Cost of Living Comparison Between Tracy, CA and Chicago, IL Cost of Living Comparison Between Tracy, CA and Chicago, IL

🙂 Solo nomad: Tracy, CA is 24.1% cheaper than Chicago, IL without rent, and 7.3% cheaper with rent.

🙂 Family of 3: Tracy, CA is 20.9% cheaper than Chicago, IL without rent, and 19.1% cheaper with rent.

Meal at Budget Restaurant

$19.84 $19.84

$20.82 $20.82

-4.71%

Three-Course Dinner for Two, Mid-Range

$49.26 $49.26

$100 $100

-50.91%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$11.97 $11.97

-17.88%

Cappuccino

$4.55 $4.55

$5.56 $5.56

-18.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 $2.99

$3.11 $3.11

-3.86%

Water (0.33 liter bottle)

$1.84 $1.84

$2.42 $2.42

-23.97%

Local Beer (0.5 liter draught)

$7.19 $7.19

$6.86 $6.86

4.81%

Imported Beer (0.33 liter bottle)

$8.79 $8.79

$8.45 $8.45

4.02%

Milk (1 liter)

$1.36 $1.36

$1.04 $1.04

30.77%

White Bread (500g)

$4.17 $4.17

$4.15 $4.15

0.48%

Rice (white) (1kg)

$3.22 $3.22

$5.52 $5.52

-41.67%

Eggs

$3.53 $3.53

$4.65 $4.65

-24.09%

Local Cheese (1kg)

$16.07 $16.07

$14.33 $14.33

12.14%

Chicken Fillets (1kg)

$11.22 $11.22

$14.88 $14.88

-24.60%

Beef Round Steak (1kg)

$15.51 $15.51

$19.34 $19.34

-19.80%

Apples (1kg)

$4.35 $4.35

$5.17 $5.17

-15.86%

Banana (1kg)

$2.18 $2.18

$1.71 $1.71

27.49%

Oranges (1kg)

$4.3 $4.3

$4.41 $4.41

-2.49%

Tomato (1kg)

$4.49 $4.49

$4.51 $4.51

-0.44%

Potato (1kg)

$2.14 $2.14

$2.53 $2.53

-15.42%

Onion (1kg)

$3.36 $3.36

$2.74 $2.74

22.63%

Lettuce (1 head)

$1.95 $1.95

$2.43 $2.43

-19.75%

Water (1.5 liter bottle)

$1.98 $1.98

$2.7 $2.7

-26.67%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 $11.16

$15.19 $15.19

-26.53%

Wine (Bottle)

$8.98 $8.98

$16.42 $16.42

-45.31%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$2.35 $2.35

-0.43%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$3.7 $3.7

-7.57%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.53 $2.53

-23.32%

Public Transport Monthly Pass (Regular Price)

$65.8 $65.8

$74.1 $74.1

-11.21%

Taxi Start (Normal Tariff)

$3.48 $3.48

$3.34 $3.34

4.19%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.42 $1.42

34.51%

Taxi 1hour Waiting (Normal Tariff)

$29.73 $29.73

$25.42 $25.42

16.96%

Gasoline (1 liter)

$1.31 $1.31

$1.08 $1.08

21.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K $29.7K

$32.4K $32.4K

-8.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$26.2K $26.2K

4.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 $294

$188 $188

56.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.42 $48.42

$63.7 $63.7

-23.99%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$65.2 $65.2

2.58%

Gym Membership (Monthly)

$43.04 $43.04

$76.7 $76.7

-43.90%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$15.53 $15.53

$14.93 $14.93

4.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,997 $1,997

$2,063 $2,063

-3.20%

International Primary School, 1 Child (Yearly)

$26.3K $26.3K

$39.2K $39.2K

-32.92%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$64.3 $64.3

-16.30%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$52.4 $52.4

-15.92%

Sport Shoes (Adidas, Nike)

$87.9 $87.9

$95.2 $95.2

-7.67%

Men's Leather Business Shoes

$136 $136

$145 $145

-6.28%

1-bedroom Apartment, City Center (Monthly)

$1,607 $1,607

$2,378 $2,378

-32.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,346 $1,346

$1,584 $1,584

-15.06%

3-bedroom Apartment, City Center (Monthly)

$2,631 $2,631

$4,763 $4,763

-44.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,226 $2,226

$2,815 $2,815

-20.92%

Buy Apartment in City Center (m2)

$2,744 $2,744

$3,588 $3,588

-23.51%

Buy Apartment Outside City Center (m2)

$2,293 $2,293

$2,490 $2,490

-7.94%

Average Monthly Net Salary (After Tax)

$6,423 $6,423

$5,275 $5,275

21.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.6

-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tracy, CA: October 27, 2025

Last update for Chicago, IL: October 29, 2025

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