Cost of Living Comparison Between Ubud, Bali and An Najaf Cost of Living Comparison Between Ubud, Bali and An Najaf

😐 Solo nomad: Ubud, Bali is 37.4% more expensive than An Najaf without rent, and 115.1% more expensive with rent.
😐 Family of 3: Ubud, Bali is 50.8% more expensive than An Najaf without rent, and 184.5% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
An Najaf
Difference
Meal at Budget Restaurant
$3.47 Rp 58.7K
$4.09 IQD 5,353
-15.16%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 543.9K
$22.87 IQD 29.9K
40.36%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.4K
$4.93 IQD 6,454
-1.42%
Cappuccino
$2.82 Rp 47.8K
$2.63 IQD 3,448
7.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.3K
$0.39 IQD 513
251.28%
Water (0.33 liter bottle)
$0.73 Rp 12.4K
$0.19 IQD 245
284.21%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$3.54 IQD 4,635
-18.08%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.4K
$2.92 IQD 3,816
34.25%
🛒 Groceries & Markets
Ubud, Bali
An Najaf
Difference
Milk (1 liter)
$1.74 Rp 29.5K
$1.36 IQD 1,783
27.94%
White Bread (500g)
$2.44 Rp 41.4K
$0.78 IQD 1,015
212.82%
Rice (white) (1kg)
$1.17 Rp 19.8K
$1.65 IQD 2,154
-29.09%
Eggs
$2.35 Rp 39.9K
$1.71 IQD 2,236
37.43%
Local Cheese (1kg)
$14.78 Rp 250.4K
$2.39 IQD 3,128
518.41%
Chicken Fillets (1kg)
$4.25 Rp 72.0K
$4.80 IQD 6,280
-11.46%
Beef Round Steak (1kg)
$12.21 Rp 206.9K
$10.42 IQD 13.6K
17.18%
Apples (1kg)
$3.72 Rp 63.0K
$1.28 IQD 1,679
190.63%
Banana (1kg)
$1.56 Rp 26.4K
$1.20 IQD 1,565
30.00%
Oranges (1kg)
$2.69 Rp 45.6K
$1.05 IQD 1,369
156.19%
Tomato (1kg)
$2.34 Rp 39.6K
$0.68 IQD 895
244.12%
Potato (1kg)
$2.00 Rp 33.9K
$0.70 IQD 917
185.71%
Onion (1kg)
$2.31 Rp 39.1K
$0.63 IQD 830
266.67%
Lettuce (1 head)
$1.01 Rp 17.2K
$0.61 IQD 798
65.57%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.37 IQD 479
97.30%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.2K
$1.56 IQD 2,038
112.18%
Wine (Bottle)
$25.14 Rp 426.0K
$13.77 IQD 18.0K
82.57%
Local Beer (0.5 liter bottle)
$2.90 Rp 49.1K
$1.77 IQD 2,312
63.84%
Imported Beer (0.33 liter bottle)
$2.77 Rp 47.0K
$2.18 IQD 2,847
27.06%
🚌 Getting Around
Ubud, Bali
An Najaf
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,546
$0.39 IQD 511
-30.77%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.9K
$34.43 IQD 45.0K
-76.01%
Taxi Start (Normal Tariff)
$0.45 Rp 7,667
$1.95 IQD 2,548
-76.92%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,159
$1.53 IQD 2,007
-72.55%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 106.0K
$4.98 IQD 6,513
25.70%
Gasoline (1 liter)
$0.86 Rp 14.7K
$0.45 IQD 587
91.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 438.7M
$11.6K IQD 15.1M
123.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 540.4M
$19.6K IQD 25.7M
62.54%
🧾 Monthly Utilities & Internet
Ubud, Bali
An Najaf
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$58.7 IQD 76.8K
37.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.4K
$22.60 IQD 29.6K
-82.39%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 399.0K
$33.93 IQD 44.4K
-30.59%
🎉 Sport & Entertainment
Ubud, Bali
An Najaf
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$28.92 IQD 37.8K
236.38%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.8K
$14.87 IQD 19.5K
-56.83%
Cinema Ticket
$4.16 Rp 70.6K
$7.52 IQD 9,833
-44.68%
🧸 Childcare & Education
Ubud, Bali
An Najaf
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$167 IQD 219.1K
75.61%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.9M
$924 IQD 1.2M
608.77%
👕👟 Clothing & Footwear
Ubud, Bali
An Najaf
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 917.8K
$16.28 IQD 21.3K
232.74%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 643.0K
$25.46 IQD 33.3K
49.06%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$64.9 IQD 85.0K
35.66%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$43.66 IQD 57.1K
78.88%
🏠 Accommodation & Living
Ubud, Bali
An Najaf
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.9M
$241 IQD 315.9K
312.21%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$136 IQD 177.7K
391.65%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.5M
$380 IQD 497.3K
792.22%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.2M
$151 IQD 197.8K
1275.52%
Buy Apartment in City Center (m2)
$3,037 Rp 51.5M
$1,250 IQD 1.6M
142.91%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.3M
$491 IQD 642.7K
384.18%
💵 Salaries & Financials
Ubud, Bali
An Najaf
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$742 IQD 970.9K
-75.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for An Najaf: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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