Cost of Living Comparison Between Tortola and Road Town Cost of Living Comparison Between Tortola and Road Town

Monthly Cost of Living

Monthly costs for one person with rent: $2,519 in Tortola versus $2,767 in Road Town.

Estimated couple costs with rent: $4,316 in Tortola versus $4,812 in Road Town.

Monthly costs for a family of three with rent: $6,113 in Tortola versus $6,857 in Road Town.

Living in Tortola costs roughly 9% less than in Road Town, driven mainly by Eating Out.

Both cities are pricier than the global median: Tortola 89% above, Road Town 107% above.

Meal at Budget Restaurant

$29.42 $29.42

$19.91 $19.91

47.76%

Three-Course Dinner for Two, Mid-Range

$74.6 $74.6

$80.6 $80.6

-7.43%

Fast Food Meal (McDonalds, etc)

$14.91 $14.91

$11.31 $11.31

31.83%

Cappuccino

$7.40 $7.40

$4.82 $4.82

53.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 $1.88

$2.07 $2.07

-9.18%

Water (0.33 liter bottle)

$1.34 $1.34

$1.71 $1.71

-21.64%

Local Beer (0.5 liter draught)

$3.49 $3.49

$3.93 $3.93

-11.20%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$1.78 $1.78

129.21%

Milk (1 liter)

$2.72 $2.72

$2.39 $2.39

13.81%

White Bread (500g)

$5.40 $5.40

$4.68 $4.68

15.38%

Rice (white) (1kg)

$6.80 $6.80

$4.05 $4.05

67.90%

Eggs

$7.33 $7.33

$5.05 $5.05

45.15%

Local Cheese (1kg)

$12.75 $12.75

$18.03 $18.03

-29.28%

Chicken Fillets (1kg)

$12.88 $12.88

$10.13 $10.13

27.15%

Beef Round Steak (1kg)

$20.28 $20.28

$14.78 $14.78

37.21%

Apples (1kg)

$3.16 $3.16

$3.76 $3.76

-15.96%

Banana (1kg)

$3.98 $3.98

$2.98 $2.98

33.56%

Oranges (1kg)

$2.05 $2.05

Tomato (1kg)

$7.37 $7.37

$6.52 $6.52

13.04%

Potato (1kg)

$6.10 $6.10

$4.68 $4.68

30.34%

Onion (1kg)

$4.91 $4.91

$3.59 $3.59

36.77%

Lettuce (1 head)

$12.12 $12.12

$6.22 $6.22

94.86%

Water (1.5 liter bottle)

$1.91 $1.91

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 $4.94

$5.04 $5.04

-1.98%

Wine (Bottle)

$10.86 $10.86

$11.13 $11.13

-2.43%

Local Beer (0.5 liter bottle)

$3.94 $3.94

$5.66 $5.66

-30.39%

Imported Beer (0.33 liter bottle)

$1.96 $1.96

One-way Ticket (Public Transport)

$3.92 $3.92

Gasoline (1 liter)

$1.21 $1.21

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 $125

$163 $163

-23.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$99.4 $99.4

$81.5 $81.5

21.97%

Internet (50+ Mbps, Unlimited Data)

$117 $117

$123 $123

-5.22%

Gym Membership (Monthly)

$118 $118

$119 $119

-0.88%

Tennis Court (1 Hour on Weekend)

$20.34 $20.34

Cinema Ticket

$15.06 $15.06

$9.93 $9.93

51.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$368 $368

International Primary School, 1 Child (Yearly)

$10.4K $10.4K

Jeans (Levis 501 Or Similar)

$47.89 $47.89

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

Sport Shoes (Adidas, Nike)

$177 $177

$128 $128

37.97%

Men's Leather Business Shoes

$110 $110

$142 $142

-22.38%

1-bedroom Apartment, City Center (Monthly)

$1,259 $1,259

$1,670 $1,670

-24.61%

1-bedroom Apartment, Outside City Center (Monthly)

$982 $982

$1,392 $1,392

-29.44%

3-bedroom Apartment, City Center (Monthly)

$3,030 $3,030

$4,415 $4,415

-31.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,747 $2,747

$3,638 $3,638

-24.50%

Buy Apartment Outside City Center (m2)

$10.7K $10.7K

Average Monthly Net Salary (After Tax)

$1,789 $1,789

$1,665 $1,665

7.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tortola: July 11, 2026

Last update for Road Town: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,259 in Tortola and $1,670 in Road Town. Housing cost is often the main lever when comparing two cities.

Tortola pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in Tortola vs $81.0 in Road Town. Groceries flip the comparison at $504 vs $457, with Road Town cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tortola vs Road Town: Cost of Living - Frequently Asked Questions

Tortola is cheaper overall, especially in Clothing & Footwear, Getting Around. The 10% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 7% higher in Tortola, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,259 in Tortola versus $1,670 in Road Town. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Road Town pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Tortola – a meal for two runs $75.0 versus $81.0 in Road Town. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Tortola is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tortola and Road Town are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tortola gentler on the wallet – expenses run 10% less than in Road Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.