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Cost of Living Comparison Between Ubud, Bali and Amherst, NY Cost of Living Comparison Between Ubud, Bali and Amherst, NY

๐Ÿ™‚ Solo nomad: Ubud, Bali is 35.3% cheaper than Amherst, NY without rent, and 45.4% cheaper with rent.
๐Ÿ™‚ Family of 3: Ubud, Bali is 46.5% cheaper than Amherst, NY without rent, and 27% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
Amherst, NY
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$18.19 $18.19
-81.14%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.4K
$85.9 $85.9
-61.92%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$12.21 $12.21
-58.72%
Cappuccino
$2.85 Rpย 48.2K
$5.50 $5.50
-48.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$2.21 $2.21
-39.37%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$2.02 $2.02
-62.87%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
$6.98 $6.98
-58.45%
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
$7.63 $7.63
-48.36%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Amherst, NY
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$1.02 $1.02
76.47%
White Bread (500g)
$2.55 Rpย 43.2K
$3.86 $3.86
-33.94%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$4.90 $4.90
-75.71%
Eggs
$2.42 Rpย 40.9K
$3.86 $3.86
-37.31%
Local Cheese (1kg)
$14.38 Rpย 243.4K
$12.57 $12.57
14.40%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$8.34 $8.34
-49.52%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
$12.06 $12.06
-1.49%
Apples (1kg)
$3.71 Rpย 62.8K
$3.87 $3.87
-4.13%
Banana (1kg)
$1.56 Rpย 26.4K
$1.21 $1.21
28.93%
Oranges (1kg)
$2.77 Rpย 46.9K
$5.28 $5.28
-47.54%
Tomato (1kg)
$2.22 Rpย 37.6K
$4.88 $4.88
-54.51%
Potato (1kg)
$1.99 Rpย 33.8K
$2.54 $2.54
-21.65%
Onion (1kg)
$2.29 Rpย 38.8K
$3.51 $3.51
-34.76%
Lettuce (1 head)
$1.01 Rpย 17.1K
$2.49 $2.49
-59.44%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$2.48 $2.48
-68.55%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
$12.64 $12.64
-74.92%
Wine (Bottle)
$23.70 Rpย 401.1K
$14.97 $14.97
58.32%
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
$1.70 $1.70
63.53%
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.5K
$4.87 $4.87
-43.53%
๐ŸšŒ Getting Around
Ubud, Bali
Amherst, NY
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,514
$1.98 $1.98
-86.36%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
-
-
Taxi Start (Normal Tariff)
$0.45 Rpย 7,609
$3.99 $3.99
-88.72%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,192
$1.90 $1.90
-77.89%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
$29.79 $29.79
-79.25%
Gasoline (1 liter)
$0.80 Rpย 13.5K
$0.91 $0.91
-12.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.1M
$28.8K $28.8K
-9.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.8M
$24.1K $24.1K
31.23%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Amherst, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$237 $237
-66.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.8K
$46.41 $46.41
-91.12%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 401.0K
$61.4 $61.4
-61.37%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Amherst, NY
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$42.41 $42.41
128.39%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.4K
$20.19 $20.19
-68.85%
Cinema Ticket
$4.11 Rpย 69.5K
$14.02 $14.02
-70.68%
๐Ÿงธ Childcare & Education
Ubud, Bali
Amherst, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$903 $903
-66.95%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.7M
$17.6K $17.6K
-62.75%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Amherst, NY
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 904.2K
$45.17 $45.17
18.29%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.6K
$46.53 $46.53
-17.62%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$96.1 $96.1
-10.09%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$115 $115
-31.22%
๐Ÿ  Accommodation & Living
Ubud, Bali
Amherst, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$1,617 $1,617
-37.19%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$1,330 $1,330
-49.75%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.7M
$2,627 $2,627
27.44%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$2,254 $2,254
-6.22%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$3,259 $3,259
-7.35%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$4,337 $4,337
-46.18%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Amherst, NY
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$4,182 $4,182
-95.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.42
106.85%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Amherst, NY: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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