Last update: Oct 2026

Cost of Living Comparison Between Troy, NY and Willemstad

For one person, living is cheaper in Willemstad: $2,017 a month against $2,388 in Troy, NY, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

Troy, NY
🇺🇸 United States
$2,388
/mo nomad
Willemstad
🇨🇼 Curacao
$2,017
/mo nomad
Monthly Cost of Living

How much you'll spend in Troy, NY and in Willemstad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, NY and in Willemstad actually costs, broken down by who's living it.

A single person spends $2,388 per month in Troy, NY vs $2,017 in Willemstad, rent included.

  • Troy, NY $2,388
  • Willemstad $2,017

A couple spends around $3,888 per month in Troy, NY vs $3,102 in Willemstad, rent included.

  • Troy, NY $3,888
  • Willemstad $3,102

A family of three spends $5,387 per month in Troy, NY vs $4,187 in Willemstad, rent included.

  • Troy, NY $5,387
  • Willemstad $4,187

Troy, NY costs about 18% more than Willemstad, and outside of rent the biggest gap is in transport.

Both Troy, NY and Willemstad sit above the global median – Troy, NY by 76%, Willemstad by 49%.

Currency
🍽 Eating Out
Troy, NY
Willemstad
Difference
Meal at Budget Restaurant
$18.26 $18.26
$18.52 ANG 33.15
-1.40%
Three-Course Dinner for Two, Mid-Range
$78.1 $78.1
$75.2 ANG 135
3.88%
Fast Food Meal (McDonalds, etc)
$11.82 $11.82
$11.02 ANG 19.73
7.26%
Cappuccino
$6.36 $6.36
$3.63 ANG 6.50
75.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.66 $2.66
$2.94 ANG 5.26
-9.52%
Water (0.33 liter bottle)
$1.94 $1.94
$1.74 ANG 3.12
11.49%
Local Beer (0.5 liter draught)
$6.73 $6.73
$5.76 ANG 10.31
16.84%
Imported Beer (0.33 liter bottle)
$7.39 $7.39
$5.46 ANG 9.78
35.35%
🛒 Groceries & Markets
Troy, NY
Willemstad
Difference
Milk (1 liter)
$1.07 $1.07
$2.00 ANG 3.58
-46.50%
White Bread (500g)
$3.20 $3.20
$2.86 ANG 5.12
11.89%
Rice (white) (1kg)
$4.36 $4.36
$3.57 ANG 6.40
22.13%
Eggs
$4.09 $4.09
$4.15 ANG 7.42
-1.45%
Local Cheese (1kg)
$10.83 $10.83
$16.60 ANG 29.71
-34.76%
Chicken Fillets (1kg)
$13.49 $13.49
$7.23 ANG 12.94
86.58%
Beef Round Steak (1kg)
$18.29 $18.29
$11.97 ANG 21.43
52.80%
Apples (1kg)
$4.91 $4.91
$5.44 ANG 9.74
-9.74%
Banana (1kg)
$1.39 $1.39
$3.03 ANG 5.42
-54.13%
Oranges (1kg)
$5.41 $5.41
$3.33 ANG 5.96
62.46%
Tomato (1kg)
$4.81 $4.81
$3.82 ANG 6.83
25.92%
Potato (1kg)
$2.99 $2.99
$2.53 ANG 4.52
18.18%
Onion (1kg)
$3.58 $3.58
$1.98 ANG 3.54
80.81%
Lettuce (1 head)
$2.25 $2.25
$2.44 ANG 4.37
-7.79%
Water (1.5 liter bottle)
$2.04 $2.04
$2.93 ANG 5.24
-30.38%
Cigarettes 20 Pack (Marlboro, Camel)
$14.81 $14.81
$10.16 ANG 18.18
45.77%
Wine (Bottle)
$14.19 $14.19
$12.32 ANG 22.05
15.18%
Local Beer (0.5 liter bottle)
$1.98 $1.98
$2.35 ANG 4.21
-15.74%
Imported Beer (0.33 liter bottle)
$3.92 $3.92
$2.40 ANG 4.30
63.33%
🚌 Getting Around
Troy, NY
Willemstad
Difference
One-way Ticket (Public Transport)
$1.28 $1.28
$1.92 ANG 3.44
-33.33%
Public Transport Monthly Pass (Regular Price)
$65.5 $65.5
-
-
Taxi Start (Normal Tariff)
$3.94 $3.94
$22.77 ANG 40.76
-82.70%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
-
-
Taxi 1hour Waiting (Normal Tariff)
$29.93 $29.93
-
-
Gasoline (1 liter)
$1.11 $1.11
$1.35 ANG 2.41
-17.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K $27.8K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$20.4K ANG 36.5K
29.89%
🧾 Monthly Utilities & Internet
Troy, NY
Willemstad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$208 $208
$272 ANG 487
-23.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.0 $59.0
$77.1 ANG 138
-23.51%
Internet (50+ Mbps, Unlimited Data)
$75.4 $75.4
$64.6 ANG 116
16.78%
🎉 Sport & Entertainment
Troy, NY
Willemstad
Difference
Gym Membership (Monthly)
$43.75 $43.75
$47.22 ANG 84.5
-7.35%
Tennis Court (1 Hour on Weekend)
-
$43.82 ANG 78.4
-
Cinema Ticket
$14.98 $14.98
$11.92 ANG 21.33
25.67%
🧸 Childcare & Education
Troy, NY
Willemstad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,473 $1,473
$328 ANG 587
349.22%
International Primary School, 1 Child (Yearly)
$16.9K $16.9K
$12.3K ANG 22.0K
37.53%
👕👟 Clothing & Footwear
Troy, NY
Willemstad
Difference
Jeans (Levis 501 Or Similar)
$54.0 $54.0
$104 ANG 186
-48.07%
Summer Dress (H&M, Zara, etc)
$47.74 $47.74
$73.8 ANG 132
-35.35%
Sport Shoes (Adidas, Nike)
$100 $100
$164 ANG 293
-38.71%
Men's Leather Business Shoes
$122 $122
$94.1 ANG 168
29.29%
🏠 Accommodation & Living
Troy, NY
Willemstad
Difference
1-bedroom Apartment, City Center (Monthly)
$1,321 $1,321
$797 ANG 1,426
65.83%
1-bedroom Apartment, Outside City Center (Monthly)
$1,014 $1,014
$645 ANG 1,155
57.18%
3-bedroom Apartment, City Center (Monthly)
$2,984 $2,984
$1,690 ANG 3,025
76.56%
3-bedroom Apartment, Outside City Center (Monthly)
$2,372 $2,372
$1,204 ANG 2,155
97.04%
Buy Apartment in City Center (m2)
$2,582 $2,582
$837 ANG 1,498
208.46%
Buy Apartment Outside City Center (m2)
$2,600 $2,600
$165 ANG 296
1473.00%
💵 Salaries & Financials
Troy, NY
Willemstad
Difference
Average Monthly Net Salary (After Tax)
$7,661 $7,661
$1,238 ANG 2,217
518.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.66
4.97
34.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: October 19, 2026

