Last update: Oct 2026

Cost of Living Comparison Between Tracy, CA and Lisbon

For one person, living costs are similar in Tracy, CA and in Lisbon: $2,327 and $2,223 a month, rent and utilities included.

114

Cost of Living Index in Tracy, CA
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Tracy, CA Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Tracy, CA

🇺🇸 United States

$2,327

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Tracy, CA and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tracy, CA and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,327 in Tracy, CA versus $2,223 in Lisbon.

Tracy, CA $2,327
Lisbon $2,223

Estimated couple costs with rent: $2,585 in Tracy, CA versus $3,271 in Lisbon.

Tracy, CA $2,585
Lisbon $3,271

Monthly costs for a family of three with rent: $2,843 in Tracy, CA versus $4,319 in Lisbon.

Tracy, CA $2,843
Lisbon $4,319

Living in Tracy, CA is roughly 5% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Tracy, CA 72% above, Lisbon 65% above.

Meal at Budget Restaurant

$19.75 $19.75

$16.50 €14.67

19.70%

Three-Course Dinner for Two, Mid-Range

$50.9 $50.9

$61.3 €54.5

-16.91%

Fast Food Meal (McDonalds, etc)

$10.10 $10.10

$11.27 €10.03

-10.38%

Cappuccino

$4.52 $4.52

$3.06 €2.72

47.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 $3.12

$2.26 €2.01

38.05%

Water (0.33 liter bottle)

$1.81 $1.81

$1.73 €1.54

4.62%

Local Beer (0.5 liter draught)

$6.10 $6.10

$3.39 €3.02

79.94%

Imported Beer (0.33 liter bottle)

$7.44 $7.44

$3.40 €3.02

118.82%

Milk (1 liter)

$1.34 $1.34

$1.12 €1.00

19.64%

White Bread (500g)

$4.19 $4.19

$1.86 €1.65

125.27%

Rice (white) (1kg)

$5.50 $5.50

$1.53 €1.36

259.48%

Eggs

$3.42 $3.42

$3.96 €3.53

-13.64%

Local Cheese (1kg)

$16.30 $16.30

$12.76 €11.35

27.74%

Chicken Fillets (1kg)

$11.11 $11.11

$7.90 €7.02

40.63%

Beef Round Steak (1kg)

$15.47 $15.47

$16.97 €15.09

-8.84%

Apples (1kg)

$4.45 $4.45

$2.27 €2.02

96.04%

Banana (1kg)

$2.26 $2.26

$1.75 €1.55

29.14%

Oranges (1kg)

$4.36 $4.36

$1.85 €1.64

135.68%

Tomato (1kg)

$4.36 $4.36

$2.57 €2.28

69.65%

Potato (1kg)

$2.21 $2.21

$1.86 €1.65

18.82%

Onion (1kg)

$3.23 $3.23

$2.02 €1.80

59.90%

Lettuce (1 head)

$2.04 $2.04

$1.44 €1.28

41.67%

Water (1.5 liter bottle)

$2.01 $2.01

$0.82 €0.73

145.12%

Cigarettes 20 Pack (Marlboro, Camel)

$11.91 $11.91

$6.56 €5.83

81.55%

Wine (Bottle)

$13.06 $13.06

$5.62 €5.00

132.38%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$1.28 €1.14

64.06%

Imported Beer (0.33 liter bottle)

$2.75 $2.75

$2.07 €1.84

32.85%

One-way Ticket (Public Transport)

$2.35 €2.09

Public Transport Monthly Pass (Regular Price)

$64.6 $64.6

$44.18 €39.30

46.29%

Taxi Start (Normal Tariff)

$2.44 $2.44

$3.99 €3.55

-38.85%

Taxi (Normal Tariff) (1km)

$1.85 $1.85

$1.09 €0.97

69.72%

Taxi 1hour Waiting (Normal Tariff)

$29.48 $29.48

$16.64 €14.81

77.16%

Gasoline (1 liter)

$1.45 $1.45

$2.28 €2.03

-36.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$33.7K €30.0K

10.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$39.3K €35.0K

-34.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$167 €149

6.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.6 $50.6

$18.80 €16.72

168.88%

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$33.09 €29.43

128.86%

Gym Membership (Monthly)

$46.01 €40.93

Tennis Court (1 Hour on Weekend)

$19.19 €17.07

Cinema Ticket

$14.93 $14.93

$9.84 €8.75

51.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,471 $2,471

$677 €602

264.91%

International Primary School, 1 Child (Yearly)

$35.4K $35.4K

$16.9K €15.1K

109.31%

Jeans (Levis 501 Or Similar)

$71.4 $71.4

$101 €90.1

-29.47%

Summer Dress (H&M, Zara, etc)

$72.0 $72.0

$45.76 €40.70

57.28%

Sport Shoes (Adidas, Nike)

$95.8 $95.8

$100.0 €88.9

-4.19%

Men's Leather Business Shoes

$233 $233

$123 €109

89.72%

1-bedroom Apartment, City Center (Monthly)

$1,775 $1,775

$1,614 €1,436

9.98%

1-bedroom Apartment, Outside City Center (Monthly)

$991 $991

$1,197 €1,065

-17.20%

3-bedroom Apartment, City Center (Monthly)

$2,862 €2,545

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 €1,770

Buy Apartment in City Center (m2)

$3,758 $3,758

$7,577 €6,740

-50.41%

Buy Apartment Outside City Center (m2)

$4,307 €3,831

Average Monthly Net Salary (After Tax)

$5,739 $5,739

$1,588 €1,412

261.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

3.85

71.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tracy, CA: October 12, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tracy, CA

$991 42.6%

Lisbon

$1.2K 53.9% 20.8% $206

Groceries & Markets

Tracy, CA

$404 17.4%

Lisbon

$269 12.1% 33.4% $135

Eating Out

Tracy, CA

$308 13.2%

Lisbon

$242 10.9% 21.3% $65

Monthly Utilities & Internet

Tracy, CA

$305 13.1%

Lisbon

$219 9.9% 28.1% $86

Clothing & Footwear

Tracy, CA

$212 9.1%

Lisbon

$166 7.5% 21.7% $46

Getting Around

Tracy, CA

$76 * 3.3%

Lisbon

$63 2.8% 17.4% $13

Sport & Entertainment

Tracy, CA

$30 * 1.3%

Lisbon

$66 3% 120% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,775 in Tracy, CA and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.

Tracy, CA pays 261% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Tracy, CA vs $61.0 in Lisbon. Groceries flip the comparison at $404 vs $269, with Lisbon cheaper for home cooking.

Good to know

🇺🇸 Tracy, CA

🇵🇹 Lisbon

🕒 Local time

14:13 2:13 PM

22:13 10:13 PM

8 h ahead of Tracy, CA

🌤 Weather

👥 Population

98,337

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Tracy, CA Lisbon 9,060 km ≈ 12 h nonstop flight

From you

Tracy, CA
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tracy, CA vs Lisbon: Cost of Living - Frequently Asked Questions

Tracy, CA and Lisbon differ by about 5% in total monthly costs ($2,327 vs $2,223 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 261% higher in Tracy, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,775 in Tracy, CA versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,471 in Tracy, CA versus $677 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 50% higher in Tracy, CA. For households that cook at home regularly, that difference adds up over a month.

At $2,223 in Lisbon versus $2,327 in Tracy, CA, a $3,000 budget is realistic in Lisbon but tight or insufficient in Tracy, CA. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tracy, CA and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 5% less than in Tracy, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.