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Cost of Living Comparison Between Ubud, Bali and An Najaf Cost of Living Comparison Between Ubud, Bali and An Najaf

๐Ÿ˜ Solo nomad: Ubud, Bali is 54.8% more expensive than An Najaf without rent, and 108.8% more expensive with rent.
๐Ÿ˜ Family of 3: Ubud, Bali is 25.4% more expensive than An Najaf without rent, and 176.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
An Najaf
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$4.10 IQDย 5,381
-16.34%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.4K
$22.58 IQDย 29.6K
44.82%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$4.73 IQDย 6,198
6.55%
Cappuccino
$2.85 Rpย 48.2K
$2.76 IQDย 3,617
3.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$0.36 IQDย 476
272.22%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$0.20 IQDย 263
275.00%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
$3.54 IQDย 4,637
-18.08%
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
$2.79 IQDย 3,657
41.22%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
An Najaf
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$1.37 IQDย 1,800
31.39%
White Bread (500g)
$2.55 Rpย 43.2K
$0.80 IQDย 1,048
218.75%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$1.65 IQDย 2,161
-27.88%
Eggs
$2.42 Rpย 40.9K
$1.79 IQDย 2,342
35.20%
Local Cheese (1kg)
$14.38 Rpย 243.4K
$2.42 IQDย 3,169
494.21%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$4.96 IQDย 6,500
-15.12%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
$10.59 IQDย 13.9K
12.18%
Apples (1kg)
$3.71 Rpย 62.8K
$1.28 IQDย 1,684
189.84%
Banana (1kg)
$1.56 Rpย 26.4K
$1.15 IQDย 1,507
35.65%
Oranges (1kg)
$2.77 Rpย 46.9K
$1.04 IQDย 1,365
166.35%
Tomato (1kg)
$2.22 Rpย 37.6K
$0.74 IQDย 969
200.00%
Potato (1kg)
$1.99 Rpย 33.8K
$0.69 IQDย 904
188.41%
Onion (1kg)
$2.29 Rpย 38.8K
$0.64 IQDย 836
257.81%
Lettuce (1 head)
$1.01 Rpย 17.1K
$0.65 IQDย 854
55.38%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$0.37 IQDย 479
110.81%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
$1.49 IQDย 1,960
112.75%
Wine (Bottle)
$23.70 Rpย 401.1K
$11.96 IQDย 15.7K
98.16%
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
$1.84 IQDย 2,414
51.09%
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.5K
$2.07 IQDย 2,716
32.85%
๐ŸšŒ Getting Around
Ubud, Bali
An Najaf
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,514
$0.37 IQDย 482
-27.03%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
$33.81 IQDย 44.3K
-75.92%
Taxi Start (Normal Tariff)
$0.45 Rpย 7,609
$1.90 IQDย 2,489
-76.32%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,192
$1.47 IQDย 1,934
-71.43%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
$5.07 IQDย 6,649
21.89%
Gasoline (1 liter)
$0.80 Rpย 13.5K
$0.48 IQDย 628
66.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.1M
$11.3K IQDย 14.9M
131.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.8M
$19.6K IQDย 25.7M
61.50%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
An Najaf
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$58.8 IQDย 77.1K
37.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.8K
$23.33 IQDย 30.6K
-82.34%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 401.0K
$34.48 IQDย 45.2K
-31.26%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
An Najaf
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$29.43 IQDย 38.6K
229.12%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.4K
$15.18 IQDย 19.9K
-58.56%
Cinema Ticket
$4.11 Rpย 69.5K
$7.52 IQDย 9,866
-45.35%
๐Ÿงธ Childcare & Education
Ubud, Bali
An Najaf
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$166 IQDย 217.3K
80.05%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.7M
$924 IQDย 1.2M
607.46%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
An Najaf
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 904.2K
$16.52 IQDย 21.7K
223.43%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.6K
$24.79 IQDย 32.5K
54.62%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$64.9 IQDย 85.1K
33.14%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$43.45 IQDย 57.0K
81.61%
๐Ÿ  Accommodation & Living
Ubud, Bali
An Najaf
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$242 IQDย 317.1K
319.98%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$133 IQDย 174.1K
403.51%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.7M
$387 IQDย 507.0K
765.96%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$155 IQDย 202.7K
1267.11%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$1,249 IQDย 1.6M
141.71%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$488 IQDย 640.1K
378.09%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
An Najaf
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$731 IQDย 958.0K
-75.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for An Najaf: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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