Last update: Oct 2026

Cost of Living Comparison Between Tortola and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $2,412 in Tortola, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Montevideo
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Montevideo Living Index

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Tortola

🇻🇬 British Virgin Islands

$2,412

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Tortola and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tortola and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,412 per month in Tortola vs $1,813 in Montevideo, rent included.

Tortola $2,412
Montevideo $1,813

A couple spends around $4,179 per month in Tortola vs $2,782 in Montevideo, rent included.

Tortola $4,179
Montevideo $2,782

A family of three spends $5,947 per month in Tortola vs $3,750 in Montevideo, rent included.

Tortola $5,947
Montevideo $3,750

Tortola costs about 33% more than Montevideo, and outside of rent the biggest gap is in clothing.

Both Tortola and Montevideo sit above the global median – Tortola by 80%, Montevideo by 35%.

Meal at Budget Restaurant

$21.16 $21.16

$15.26 UYU 613

38.66%

Three-Course Dinner for Two, Mid-Range

$82.9 $82.9

$67.4 UYU 2,711

22.90%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$14.37 UYU 578

3.97%

Cappuccino

$7.95 $7.95

$4.64 UYU 187

71.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 $1.88

$2.73 UYU 110

-31.14%

Water (0.33 liter bottle)

$1.36 $1.36

$2.09 UYU 84.0

-34.93%

Local Beer (0.5 liter draught)

$3.94 $3.94

$4.75 UYU 191

-17.05%

Imported Beer (0.33 liter bottle)

$4.91 $4.91

$3.67 UYU 147

33.79%

Milk (1 liter)

$2.94 $2.94

$1.38 UYU 55.5

113.04%

White Bread (500g)

$4.53 $4.53

$2.77 UYU 112

63.54%

Rice (white) (1kg)

$6.65 $6.65

$1.69 UYU 67.8

293.49%

Eggs

$7.40 $7.40

$4.52 UYU 182

63.72%

Local Cheese (1kg)

$13.08 $13.08

$14.17 UYU 570

-7.69%

Chicken Fillets (1kg)

$13.24 $13.24

$12.07 UYU 485

9.69%

Beef Round Steak (1kg)

$19.93 $19.93

$12.16 UYU 489

63.90%

Apples (1kg)

$2.01 $2.01

$2.87 UYU 116

-29.97%

Banana (1kg)

$3.95 $3.95

$2.75 UYU 110

43.64%

Oranges (1kg)

$2.05 $2.05

$1.73 UYU 69.5

18.50%

Tomato (1kg)

$7.55 $7.55

$3.24 UYU 130

133.02%

Potato (1kg)

$6.06 $6.06

$2.07 UYU 83.1

192.75%

Onion (1kg)

$5.05 $5.05

$2.07 UYU 83.1

143.96%

Lettuce (1 head)

$12.04 $12.04

$1.38 UYU 55.4

772.46%

Water (1.5 liter bottle)

$1.85 UYU 74.5

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 $4.95

$5.57 UYU 224

-11.13%

Wine (Bottle)

$10.98 $10.98

$8.89 UYU 357

23.51%

Local Beer (0.5 liter bottle)

$4.02 $4.02

$2.29 UYU 92.2

75.55%

Imported Beer (0.33 liter bottle)

$2.70 UYU 109

One-way Ticket (Public Transport)

$1.52 UYU 61.3

Public Transport Monthly Pass (Regular Price)

$73.7 UYU 2,962

Taxi Start (Normal Tariff)

$1.82 UYU 73.4

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.05

Taxi 1hour Waiting (Normal Tariff)

$10.66 UYU 429

Gasoline (1 liter)

$2.22 UYU 89.2

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K UYU 1.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K UYU 1.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 $102

$191 UYU 7,674

-46.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$98.9 $98.9

$20.40 UYU 820

385.00%

Internet (50+ Mbps, Unlimited Data)

$100.0 $100.0

$44.14 UYU 1,775

126.51%

Gym Membership (Monthly)

$54.1 UYU 2,177

Tennis Court (1 Hour on Weekend)

$19.68 UYU 791

Cinema Ticket

$19.76 $19.76

$12.33 UYU 496

60.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$613 UYU 24.7K

International Primary School, 1 Child (Yearly)

$11.0K UYU 444.3K

Jeans (Levis 501 Or Similar)

$103 UYU 4,134

Summer Dress (H&M, Zara, etc)

$56.1 UYU 2,255

Sport Shoes (Adidas, Nike)

$124 UYU 5,000

Men's Leather Business Shoes

$130 UYU 5,214

1-bedroom Apartment, City Center (Monthly)

$1,403 $1,403

$705 UYU 28.4K

98.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,271 $1,271

$575 UYU 23.1K

120.86%

3-bedroom Apartment, City Center (Monthly)

$3,355 $3,355

$1,139 UYU 45.8K

194.64%

3-bedroom Apartment, Outside City Center (Monthly)

$3,053 $3,053

$1,016 UYU 40.8K

200.62%

Buy Apartment in City Center (m2)

$3,349 UYU 134.6K

Buy Apartment Outside City Center (m2)

$10.9K $10.9K

$1,942 UYU 78.1K

463.16%

Average Monthly Net Salary (After Tax)

$1,614 $1,614

$1,229 UYU 49.4K

31.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tortola: October 6, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tortola

–

Montevideo

$575 32.3%

Groceries & Markets

Tortola

–

Montevideo

$332 18.7%

Eating Out

Tortola

–

Montevideo

$271 15.2%

Monthly Utilities & Internet

Tortola

–

Montevideo

$255 14.3%

Clothing & Footwear

Tortola

–

Montevideo

$186 10.4%

Getting Around

Tortola

–

Montevideo

$84 4.7%

Sport & Entertainment

Tortola

–

Montevideo

$79 4.4%

Cost Breakdown

A central one-bedroom costs $1,403 in Tortola versus $705 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Tortola, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $83.0 in Tortola versus $67.0 in Montevideo. Monthly groceries follow the same trend: $494 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇻🇬 Tortola

🇺🇾 Montevideo

🕒 Local time

07:50 7:50 AM

08:50 8:50 AM

1 h ahead of Tortola

🌤 Weather

👥 Population

8,449

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.892 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Uruguayan Peso exchange rates as of October 10, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Tortola Montevideo 6,000 km ≈ 8 h nonstop flight

From you

Tortola
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tortola vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Tortola is pricier by about 33%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $3,618 per month in Tortola and $2,720 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 49% more in Tortola, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $83.0 in Tortola and $67.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Tortola at $2,412. In Montevideo it covers expenses comfortably, while in Tortola it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tortola makes more sense. Both are solid long-term options with distinct trade-offs.