Cost of Living Comparison Between Troy, NY and Chicago, IL Cost of Living Comparison Between Troy, NY and Chicago, IL

🙂 Solo nomad: Troy, NY is 6% cheaper than Chicago, IL without rent, and 27.4% cheaper with rent.

🙂 Family of 3: Troy, NY is 18.6% cheaper than Chicago, IL without rent, and 24.6% cheaper with rent.

Meal at Budget Restaurant

$18.88 $18.88

$20.82 $20.82

-9.32%

Three-Course Dinner for Two, Mid-Range

$72.4 $72.4

$100 $100

-27.90%

Fast Food Meal (McDonalds, etc)

$11.95 $11.95

$11.97 $11.97

-0.17%

Cappuccino

$5.86 $5.86

$5.56 $5.56

5.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 $2.16

$3.11 $3.11

-30.55%

Water (0.33 liter bottle)

$1.75 $1.75

$2.42 $2.42

-27.69%

Local Beer (0.5 liter draught)

$6.03 $6.03

$6.86 $6.86

-12.10%

Imported Beer (0.33 liter bottle)

$6.07 $6.07

$8.45 $8.45

-28.17%

Milk (1 liter)

$1.05 $1.05

$1.04 $1.04

0.96%

White Bread (500g)

$3.33 $3.33

$4.15 $4.15

-19.76%

Rice (white) (1kg)

$5.71 $5.71

$5.52 $5.52

3.44%

Eggs

$3.8 $3.8

$4.65 $4.65

-18.28%

Local Cheese (1kg)

$14.28 $14.28

$14.33 $14.33

-0.35%

Chicken Fillets (1kg)

$13.5 $13.5

$14.88 $14.88

-9.27%

Beef Round Steak (1kg)

$17.67 $17.67

$19.34 $19.34

-8.63%

Apples (1kg)

$3.89 $3.89

$5.17 $5.17

-24.76%

Banana (1kg)

$1.41 $1.41

$1.71 $1.71

-17.54%

Oranges (1kg)

$3.89 $3.89

$4.41 $4.41

-11.79%

Tomato (1kg)

$4.06 $4.06

$4.51 $4.51

-9.98%

Potato (1kg)

$2.93 $2.93

$2.53 $2.53

15.81%

Onion (1kg)

$2.47 $2.47

$2.74 $2.74

-9.85%

Lettuce (1 head)

$1.94 $1.94

$2.43 $2.43

-20.16%

Water (1.5 liter bottle)

$1.65 $1.65

$2.7 $2.7

-38.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.12 $13.12

$15.19 $15.19

-13.63%

Wine (Bottle)

$12.09 $12.09

$16.42 $16.42

-26.37%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.35 $2.35

-25.53%

Imported Beer (0.33 liter bottle)

$3.36 $3.36

$3.7 $3.7

-9.19%

One-way Ticket (Public Transport)

$1.32 $1.32

$2.53 $2.53

-47.83%

Public Transport Monthly Pass (Regular Price)

$64.8 $64.8

$74.1 $74.1

-12.63%

Taxi Start (Normal Tariff)

$2.98 $2.98

$3.34 $3.34

-10.78%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

Taxi 1hour Waiting (Normal Tariff)

$27.19 $27.19

$25.42 $25.42

6.96%

Gasoline (1 liter)

$0.84 $0.84

$1.08 $1.08

-22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$32.4K $32.4K

-7.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$26.2K $26.2K

-6.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$188 $188

3.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.6 $52.6

$63.7 $63.7

-17.38%

Internet (50+ Mbps, Unlimited Data)

$65.4 $65.4

$65.2 $65.2

0.28%

Gym Membership (Monthly)

$44.28 $44.28

$76.7 $76.7

-42.28%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$15.1 $15.1

$14.93 $14.93

1.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,411 $1,411

$2,063 $2,063

-31.59%

International Primary School, 1 Child (Yearly)

$28.5K $28.5K

$39.2K $39.2K

-27.16%

Jeans (Levis 501 Or Similar)

$46.75 $46.75

$64.3 $64.3

-27.31%

Summer Dress (H&M, Zara, etc)

$33.73 $33.73

$52.4 $52.4

-35.62%

Sport Shoes (Adidas, Nike)

$83.8 $83.8

$95.2 $95.2

-12.02%

Men's Leather Business Shoes

$104 $104

$145 $145

-28.30%

1-bedroom Apartment, City Center (Monthly)

$1,181 $1,181

$2,378 $2,378

-50.32%

1-bedroom Apartment, Outside City Center (Monthly)

$917 $917

$1,584 $1,584

-42.15%

3-bedroom Apartment, City Center (Monthly)

$2,962 $2,962

$4,763 $4,763

-37.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,814 $1,814

$2,815 $2,815

-35.57%

Buy Apartment in City Center (m2)

$2,808 $2,808

$3,588 $3,588

-21.75%

Buy Apartment Outside City Center (m2)

$2,425 $2,425

$2,490 $2,490

-2.62%

Average Monthly Net Salary (After Tax)

$5,878 $5,878

$5,275 $5,275

11.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.6

-2.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: October 29, 2025

Last update for Chicago, IL: October 29, 2025

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