Last update: Oct 2026

Cost of Living Comparison Between Toronto and Yuba City, CA

For one person, living is cheaper in Yuba City, CA: $2,246 a month against $2,530 in Toronto, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
110

Cost of Living Index in Yuba City, CA
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Yuba City, CA Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Yuba City, CA

🇺🇸 United States

$2,246

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Yuba City, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Yuba City, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,246 in Yuba City, CA.

Toronto $2,530
Yuba City, CA $2,246

Estimated couple costs with rent: $3,646 in Toronto versus $3,233 in Yuba City, CA.

Toronto $3,646
Yuba City, CA $3,233

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,219 in Yuba City, CA.

Toronto $4,761
Yuba City, CA $4,219

Living in Toronto is roughly 13% more expensive than in Yuba City, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Yuba City, CA 68% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$17.09 $17.09

3.39%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$65.8 $65.8

17.60%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$11.77 $11.77

-11.05%

Cappuccino

$4.08 CA$5.82

$5.60 $5.60

-27.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.56 $2.56

-17.19%

Water (0.33 liter bottle)

$1.76 CA$2.51

$2.03 $2.03

-13.30%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$7.06 $7.06

-12.61%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.83

$7.29 $7.29

-5.49%

Milk (1 liter)

$2.43 CA$3.47

$1.04 $1.04

133.65%

White Bread (500g)

$2.75 CA$3.92

$2.62 $2.62

4.96%

Rice (white) (1kg)

$2.23 CA$3.18

$4.04 $4.04

-44.80%

Eggs

$3.45 CA$4.91

$4.14 $4.14

-16.67%

Local Cheese (1kg)

$8.93 CA$12.74

$8.13 $8.13

9.84%

Chicken Fillets (1kg)

$11.44 CA$16.31

$9.44 $9.44

21.19%

Beef Round Steak (1kg)

$14.61 CA$20.83

$12.58 $12.58

16.14%

Apples (1kg)

$3.75 CA$5.34

$2.96 $2.96

26.69%

Banana (1kg)

$1.15 CA$1.64

$1.38 $1.38

-16.67%

Oranges (1kg)

$3.55 CA$5.06

$2.07 $2.07

71.50%

Tomato (1kg)

$4.28 CA$6.11

$2.63 $2.63

62.74%

Potato (1kg)

$1.85 CA$2.63

$1.43 $1.43

29.37%

Onion (1kg)

$1.67 CA$2.38

$1.77 $1.77

-5.65%

Lettuce (1 head)

$2.22 CA$3.16

$2.21 $2.21

0.45%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.42 $1.42

-14.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.79

$9.92 $9.92

39.92%

Wine (Bottle)

$14.25 CA$20.32

$6.13 $6.13

132.46%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.01 $1.01

117.82%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$1.59 $1.59

52.20%

One-way Ticket (Public Transport)

$2.42 CA$3.45

$1.54 $1.54

57.14%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$3.91 $3.91

-25.83%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$2.60 $2.60

-51.54%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.41

$33.37 $33.37

-33.98%

Gasoline (1 liter)

$1.22 CA$1.74

$1.34 $1.34

-8.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$34.3K $34.3K

-19.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$22.1K $22.1K

-10.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$176 $176

-30.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.67

$97.9 $97.9

-67.27%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$49.22 $49.22

-2.64%

Gym Membership (Monthly)

$38.90 CA$55.5

$24.82 $24.82

56.73%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.13

Cinema Ticket

$12.61 CA$17.98

$13.29 $13.29

-5.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,016 $1,016

-17.88%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$27.5K $27.5K

-15.03%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$50.5 $50.5

4.12%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$32.87 $32.87

22.48%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$51.8 $51.8

85.61%

Men's Leather Business Shoes

$123 CA$175

$55.7 $55.7

120.60%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,279

$1,415 $1,415

12.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,046

$1,217 $1,217

17.90%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,788

$1,982 $1,982

34.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,989

$1,869 $1,869

12.15%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,843 $2,843

182.59%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,350

$2,856 $2,856

129.64%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,337

$4,022 $4,022

-6.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.82

-34.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Yuba City, CA: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Yuba City, CA

$1.2K 53.3% 15.2% $218

Groceries & Markets

Toronto

$340 13.1%

Yuba City, CA

$277 12.1% 18.5% $63

Eating Out

Toronto

$282 10.9%

Yuba City, CA

$307 13.5% 9.1% $26

Monthly Utilities & Internet

Toronto

$202 7.8%

Yuba City, CA

$323 14.1% 59.9% $121

Clothing & Footwear

Toronto

$140 5.4%

Yuba City, CA

$86 3.8% 38.8% $54

Getting Around

Toronto

$130 5%

Yuba City, CA

$23 * 1% 82.2% $107

Sport & Entertainment

Toronto

$64 2.5%

Yuba City, CA

$51 2.3% 19.8% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,415 in Yuba City, CA. Housing cost is often the main lever when comparing two cities.

Yuba City, CA pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $77.0 in Toronto vs $66.0 in Yuba City, CA for a mid-range dinner for two. Groceries echo the gap at $340 vs $277 per month, with Yuba City, CA cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Yuba City, CA

🕒 Local time

18:09 6:09 PM

15:09 3:09 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

66,941

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Yuba City, CA 3,520 km ≈ 5 h nonstop flight

From you

Toronto
Yuba City, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Yuba City, CA: Cost of Living - Frequently Asked Questions

Yuba City, CA is cheaper overall, especially in groceries, clothing, and transport. The 13% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 7% lower in Yuba City, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,415 in Yuba City, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $1,016 in Yuba City, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Yuba City, CA – a meal for two runs $66.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,246 in Yuba City, CA versus $2,530 in Toronto, a $2,000 budget is realistic in Yuba City, CA but tight or insufficient in Toronto. The gap between the two cities makes Yuba City, CA the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Yuba City, CA gentler on the wallet – expenses run 13% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.