Last update: Oct 2026

Cost of Living Comparison Between Toronto and Westcliffe, CO

For one person, living costs are similar in Toronto and in Westcliffe, CO: $2,610 and $2,730 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Westcliffe, CO
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Westcliffe, CO Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Westcliffe, CO

🇺🇸 United States

$2,730

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Westcliffe, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Westcliffe, CO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,730 in Westcliffe, CO.

Toronto $2,610
Westcliffe, CO $2,730

Estimated couple costs with rent: $3,727 in Toronto versus $3,919 in Westcliffe, CO.

Toronto $3,727
Westcliffe, CO $3,919

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,108 in Westcliffe, CO.

Toronto $4,844
Westcliffe, CO $5,108

Living in Toronto costs roughly 4% less than in Westcliffe, CO, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Westcliffe, CO 101% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$20.38 $20.38

-13.69%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$75.4 $75.4

4.58%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.19 $12.19

-11.98%

Cappuccino

$4.09 CA$5.78

$5.23 $5.23

-21.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.60 $2.60

-19.23%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.04 $2.04

-15.69%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.15 $6.15

3.41%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.44 $7.44

-4.84%

Milk (1 liter)

$2.54 CA$3.59

$1.01 $1.01

151.49%

White Bread (500g)

$2.72 CA$3.85

$3.56 $3.56

-23.60%

Rice (white) (1kg)

$2.18 CA$3.09

$4.53 $4.53

-51.88%

Eggs

$3.63 CA$5.13

$4.23 $4.23

-14.18%

Local Cheese (1kg)

$9.46 CA$13.37

$12.65 $12.65

-25.22%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.74 $11.74

-1.70%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.05 $17.05

-15.72%

Apples (1kg)

$3.70 CA$5.23

$4.36 $4.36

-15.14%

Banana (1kg)

$1.19 CA$1.68

$1.47 $1.47

-19.05%

Oranges (1kg)

$3.46 CA$4.90

$3.93 $3.93

-11.96%

Tomato (1kg)

$4.22 CA$5.97

$4.61 $4.61

-8.46%

Potato (1kg)

$1.79 CA$2.52

$2.81 $2.81

-36.30%

Onion (1kg)

$1.65 CA$2.33

$2.82 $2.82

-41.49%

Lettuce (1 head)

$2.20 CA$3.11

$2.12 $2.12

3.77%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.39 $2.39

-47.28%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.06 $10.06

38.87%

Wine (Bottle)

$14.20 CA$20.07

$15.24 $15.24

-6.82%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.23 $2.23

0.90%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.05 $3.05

-17.05%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.82 $1.82

27.47%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.72 $2.72

12.50%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.52 $1.52

-19.74%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$28.17 $28.17

-23.00%

Gasoline (1 liter)

$1.21 CA$1.72

$0.96 $0.96

26.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$24.8K $24.8K

5.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$30.0K $30.0K

-29.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$197 $197

-39.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$59.2 $59.2

-45.59%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$71.1 $71.1

-31.26%

Gym Membership (Monthly)

$39.34 CA$55.6

$40.85 $40.85

-3.70%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.25 $14.25

-11.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,453 $1,453

-42.73%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$25.2K $25.2K

-6.43%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$53.1 $53.1

-1.53%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$41.07 $41.07

-3.97%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$88.2 $88.2

12.22%

Men's Leather Business Shoes

$122 CA$172

$112 $112

8.71%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,577 $1,577

3.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,460 $1,460

-0.78%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,489 $2,489

9.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,307 $2,307

-7.72%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,515 $2,515

226.26%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,617 $2,617

161.30%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,058 $3,058

15.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Westcliffe, CO: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Westcliffe, CO

$1.5K 53.5% 0.8% $11

Groceries & Markets

Toronto

$343 13.1%

Westcliffe, CO

$397 14.5% 15.7% $54

Eating Out

Toronto

$283 10.9%

Westcliffe, CO

$327 12% 15.3% $43

Monthly Utilities & Internet

Toronto

$201 7.7%

Westcliffe, CO

$328 12% 63.2% $127

Clothing & Footwear

Toronto

$141 5.4%

Westcliffe, CO

$133 4.9% 5.8% $8.2

Getting Around

Toronto

$130 5%

Westcliffe, CO

$18 * 0.6% 86.5% $112

Sport & Entertainment

Toronto

$65 2.5%

Westcliffe, CO

$69 2.5% 7.5% $4.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,577 in Westcliffe, CO. Housing cost is often the main lever when comparing two cities.

Toronto pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $75.0 in Westcliffe, CO. Groceries flip the comparison at $343 vs $397, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Westcliffe, CO

🕒 Local time

23:36 11:36 PM

21:36 9:36 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

577

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Westcliffe, CO 2,270 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Westcliffe, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Westcliffe, CO: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and utilities. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 15% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $1,577 in Westcliffe, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $1,453 in Westcliffe, CO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $75.0 in Westcliffe, CO. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Westcliffe, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 5% less than in Westcliffe, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.