Last update: Oct 2026

Cost of Living Comparison Between Toronto and Zaragoza

For one person, living is cheaper in Zaragoza: $635 a month against $2,561 in Toronto, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
31

Cost of Living Index in Zaragoza
Learn more

Zaragoza Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Zaragoza

🇸🇻 El Salvador

$635

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Zaragoza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Zaragoza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $635 in Zaragoza.

Toronto $2,561
Zaragoza $635

Estimated couple costs with rent: $3,694 in Toronto versus $1,039 in Zaragoza.

Toronto $3,694
Zaragoza $1,039

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,443 in Zaragoza.

Toronto $4,826
Zaragoza $1,443

Living in Toronto is roughly 303% more expensive than in Zaragoza, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 90% above, Zaragoza is 53% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$6.73 $6.73

155.27%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$30.58 $30.58

148.43%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.19 $7.19

46.59%

Cappuccino

$4.02 CA$5.68

$1.46 $1.46

175.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.13 $1.13

87.61%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.84 $0.84

108.33%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.21 $1.21

415.70%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.13 $2.13

232.86%

Milk (1 liter)

$2.44 CA$3.45

$1.77 $1.77

37.85%

White Bread (500g)

$2.68 CA$3.78

$2.30 $2.30

16.52%

Rice (white) (1kg)

$2.24 CA$3.17

$0.95 $0.95

135.79%

Eggs

$3.56 CA$5.03

$2.49 $2.49

42.97%

Local Cheese (1kg)

$9.09 CA$12.85

$7.64 $7.64

18.98%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.96 $3.96

186.11%

Beef Round Steak (1kg)

$14.53 CA$20.55

$5.46 $5.46

166.12%

Apples (1kg)

$3.62 CA$5.12

$4.03 $4.03

-10.17%

Banana (1kg)

$1.21 CA$1.72

$1.44 $1.44

-15.97%

Oranges (1kg)

$3.60 CA$5.09

$2.66 $2.66

35.34%

Tomato (1kg)

$4.21 CA$5.96

$2.17 $2.17

94.01%

Potato (1kg)

$1.79 CA$2.53

$2.99 $2.99

-40.13%

Onion (1kg)

$1.59 CA$2.25

$1.86 $1.86

-14.52%

Lettuce (1 head)

$2.27 CA$3.21

$0.95 $0.95

138.95%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.72 $0.72

73.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$3.80 $3.80

263.68%

Wine (Bottle)

$14.27 CA$20.18

$8.04 $8.04

77.49%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.55 $1.55

41.94%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.31 $2.31

5.19%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.53 $1.53

56.21%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.96 $4.96

-41.33%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$3.03 $3.03

-60.40%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$20.38 $20.38

4.91%

Gasoline (1 liter)

$1.21 CA$1.71

$1.12 $1.12

8.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$25.0K $25.0K

12.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.8K $24.8K

-18.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$44.91 $44.91

167.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$21.66 $21.66

48.94%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$35.58 $35.58

34.71%

Gym Membership (Monthly)

$38.48 CA$54.4

$35.04 $35.04

9.82%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$5.05 $5.05

145.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$153 $153

443.13%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$4,701 $4,701

391.20%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$68.1 $68.1

-25.57%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$46.09 $46.09

-13.17%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$111 $111

-12.06%

Men's Leather Business Shoes

$121 CA$171

$69.1 $69.1

74.53%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.5

-47.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Zaragoza: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Zaragoza

- * 0% 100%

Groceries & Markets

Toronto

$340 13.3%

Zaragoza

$217 34.3% 36% $122

Eating Out

Toronto

$278 10.9%

Zaragoza

$111 17.5% 60.1% $167

Monthly Utilities & Internet

Toronto

$201 7.8%

Zaragoza

$102 16.1% 49.1% $98

Clothing & Footwear

Toronto

$139 5.4%

Zaragoza

$133 20.9% 4.7% $6.6

Getting Around

Toronto

$129 5.1%

Zaragoza

$26 * 4.1% 79.7% $103

Sport & Entertainment

Toronto

$63 2.5%

Zaragoza

$45 7.1% 28.6% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $76.0 in Toronto vs $31.00 in Zaragoza for a mid-range dinner for two. Groceries echo the gap at $340 vs $217 per month, with Zaragoza cheaper across the board.

Good to know

🇨🇦 Toronto

🇸🇻 Zaragoza

🕒 Local time

17:51 5:51 PM

15:51 3:51 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

11,749

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Zaragoza 3,470 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Zaragoza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Zaragoza: Cost of Living - Frequently Asked Questions

Zaragoza is cheaper overall, especially in groceries, eating out, and clothing. The 303% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $952 in Zaragoza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $830 in Toronto versus $153 in Zaragoza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Zaragoza – a meal for two runs $31.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $635 in Zaragoza versus $2,561 in Toronto, a $1,000 budget is realistic in Zaragoza but tight or insufficient in Toronto. The gap between the two cities makes Zaragoza the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Zaragoza gentler on the wallet – expenses run 303% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.