Cost of Living Comparison Between Tortola and Beef Island Cost of Living Comparison Between Tortola and Beef Island

Meal at Budget Restaurant

$28.49 $28.49

Three-Course Dinner for Two, Mid-Range

$76.6 $76.6

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

Cappuccino

$7.53 $7.53

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 $1.84

Water (0.33 liter bottle)

$1.31 $1.31

Local Beer (0.5 liter draught)

$3.54 $3.54

Imported Beer (0.33 liter bottle)

$4.04 $4.04

Milk (1 liter)

$2.63 $2.63

White Bread (500g)

$5.33 $5.33

Rice (white) (1kg)

$6.81 $6.81

Eggs

$7.36 $7.36

Local Cheese (1kg)

$13.16 $13.16

Chicken Fillets (1kg)

$12.75 $12.75

Beef Round Steak (1kg)

$19.75 $19.75

Apples (1kg)

$3.34 $3.34

Banana (1kg)

$3.96 $3.96

Oranges (1kg)

$2.06 $2.06

Tomato (1kg)

$7.42 $7.42

Potato (1kg)

$6.09 $6.09

Onion (1kg)

$4.92 $4.92

Lettuce (1 head)

$11.85 $11.85

Cigarettes 20 Pack (Marlboro, Camel)

$4.93 $4.93

Wine (Bottle)

$10.92 $10.92

Local Beer (0.5 liter bottle)

$4.04 $4.04

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 $124

SIM Card Monthly Plan (Calls and 10GB+ Data)

$98.9 $98.9

Internet (50+ Mbps, Unlimited Data)

$115 $115

Gym Membership (Monthly)

$118 $118

Cinema Ticket

$14.96 $14.96

Sport Shoes (Adidas, Nike)

$179 $179

Men's Leather Business Shoes

$109 $109

1-bedroom Apartment, City Center (Monthly)

$1,238 $1,238

$1,018 $1,018

21.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,000 $1,000

3-bedroom Apartment, City Center (Monthly)

$2,958 $2,958

3-bedroom Apartment, Outside City Center (Monthly)

$2,783 $2,783

Buy Apartment Outside City Center (m2)

$10.8K $10.8K

Average Monthly Net Salary (After Tax)

$1,833 $1,833

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tortola: April 27, 2026

Last update for Beef Island: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,238 in Tortola versus $1,018 in Beef Island. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tortola vs Beef Island: Cost of Living - Frequently Asked Questions

Rent is clearly cheaper in Beef Island, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Families tend to lean toward Beef Island – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Beef Island. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tortola makes more sense. Both are solid long-term options with distinct trade-offs.