Cost of Living Comparison Between Troy, NY and Regensburg Cost of Living Comparison Between Troy, NY and Regensburg

😐 Solo nomad: Troy, NY is 1.9% more expensive than Regensburg without rent, and 9.5% more expensive with rent.
😐 Family of 3: Troy, NY is 17.2% more expensive than Regensburg without rent, and 13.4% more expensive with rent.
Currency
🍽 Eating Out
Troy, NY
Regensburg
Difference
Meal at Budget Restaurant
$18.91 $18.91
$15.12 €13.02
25.07%
Three-Course Dinner for Two, Mid-Range
$74.1 $74.1
$75.1 €64.7
-1.38%
Fast Food Meal (McDonalds, etc)
$11.91 $11.91
$11.76 €10.13
1.28%
Cappuccino
$6.09 $6.09
$3.90 €3.36
56.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.17 $2.17
$3.29 €2.83
-34.04%
Water (0.33 liter bottle)
$1.71 $1.71
$2.23 €1.92
-23.32%
Local Beer (0.5 liter draught)
$6.03 $6.03
$4.53 €3.90
33.11%
Imported Beer (0.33 liter bottle)
$5.88 $5.88
$4.58 €3.95
28.38%
🛒 Groceries & Markets
Troy, NY
Regensburg
Difference
Milk (1 liter)
$1.02 $1.02
$1.26 €1.08
-19.05%
White Bread (500g)
$3.39 $3.39
$2.25 €1.94
50.67%
Rice (white) (1kg)
$5.73 $5.73
$3.46 €2.98
65.61%
Eggs
$3.75 $3.75
$3.66 €3.15
2.46%
Local Cheese (1kg)
$14.18 $14.18
$14.83 €12.77
-4.38%
Chicken Fillets (1kg)
$13.93 $13.93
$15.96 €13.74
-12.72%
Beef Round Steak (1kg)
$17.44 $17.44
$21.93 €18.88
-20.47%
Apples (1kg)
$3.81 $3.81
$3.15 €2.72
20.95%
Banana (1kg)
$1.39 $1.39
$1.97 €1.69
-29.44%
Oranges (1kg)
$3.80 $3.80
$2.26 €1.95
68.14%
Tomato (1kg)
$4.09 $4.09
$5.23 €4.50
-21.80%
Potato (1kg)
$2.88 $2.88
$1.63 €1.40
76.69%
Onion (1kg)
$2.50 $2.50
$1.71 €1.47
46.20%
Lettuce (1 head)
$1.94 $1.94
$2.01 €1.73
-3.48%
Water (1.5 liter bottle)
$1.60 $1.60
$0.96 €0.83
66.67%
Cigarettes 20 Pack (Marlboro, Camel)
$12.82 $12.82
$9.71 €8.36
32.03%
Wine (Bottle)
$12.84 $12.84
$7.09 €6.11
81.10%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$1.06 €0.91
61.32%
Imported Beer (0.33 liter bottle)
$3.21 $3.21
$1.80 €1.55
78.33%
🚌 Getting Around
Troy, NY
Regensburg
Difference
One-way Ticket (Public Transport)
$1.31 $1.31
$3.48 €3.00
-62.36%
Public Transport Monthly Pass (Regular Price)
$66.2 $66.2
$56.5 €48.63
17.14%
Taxi Start (Normal Tariff)
$3.09 $3.09
$5.95 €5.12
-48.07%
Taxi (Normal Tariff) (1km)
$1.35 $1.35
$2.06 €1.78
-34.47%
Taxi 1hour Waiting (Normal Tariff)
$28.03 $28.03
$39.78 €34.25
-29.54%
Gasoline (1 liter)
$0.89 $0.89
$1.93 €1.66
-53.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K $29.7K
$31.7K €27.3K
-6.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$36.0K €31.0K
-31.81%
🧾 Monthly Utilities & Internet
Troy, NY
Regensburg
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 $191
$289 €249
-33.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.3 $53.3
$32.79 €28.23
62.64%
Internet (50+ Mbps, Unlimited Data)
$65.9 $65.9
$54.4 €46.83
21.18%
🎉 Sport & Entertainment
Troy, NY
Regensburg
Difference
Gym Membership (Monthly)
$44.45 $44.45
$56.0 €48.19
-20.57%
Tennis Court (1 Hour on Weekend)
-
$27.43 €23.61
-
Cinema Ticket
$14.78 $14.78
$16.64 €14.33
-11.18%
🧸 Childcare & Education
Troy, NY
Regensburg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,413 $1,413
$256 €221
450.81%
International Primary School, 1 Child (Yearly)
$27.5K $27.5K
$8,261 €7,113
233.33%
👕👟 Clothing & Footwear
Troy, NY
Regensburg
Difference
Jeans (Levis 501 Or Similar)
$46.89 $46.89
$87.6 €75.4
-46.48%
Summer Dress (H&M, Zara, etc)
$34.18 $34.18
$67.8 €58.4
-49.56%
Sport Shoes (Adidas, Nike)
$83.3 $83.3
$85.7 €73.8
-2.72%
Men's Leather Business Shoes
$101 $101
$148 €127
-31.66%
🏠 Accommodation & Living
Troy, NY
Regensburg
Difference
1-bedroom Apartment, City Center (Monthly)
$1,223 $1,223
$755 €650
62.00%
1-bedroom Apartment, Outside City Center (Monthly)
$917 $917
$671 €578
36.67%
3-bedroom Apartment, City Center (Monthly)
$2,984 $2,984
$1,478 €1,272
101.95%
3-bedroom Apartment, Outside City Center (Monthly)
$1,823 $1,823
$1,080 €930
68.81%
Buy Apartment in City Center (m2)
$2,534 $2,534
$8,728 €7,515
-70.97%
Buy Apartment Outside City Center (m2)
$2,510 $2,510
$4,651 €4,005
-46.05%
💵 Salaries & Financials
Troy, NY
Regensburg
Difference
Average Monthly Net Salary (After Tax)
$7,071 $7,071
$3,547 €3,054
99.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
3.98
62.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: March 1, 2026

Last update for Regensburg: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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