Last update: Oct 2026

Cost of Living Comparison Between Torres Vedras and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,880 in Torres Vedras, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

92

Cost of Living Index in Torres Vedras
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Torres Vedras Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Torres Vedras

🇵🇹 Portugal

$1,880

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Torres Vedras and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torres Vedras and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,880 in Torres Vedras versus $918 in Cebu.

Torres Vedras $1,880
Cebu $918

Estimated couple costs with rent: $2,609 in Torres Vedras versus $1,409 in Cebu.

Torres Vedras $2,609
Cebu $1,409

Monthly costs for a family of three with rent: $3,339 in Torres Vedras versus $1,900 in Cebu.

Torres Vedras $3,339
Cebu $1,900

Living in Torres Vedras is roughly 105% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Torres Vedras is 39% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.17 €11.71

$3.09 ₱194

326.21%

Three-Course Dinner for Two, Mid-Range

$45.42 €40.40

$24.22 ₱1,525

87.53%

Fast Food Meal (McDonalds, etc)

$9.34 €8.30

$3.92 ₱247

138.27%

Cappuccino

$2.20 €1.96

$2.51 ₱158

-12.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 €1.81

$1.59 ₱100

28.30%

Water (0.33 liter bottle)

$1.76 €1.57

$0.53 ₱33.43

232.08%

Local Beer (0.5 liter draught)

$2.84 €2.53

$1.78 ₱112

59.55%

Imported Beer (0.33 liter bottle)

$2.17 €1.93

$2.17 ₱137

Milk (1 liter)

$0.93 €0.82

$1.92 ₱121

-51.56%

White Bread (500g)

$1.22 €1.08

$1.36 ₱85.4

-10.29%

Rice (white) (1kg)

$1.76 €1.56

$1.01 ₱63.5

74.26%

Eggs

$2.70 €2.40

$2.03 ₱128

33.00%

Local Cheese (1kg)

$10.86 €9.66

$9.86 ₱621

10.14%

Chicken Fillets (1kg)

$7.32 €6.51

$4.39 ₱277

66.74%

Beef Round Steak (1kg)

$15.37 €13.67

$7.60 ₱479

102.24%

Apples (1kg)

$2.03 €1.80

$3.30 ₱208

-38.48%

Banana (1kg)

$1.36 €1.21

$1.39 ₱87.8

-2.16%

Oranges (1kg)

$1.91 €1.70

$2.33 ₱147

-18.03%

Tomato (1kg)

$2.61 €2.32

$1.50 ₱94.3

74.00%

Potato (1kg)

$1.52 €1.35

$2.36 ₱149

-35.59%

Onion (1kg)

$2.59 €2.31

$1.90 ₱119

36.32%

Lettuce (1 head)

$1.53 €1.36

$1.19 ₱74.9

28.57%

Water (1.5 liter bottle)

$0.36 €0.32

$0.63 ₱39.71

-42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$6.57 €5.84

$3.00 ₱189

119.00%

Wine (Bottle)

$4.36 €3.88

$6.03 ₱379

-27.69%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$1.23 ₱77.7

4.07%

Imported Beer (0.33 liter bottle)

$0.98 €0.87

$1.75 ₱110

-44.00%

One-way Ticket (Public Transport)

$2.98 €2.65

$0.25 ₱15.86

1092.00%

Public Transport Monthly Pass (Regular Price)

$33.97 €30.22

$12.64 ₱796

168.75%

Taxi Start (Normal Tariff)

$2.19 €1.95

$0.77 ₱48.62

184.42%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.96 €1.74

$1.31 ₱82.8

49.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.0K

$21.2K ₱1.3M

58.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.0K

$19.1K ₱1.2M

99.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 €108

$120 ₱7,569

0.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.32 €18.96

$14.00 ₱882

52.29%

Internet (50+ Mbps, Unlimited Data)

$38.90 €34.60

$27.54 ₱1,734

41.25%

Gym Membership (Monthly)

$50.2 €44.62

$32.33 ₱2,035

55.15%

Tennis Court (1 Hour on Weekend)

$22.25 €19.79

$6.65 ₱419

234.59%

Cinema Ticket

$7.16 €6.37

$5.65 ₱356

26.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$720 €640

$275 ₱17.3K

161.49%

International Primary School, 1 Child (Yearly)

$18.7K €16.6K

$7,918 ₱498.5K

135.57%

Jeans (Levis 501 Or Similar)

$79.5 €70.7

$49.33 ₱3,106

61.16%

Summer Dress (H&M, Zara, etc)

$37.04 €32.95

$25.24 ₱1,589

46.75%

Sport Shoes (Adidas, Nike)

$107 €94.8

$77.0 ₱4,846

38.53%

Men's Leather Business Shoes

$133 €119

$57.2 ₱3,601

133.18%

1-bedroom Apartment, City Center (Monthly)

$1,007 €896

$500 ₱31.5K

101.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 €890

$309 ₱19.4K

224.07%

3-bedroom Apartment, City Center (Monthly)

$1,257 €1,118

$1,078 ₱67.9K

16.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,356 €1,206

$615 ₱38.7K

120.43%

Buy Apartment in City Center (m2)

$2,257 €2,008

$2,886 ₱181.7K

-21.79%

Buy Apartment Outside City Center (m2)

$1,930 €1,717

$1,917 ₱120.7K

0.72%

Average Monthly Net Salary (After Tax)

$1,477 €1,314

$346 ₱21.8K

326.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

7.2

-49.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torres Vedras: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Torres Vedras

$1K 53.2%

Cebu

$309 33.6% 69.1% $692

Groceries & Markets

Torres Vedras

$231 12.3%

Cebu

$206 22.4% 10.8% $25

Eating Out

Torres Vedras

$194 10.3%

Cebu

$88 9.6% 54.4% $105

Monthly Utilities & Internet

Torres Vedras

$182 9.7%

Cebu

$162 17.6% 10.9% $20

Clothing & Footwear

Torres Vedras

$160 8.5%

Cebu

$94 10.2% 41.5% $67

Sport & Entertainment

Torres Vedras

$64 3.4%

Cebu

$44 4.8% 32.4% $21

Getting Around

Torres Vedras

$48 * 2.6%

Cebu

$16 1.7% 67.6% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,007 in Torres Vedras and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Torres Vedras pays 327% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Torres Vedras vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $231 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Torres Vedras

🇵🇭 Cebu

🕒 Local time

05:41 5:41 AM

12:41 12:41 PM

7 h ahead of Torres Vedras

🌤 Weather

👥 Population

83,075

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Torres Vedras Cebu 12,700 km ≈ 16 h nonstop flight

From you

Torres Vedras
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torres Vedras vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 105% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 327% higher in Torres Vedras, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,007 in Torres Vedras versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,880 per month in Torres Vedras versus $918 in Cebu – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 169% less than in Torres Vedras. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,880 in Torres Vedras, a $1,500 budget is realistic in Cebu but tight or insufficient in Torres Vedras. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Torres Vedras, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Torres Vedras and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 105% less than in Torres Vedras. Beyond cost, consider language, visa policies, and how big the international community is in each city.