$2,442 ₱142.5K
142.08%
👕👟 Clothing & Footwear
Ubud, Bali
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$35.37 ₱2,065
45.52%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$14.37 ₱839
70.15%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$57.7 ₱3,369
46.13%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$43.45 ₱2,536
71.02%
🏠 Accommodation & Living
Ubud, Bali
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$359 ₱21K
-27.28%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$213 ₱12.5K
-25.23%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$587 ₱34.3K
-0.38%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$383 ₱22.4K
-14.38%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,599 ₱93.3K
-38.38%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$884 ₱51.6K
-4.19%
💵 Salaries & Financials
Ubud, Bali
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$332 ₱19.4K
-46.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Cagayan de Oro City: November 29, 2025

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