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Cost of Living Comparison Between Troy, NY and Ubud, Bali Cost of Living Comparison Between Troy, NY and Ubud, Bali

๐Ÿ˜ Solo nomad: Troy, NY is 146.9% more expensive than Ubud, Bali without rent, and 192.9% more expensive with rent.
๐Ÿ˜ Family of 3: Troy, NY is 77.7% more expensive than Ubud, Bali without rent, and 201.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Troy, NY
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.28 $19.28
$2.85 Rpย 47.5K
576.49%
Three-Course Dinner for Two, Mid-Range
$73.7 $73.7
$12.26 Rpย 204.3K
501.31%
Fast Food Meal (McDonalds, etc)
$12.16 $12.16
$3.28 Rpย 54.6K
270.73%
Cappuccino
$5.88 $5.88
$2.3 Rpย 38.3K
155.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 $2.12
$1.11 Rpย 18.5K
90.99%
Water (0.33 liter bottle)
$1.73 $1.73
$0.26 Rpย 4,324
565.38%
Local Beer (0.5 liter draught)
$6.09 $6.09
$2.4 Rpย 40K
153.75%
Imported Beer (0.33 liter bottle)
$5.92 $5.92
$3.15 Rpย 52.5K
87.94%
๐Ÿ›’ Groceries & Markets
Troy, NY
Ubud, Bali
Difference
Milk (1 liter)
$1.01 $1.01
$1.49 Rpย 24.9K
-32.21%
White Bread (500g)
$3.46 $3.46
$1.65 Rpย 27.5K
109.70%
Rice (white) (1kg)
$5.74 $5.74
$1.13 Rpย 18.9K
407.96%
Eggs
$3.7 $3.7
$2.33 Rpย 38.9K
58.80%
Local Cheese (1kg)
$13.88 $13.88
$13.7 Rpย 228.3K
1.31%
Chicken Fillets (1kg)
$13.96 $13.96
$3.97 Rpย 66.2K
251.64%
Beef Round Steak (1kg)
$17.66 $17.66
$11.22 Rpย 187K
57.40%
Apples (1kg)
$3.76 $3.76
$3.48 Rpย 57.9K
8.05%
Banana (1kg)
$1.46 $1.46
$1.5 Rpย 25K
-2.67%
Oranges (1kg)
$3.89 $3.89
$2.68 Rpย 44.6K
45.15%
Tomato (1kg)
$4 $4
$1.35 Rpย 22.5K
196.30%
Potato (1kg)
$3.03 $3.03
$1.57 Rpย 26.2K
92.99%
Onion (1kg)
$2.47 $2.47
$2.1 Rpย 34.9K
17.62%
Lettuce (1 head)
$1.89 $1.89
$1.03 Rpย 17.1K
83.50%
Water (1.5 liter bottle)
$1.66 $1.66
$0.57 Rpย 9,488
191.23%
Cigarettes 20 Pack (Marlboro, Camel)
$12.94 $12.94
$2.31 Rpย 38.5K
460.17%
Wine (Bottle)
$12.1 $12.1
$15.21 Rpย 253.5K
-20.45%
Local Beer (0.5 liter bottle)
$1.7 $1.7
$2.49 Rpย 41.5K
-31.73%
Imported Beer (0.33 liter bottle)
$3.22 $3.22
$2.66 Rpย 44.3K
21.05%
๐ŸšŒ Getting Around
Troy, NY
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.31 $1.31
$0.29 Rpย 4,911
351.72%
Public Transport Monthly Pass (Regular Price)
$64.2 $64.2
$10.03 Rpย 167.1K
540.18%
Taxi Start (Normal Tariff)
$3.07 $3.07
$0.45 Rpย 7,480
582.22%
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$0.34 Rpย 5,748
302.94%
Taxi 1hour Waiting (Normal Tariff)
$26.95 $26.95
$5.97 Rpย 99.4K
351.42%
Gasoline (1 liter)
$0.91 $0.91
$0.75 Rpย 12.4K
21.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K $30K
$25.8K Rpย 430.2M
16.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25K $25K
$31.7K Rpย 528.9M
-21.30%
๐Ÿงพ Monthly Utilities & Internet
Troy, NY
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$64.6 Rpย 1.1M
199.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.5 $52.5
$4.14 Rpย 69K
1168.84%
Internet (50+ Mbps, Unlimited Data)
$64.7 $64.7
$23.99 Rpย 399.7K
169.70%
๐ŸŽ‰ Sport & Entertainment
Troy, NY
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.23 $43.23
$23.29 Rpย 388.1K
85.62%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rpย 103.1K
-
Cinema Ticket
$14.78 $14.78
$3.45 Rpย 57.5K
328.41%
๐Ÿงธ Childcare & Education
Troy, NY
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,391 $1,391
$91.9 Rpย 1.5M
1413.47%
International Primary School, 1 Child (Yearly)
$27.6K $27.6K
$5,912 Rpย 98.5M
366.03%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Troy, NY
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$47.29 $47.29
$51.5 Rpย 857.6K
-8.12%
Summer Dress (H&M, Zara, etc)
$34.46 $34.46
$24.45 Rpย 407.3K
40.94%
Sport Shoes (Adidas, Nike)
$82.5 $82.5
$84.4 Rpย 1.4M
-2.26%
Men's Leather Business Shoes
$103 $103
$74.3 Rpย 1.2M
37.96%
๐Ÿ  Accommodation & Living
Troy, NY
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,205 $1,205
$261 Rpย 4.4M
361.01%
1-bedroom Apartment, Outside City Center (Monthly)
$887 $887
$160 Rpย 2.7M
455.99%
3-bedroom Apartment, City Center (Monthly)
$3,002 $3,002
$585 Rpย 9.7M
413.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,766 $1,766
$328 Rpย 5.5M
437.98%
Buy Apartment in City Center (m2)
$2,558 $2,558
$985 Rpย 16.4M
159.63%
Buy Apartment Outside City Center (m2)
$2,521 $2,521
$847 Rpย 14.1M
197.73%
๐Ÿ’ต Salaries & Financials
Troy, NY
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,783 $5,783
$178 Rpย 3M
3149.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
13.28
-51.43%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Troy, NY: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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