Last update for Willemstad: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Troy, NY
$1K
Willemstad
$645 36.4% $369
Groceries & Markets
Troy, NY
$406
Willemstad
$377 7.1% $29
Monthly Utilities & Internet
Troy, NY
$342
Willemstad
$414 21% $72
Eating Out
Troy, NY
$325
Willemstad
$283 12.8% $41
Clothing & Footwear
Troy, NY
$146
Willemstad
$196 34.6% $50
Getting Around
Troy, NY
$82
Willemstad
$30 * 62.7% $51
Sport & Entertainment
Troy, NY
$74
Willemstad
$71 3.6% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,321 in Troy, NY versus $797 in Willemstad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 519% higher in Troy, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Troy, NY versus $75.0 in Willemstad. Monthly groceries follow the same trend: $406 vs $377 – making Willemstad the more affordable choice for daily food spending.

Good to know
🇺🇸 Troy, NY
🇨🇼 Willemstad
🕒 Local time
13:39 1:39 PM
13:39 1:39 PM
Same time as Troy, NY
🌤 Weather
👥 Population
51,401
140,000 Capital
Exchange rates and currency converter

ANG, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 24, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Netherlands Antillean Guilder exchange rates as of October 24, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.497 EUR).

On the map
Between locations
  • Troy, NY Willemstad 3,440 km ≈ 4 h 45 min nonstop flight
From you
  • Troy, NY
  • Willemstad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Troy, NY vs Willemstad: Cost of Living - Frequently Asked Questions
Is Willemstad cheaper than Troy, NY?
Yes – Troy, NY is pricier by about 18%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,582 per month in Troy, NY and $3,025 in Willemstad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Willemstad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Troy, NY and in Willemstad?
Monthly expenses with rent come to $2,388 in Troy, NY and $2,017 in Willemstad. That's a gap of about 18%.
Which city has cheaper kindergarten?
Kindergarten costs $1,473 per month in Troy, NY and $328 in Willemstad. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 a realistic budget for living in Troy, NY or in Willemstad?
A $3,000 monthly budget goes further in Willemstad, where all-in costs run around $2,017, than in Troy, NY at $2,388. In Willemstad it covers expenses comfortably, while in Troy, NY it requires careful planning or may not stretch far enough.
Is Troy, NY or Willemstad more family-friendly?
Families tend to lean toward Willemstad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Troy, NY or Willemstad?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Willemstad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Troy, NY makes more sense. Both are solid long-term options with distinct trade-offs.

Troy, NY vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?