Cost of Living Comparison Between Tracy, CA and New York, NY Cost of Living Comparison Between Tracy, CA and New York, NY

🙂 Solo nomad: Tracy, CA is 41.7% cheaper than New York, NY without rent, and 37.2% cheaper with rent.

🙂 Family of 3: Tracy, CA is 39.6% cheaper than New York, NY without rent, and 48.4% cheaper with rent.

Meal at Budget Restaurant

$19.84 $19.84

$29.68 $29.68

-33.15%

Three-Course Dinner for Two, Mid-Range

$49.26 $49.26

$144 $144

-65.83%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$12.43 $12.43

-20.92%

Cappuccino

$4.55 $4.55

$5.84 $5.84

-22.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 $2.99

$3.26 $3.26

-8.28%

Water (0.33 liter bottle)

$1.84 $1.84

$2.58 $2.58

-28.68%

Local Beer (0.5 liter draught)

$7.19 $7.19

$8.24 $8.24

-12.74%

Imported Beer (0.33 liter bottle)

$8.79 $8.79

$11.86 $11.86

-25.89%

Milk (1 liter)

$1.36 $1.36

$1.56 $1.56

-12.82%

White Bread (500g)

$4.17 $4.17

$5.23 $5.23

-20.27%

Rice (white) (1kg)

$3.22 $3.22

$8.11 $8.11

-60.30%

Eggs

$3.53 $3.53

$7.25 $7.25

-51.31%

Local Cheese (1kg)

$16.07 $16.07

$17.08 $17.08

-5.91%

Chicken Fillets (1kg)

$11.22 $11.22

$16.24 $16.24

-30.91%

Beef Round Steak (1kg)

$15.51 $15.51

$20.02 $20.02

-22.53%

Apples (1kg)

$4.35 $4.35

$7.49 $7.49

-41.92%

Banana (1kg)

$2.18 $2.18

$2.55 $2.55

-14.51%

Oranges (1kg)

$4.3 $4.3

$5.82 $5.82

-26.12%

Tomato (1kg)

$4.49 $4.49

$6.52 $6.52

-31.13%

Potato (1kg)

$2.14 $2.14

$3.72 $3.72

-42.47%

Onion (1kg)

$3.36 $3.36

$3.9 $3.9

-13.85%

Lettuce (1 head)

$1.95 $1.95

$3.07 $3.07

-36.48%

Water (1.5 liter bottle)

$1.98 $1.98

$2.57 $2.57

-22.96%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 $11.16

$19.21 $19.21

-41.91%

Wine (Bottle)

$8.98 $8.98

$17.79 $17.79

-49.52%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$3.01 $3.01

-22.26%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$3.72 $3.72

-8.06%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.92 $2.92

-33.56%

Public Transport Monthly Pass (Regular Price)

$65.8 $65.8

$134 $134

-50.87%

Taxi Start (Normal Tariff)

$3.48 $3.48

$5.13 $5.13

-32.16%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$2.15 $2.15

-11.16%

Taxi 1hour Waiting (Normal Tariff)

$29.73 $29.73

$41.57 $41.57

-28.48%

Gasoline (1 liter)

$1.31 $1.31

$0.95 $0.95

37.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K $29.7K

$35K $35K

-15.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$27.7K $27.7K

-1.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 $294

$179 $179

64.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.42 $48.42

$60 $60

-19.26%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$63.8 $63.8

4.78%

Gym Membership (Monthly)

$43.04 $43.04

$141 $141

-69.41%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$15.53 $15.53

$19.9 $19.9

-21.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,997 $1,997

$3,206 $3,206

-37.73%

International Primary School, 1 Child (Yearly)

$26.3K $26.3K

$56.5K $56.5K

-53.46%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$65.7 $65.7

-18.08%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$48.75 $48.75

-9.64%

Sport Shoes (Adidas, Nike)

$87.9 $87.9

$111 $111

-20.92%

Men's Leather Business Shoes

$136 $136

$172 $172

-20.98%

1-bedroom Apartment, City Center (Monthly)

$1,607 $1,607

$4,165 $4,165

-61.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,346 $1,346

$2,653 $2,653

-49.28%

3-bedroom Apartment, City Center (Monthly)

$2,631 $2,631

$8,412 $8,412

-68.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,226 $2,226

$5,277 $5,277

-57.82%

Buy Apartment in City Center (m2)

$2,744 $2,744

$15.6K $15.6K

-82.43%

Buy Apartment Outside City Center (m2)

$2,293 $2,293

$11.2K $11.2K

-79.45%

Average Monthly Net Salary (After Tax)

$6,423 $6,423

$5,616 $5,616

14.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.44

1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tracy, CA: October 27, 2025

Last update for New York, NY: October 28, 2025

Similar cities

Austin, TX

🇺🇸 United States

Dubai

🇦🇪 United Arab Emirates

Toronto

🇨🇦 Canada

Singapore

🇸🇬 Singapore

Milan

🇮🇹 Italy

Melbourne

🇦🇺 Australia

Munich

🇩🇪 Germany

Vienna

🇦🇹 Austria