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Cost of Living Comparison Between Ubud, Bali and Armidale Cost of Living Comparison Between Ubud, Bali and Armidale

🙂 Solo nomad: Ubud, Bali is 39.8% cheaper than Armidale without rent, and 54.3% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 53.1% cheaper than Armidale without rent, and 52.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Armidale
Difference
Meal at Budget Restaurant
$2.91 Rp 48.4K
$16.36 A$24.99
-82.21%
Three-Course Dinner for Two, Mid-Range
$12.33 Rp 205.4K
$77.2 A$118
-84.03%
Fast Food Meal (McDonalds, etc)
$3.21 Rp 53.5K
$9.72 A$14.85
-66.98%
Cappuccino
$2.28 Rp 38K
$3.52 A$5.37
-35.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 Rp 19.3K
$2.54 A$3.89
-54.33%
Water (0.33 liter bottle)
$0.26 Rp 4,308
$2.17 A$3.31
-88.02%
Local Beer (0.5 liter draught)
$2.44 Rp 40.7K
$6.63 A$10.12
-63.20%
Imported Beer (0.33 liter bottle)
$3.28 Rp 54.7K
$6.97 A$10.65
-52.94%
🛒 Groceries & Markets
Ubud, Bali
Armidale
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.16 A$1.77
28.45%
White Bread (500g)
$1.62 Rp 27K
$1.17 A$1.79
38.46%
Rice (white) (1kg)
$1.14 Rp 18.9K
$1.47 A$2.24
-22.45%
Eggs
$2.33 Rp 38.9K
$3.92 A$5.99
-40.56%
Local Cheese (1kg)
$13.75 Rp 229.1K
$8.55 A$13.07
60.82%
Chicken Fillets (1kg)
$4.01 Rp 66.8K
$8.57 A$13.1
-53.21%
Beef Round Steak (1kg)
$11.36 Rp 189.3K
$13.74 A$21
-17.32%
Apples (1kg)
$3.46 Rp 57.7K
$2.57 A$3.93
34.63%
Banana (1kg)
$1.47 Rp 24.5K
$2.74 A$4.19
-46.35%
Oranges (1kg)
$2.69 Rp 44.9K
$2.48 A$3.79
8.47%
Tomato (1kg)
$1.38 Rp 22.9K
$2.9 A$4.44
-52.41%
Potato (1kg)
$1.6 Rp 26.6K
$1.58 A$2.42
1.27%
Onion (1kg)
$2.17 Rp 36.2K
$2.12 A$3.24
2.36%
Lettuce (1 head)
$0.96 Rp 15.9K
$2.11 A$3.22
-54.50%
Water (1.5 liter bottle)
$0.6 Rp 9,919
$1.59 A$2.43
-62.26%
Cigarettes 20 Pack (Marlboro, Camel)
$2.24 Rp 37.3K
$30.47 A$46.56
-92.65%
Wine (Bottle)
$14.72 Rp 245.3K
$11.82 A$18.07
24.53%
Local Beer (0.5 liter bottle)
$2.46 Rp 41.1K
$4.48 A$6.84
-45.09%
Imported Beer (0.33 liter bottle)
$2.72 Rp 45.3K
$5.27 A$8.06
-48.39%
🚌 Getting Around
Ubud, Bali
Armidale
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,355
$2.64 A$4.04
-87.88%
Public Transport Monthly Pass (Regular Price)
$9.78 Rp 162.9K
$66.2 A$101
-85.23%
Taxi Start (Normal Tariff)
$0.49 Rp 8,139
$3.56 A$5.44
-86.24%
Taxi (Normal Tariff) (1km)
$0.37 Rp 6,244
$1.62 A$2.48
-77.16%
Taxi 1hour Waiting (Normal Tariff)
$6.15 Rp 102.5K
$32.91 A$50.3
-81.31%
Gasoline (1 liter)
$0.71 Rp 11.8K
$1.19 A$1.81
-40.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 443.2M
$29.1K A$44.4K
-8.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.6M
$22.7K A$34.6K
39.91%
🧾 Monthly Utilities & Internet
Ubud, Bali
Armidale
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 Rp 1.1M
$103 A$157
-38.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.93 Rp 65.5K
$27.2 A$41.57
-85.55%
Internet (50+ Mbps, Unlimited Data)
$24.18 Rp 402.9K
$51.9 A$79.2
-53.37%
🎉 Sport & Entertainment
Ubud, Bali
Armidale
Difference
Gym Membership (Monthly)
$23.22 Rp 386.9K
$39.8 A$60.8
-41.66%
Tennis Court (1 Hour on Weekend)
$6.18 Rp 103K
$15.75 A$24.07
-60.76%
Cinema Ticket
$3.3 Rp 55K
$13.06 A$19.96
-74.73%
🧸 Childcare & Education
Ubud, Bali
Armidale
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.1 Rp 1.6M
$1,608 A$2,458
-94.21%
International Primary School, 1 Child (Yearly)
$6,046 Rp 100.7M
$11.8K A$18.1K
-48.94%
👕👟 Clothing & Footwear
Ubud, Bali
Armidale
Difference
Jeans (Levis 501 Or Similar)
$51.9 Rp 864.6K
$66.7 A$102
-22.23%
Summer Dress (H&M, Zara, etc)
$24.92 Rp 415.3K
$49.73 A$76
-49.89%
Sport Shoes (Adidas, Nike)
$82.1 Rp 1.4M
$101 A$155
-19.00%
Men's Leather Business Shoes
$72.6 Rp 1.2M
$106 A$162
-31.46%
🏠 Accommodation & Living
Ubud, Bali
Armidale
Difference
1-bedroom Apartment, City Center (Monthly)
$258 Rp 4.3M
$1,241 A$1,897
-79.18%
1-bedroom Apartment, Outside City Center (Monthly)
$161 Rp 2.7M
$533 A$815
-69.89%
3-bedroom Apartment, City Center (Monthly)
$574 Rp 9.6M
$2,026 A$3,095
-71.64%
3-bedroom Apartment, Outside City Center (Monthly)
$330 Rp 5.5M
$846 A$1,293
-60.99%
Buy Apartment in City Center (m2)
$990 Rp 16.5M
$4,527 A$6,917
-78.12%
Buy Apartment Outside City Center (m2)
$856 Rp 14.3M
$4,558 A$6,965
-81.23%
💵 Salaries & Financials
Ubud, Bali
Armidale
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$2,624 A$4,009
-93.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.34
109.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 24, 2025

Last update for Armidale: November 24, 2025

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