Cost of Living Comparison Between Ubud, Bali and An Najaf Cost of Living Comparison Between Ubud, Bali and An Najaf

🙂 Solo nomad: Ubud, Bali is 10.3% cheaper than An Najaf without rent, and 9.8% more expensive with rent.

😐 Family of 3: Ubud, Bali is 15.6% more expensive than An Najaf without rent, and 17.1% more expensive with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$3.98 IQD 5,214

-28.39%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$22.64 IQD 29.6K

-45.85%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$4.71 IQD 6,167

-30.36%

Cappuccino

$2.3 Rp 38.3K

$2.71 IQD 3,553

-15.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$0.36 IQD 474

208.33%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$0.19 IQD 252

36.84%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$3.4 IQD 4,453

-29.41%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$2.79 IQD 3,657

12.90%

Milk (1 liter)

$1.49 Rp 24.9K

$1.3 IQD 1,703

14.62%

White Bread (500g)

$1.65 Rp 27.5K

$0.84 IQD 1,103

96.43%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.58 IQD 2,066

-28.48%

Eggs

$2.33 Rp 38.9K

$1.71 IQD 2,238

36.26%

Local Cheese (1kg)

$13.7 Rp 228.3K

$2.4 IQD 3,146

470.83%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$4.84 IQD 6,338

-17.98%

Beef Round Steak (1kg)

$11.22 Rp 187K

$10.45 IQD 13.7K

7.37%

Apples (1kg)

$3.48 Rp 57.9K

$1.22 IQD 1,596

185.25%

Banana (1kg)

$1.5 Rp 25K

$1.17 IQD 1,530

28.21%

Oranges (1kg)

$2.68 Rp 44.6K

$1.01 IQD 1,317

165.35%

Tomato (1kg)

$1.35 Rp 22.5K

$0.69 IQD 900

95.65%

Potato (1kg)

$1.57 Rp 26.2K

$0.7 IQD 911

124.29%

Onion (1kg)

$2.1 Rp 34.9K

$0.62 IQD 814

238.71%

Lettuce (1 head)

$1.03 Rp 17.1K

$0.65 IQD 851

58.46%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.4 IQD 518

42.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$1.55 IQD 2,033

49.03%

Wine (Bottle)

$15.21 Rp 253.5K

$11.92 IQD 15.6K

27.60%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.8 IQD 2,354

38.33%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.15 IQD 2,817

23.72%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$0.37 IQD 482

-21.62%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$34.28 IQD 44.9K

-70.74%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$1.94 IQD 2,541

-76.80%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.47 IQD 1,928

-76.87%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$5.05 IQD 6,611

18.22%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.47 IQD 619

59.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$11.4K IQD 14.9M

127.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$19.6K IQD 25.7M

61.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$59.8 IQD 78.3K

8.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$23.23 IQD 30.4K

-82.18%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$33.86 IQD 44.3K

-29.15%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$29.61 IQD 38.8K

-21.34%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$14.87 IQD 19.5K

-58.37%

Cinema Ticket

$3.45 Rp 57.5K

$7.42 IQD 9,718

-53.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$166 IQD 216.9K

-44.51%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$910 IQD 1.2M

549.61%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$16.51 IQD 21.6K

211.75%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$25.16 IQD 33K

-2.82%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$65 IQD 85.1K

29.84%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$43.75 IQD 57.3K

69.85%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$241 IQD 315.2K

8.55%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$136 IQD 178.3K

17.19%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$379 IQD 496.3K

54.36%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$155 IQD 203.4K

111.43%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$1,251 IQD 1.6M

-21.25%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$486 IQD 636.5K

74.22%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$739 IQD 968.2K

-75.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for An Najaf: November 29, 2025

Digital Nomad Cost of Living Index

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