Cost of Living Comparison Between Troy, NY and New York, NY Cost of Living Comparison Between Troy, NY and New York, NY

🙂 Solo nomad: Troy, NY is 32% cheaper than New York, NY without rent, and 51.4% cheaper with rent.

🙂 Family of 3: Troy, NY is 43.4% cheaper than New York, NY without rent, and 51% cheaper with rent.

Meal at Budget Restaurant

$19.28 $19.28

$30.36 $30.36

-36.50%

Three-Course Dinner for Two, Mid-Range

$73.7 $73.7

$144 $144

-48.86%

Fast Food Meal (McDonalds, etc)

$12.16 $12.16

$12.32 $12.32

-1.30%

Cappuccino

$5.88 $5.88

$6.02 $6.02

-2.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 $2.12

$3.4 $3.4

-37.65%

Water (0.33 liter bottle)

$1.73 $1.73

$2.6 $2.6

-33.46%

Local Beer (0.5 liter draught)

$6.09 $6.09

$8.23 $8.23

-26.00%

Imported Beer (0.33 liter bottle)

$5.92 $5.92

$12.21 $12.21

-51.52%

Milk (1 liter)

$1.01 $1.01

$1.6 $1.6

-36.88%

White Bread (500g)

$3.46 $3.46

$4.98 $4.98

-30.52%

Rice (white) (1kg)

$5.74 $5.74

$8.14 $8.14

-29.48%

Eggs

$3.7 $3.7

$6.93 $6.93

-46.61%

Local Cheese (1kg)

$13.88 $13.88

$17.39 $17.39

-20.18%

Chicken Fillets (1kg)

$13.96 $13.96

$16.26 $16.26

-14.15%

Beef Round Steak (1kg)

$17.66 $17.66

$20.22 $20.22

-12.66%

Apples (1kg)

$3.76 $3.76

$7.71 $7.71

-51.23%

Banana (1kg)

$1.46 $1.46

$2.42 $2.42

-39.67%

Oranges (1kg)

$3.89 $3.89

$5.93 $5.93

-34.40%

Tomato (1kg)

$4 $4

$6.18 $6.18

-35.28%

Potato (1kg)

$3.03 $3.03

$3.88 $3.88

-21.91%

Onion (1kg)

$2.47 $2.47

$4.06 $4.06

-39.16%

Lettuce (1 head)

$1.89 $1.89

$3.06 $3.06

-38.24%

Water (1.5 liter bottle)

$1.66 $1.66

$2.57 $2.57

-35.41%

Cigarettes 20 Pack (Marlboro, Camel)

$12.94 $12.94

$19.05 $19.05

-32.07%

Wine (Bottle)

$12.1 $12.1

$17.88 $17.88

-32.33%

Local Beer (0.5 liter bottle)

$1.7 $1.7

$2.94 $2.94

-42.18%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$3.86 $3.86

-16.58%

One-way Ticket (Public Transport)

$1.31 $1.31

$2.89 $2.89

-54.67%

Public Transport Monthly Pass (Regular Price)

$64.2 $64.2

$133 $133

-51.61%

Taxi Start (Normal Tariff)

$3.07 $3.07

$5.01 $5.01

-38.72%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$2.23 $2.23

-38.57%

Taxi 1hour Waiting (Normal Tariff)

$26.95 $26.95

$42.23 $42.23

-36.18%

Gasoline (1 liter)

$0.91 $0.91

$0.9 $0.9

1.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30K $30K

$35.4K $35.4K

-15.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25K $25K

$27.8K $27.8K

-10.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$183 $183

5.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.5 $52.5

$60.7 $60.7

-13.39%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$62.9 $62.9

2.88%

Gym Membership (Monthly)

$43.23 $43.23

$144 $144

-70.01%

Tennis Court (1 Hour on Weekend)

$65.4 $65.4

Cinema Ticket

$14.78 $14.78

$20.19 $20.19

-26.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,391 $1,391

$3,120 $3,120

-55.42%

International Primary School, 1 Child (Yearly)

$27.6K $27.6K

$57.7K $57.7K

-52.24%

Jeans (Levis 501 Or Similar)

$47.29 $47.29

$66.9 $66.9

-29.29%

Summer Dress (H&M, Zara, etc)

$34.46 $34.46

$48.09 $48.09

-28.34%

Sport Shoes (Adidas, Nike)

$82.5 $82.5

$114 $114

-27.57%

Men's Leather Business Shoes

$103 $103

$168 $168

-38.92%

1-bedroom Apartment, City Center (Monthly)

$1,205 $1,205

$4,150 $4,150

-70.97%

1-bedroom Apartment, Outside City Center (Monthly)

$887 $887

$2,682 $2,682

-66.93%

3-bedroom Apartment, City Center (Monthly)

$3,002 $3,002

$8,462 $8,462

-64.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,766 $1,766

$5,253 $5,253

-66.38%

Buy Apartment in City Center (m2)

$2,558 $2,558

$15.7K $15.7K

-83.76%

Buy Apartment Outside City Center (m2)

$2,521 $2,521

$10.4K $10.4K

-75.84%

Average Monthly Net Salary (After Tax)

$5,783 $5,783

$5,489 $5,489

5.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.44

0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: November 30, 2025

Last update for New York, NY: December 1, 2025

Digital Nomad Cost of Living Index

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