Last update: Oct 2026

Cost of Living Comparison Between Toronto and Waling

For one person, living is cheaper in Waling: $325 a month against $2,561 in Toronto, rent and utilities included – about $26,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
16

Cost of Living Index in Waling
Learn more

Waling Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Waling

🇳🇵 Nepal

$325

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Waling

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Waling actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $325 in Waling.

Toronto $2,561
Waling $325

Estimated couple costs with rent: $3,694 in Toronto versus $532 in Waling.

Toronto $3,694
Waling $532

Monthly costs for a family of three with rent: $4,826 in Toronto versus $739 in Waling.

Toronto $4,826
Waling $739

Living in Toronto is roughly 687% more expensive than in Waling, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Waling is 76% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.01 NPR 305

754.73%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$19.99 NPR 3,038

280.04%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.98 NPR 1,212

32.08%

Cappuccino

$4.02 CA$5.68

$1.54 NPR 234

161.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.54 NPR 81.3

292.59%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.15 NPR 23.24

1066.67%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$3.14 NPR 476

98.73%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.19 NPR 484

122.26%

Milk (1 liter)

$2.44 CA$3.45

$0.76 NPR 115

221.05%

White Bread (500g)

$2.68 CA$3.78

$0.44 NPR 67.3

509.09%

Rice (white) (1kg)

$2.24 CA$3.17

$0.86 NPR 131

160.47%

Eggs

$3.56 CA$5.03

$1.33 NPR 202

167.67%

Local Cheese (1kg)

$9.09 CA$12.85

$6.67 NPR 1,014

36.28%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.69 NPR 408

321.19%

Beef Round Steak (1kg)

$14.53 CA$20.55

$3.18 NPR 483

356.92%

Apples (1kg)

$3.62 CA$5.12

$1.98 NPR 301

82.83%

Banana (1kg)

$1.21 CA$1.72

$0.75 NPR 114

61.33%

Oranges (1kg)

$3.60 CA$5.09

$1.34 NPR 204

168.66%

Tomato (1kg)

$4.21 CA$5.96

$0.53 NPR 80.9

694.34%

Potato (1kg)

$1.79 CA$2.53

$0.35 NPR 52.4

411.43%

Onion (1kg)

$1.59 CA$2.25

$0.38 NPR 57.7

318.42%

Lettuce (1 head)

$2.27 CA$3.21

$0.48 NPR 73.6

372.92%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.19 NPR 28.35

557.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.46 NPR 373

461.79%

Wine (Bottle)

$14.27 CA$20.18

$5.25 NPR 797

171.81%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.21 NPR 336

-0.45%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.92 NPR 443

-16.78%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.81 NPR 275

60.77%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.19 NPR 181

0.84%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$3.21 NPR 488

566.04%

Gasoline (1 liter)

$1.21 CA$1.71

$1.39 NPR 212

-12.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$29.1K NPR 4.4M

-3.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$36.4K NPR 5.5M

-44.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$31.49 NPR 4,784

282.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.42 NPR 520

843.27%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$9.30 NPR 1,413

415.38%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$2.89 NPR 439

328.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$67.2 NPR 10.2K

1135.78%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$5,498 NPR 835.3K

319.98%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$25.08 NPR 3,811

102.19%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$27.13 NPR 4,122

47.51%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$63.4 NPR 9,625

54.65%

Men's Leather Business Shoes

$121 CA$171

$28.38 NPR 4,312

325.12%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,051 NPR 159.8K

655.64%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,240 NPR 188.5K

427.46%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.72

-54.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Waling: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Waling

- * 0% 100%

Groceries & Markets

Toronto

$340 13.3%

Waling

$120 36.8% 64.8% $220

Eating Out

Toronto

$278 10.9%

Waling

$83 25.6% 70.1% $195

Monthly Utilities & Internet

Toronto

$201 7.8%

Waling

$44 13.6% 78% $156

Clothing & Footwear

Toronto

$139 5.4%

Waling

$65 19.9% 53.5% $74

Getting Around

Toronto

$129 5.1%

Waling

$7.8 * 2.4% 94% $122

Sport & Entertainment

Toronto

$63 2.5%

Waling

$5.8 * 1.8% 90.9% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $76.0 in Toronto vs $20.00 in Waling for a mid-range dinner for two. Groceries echo the gap at $340 vs $120 per month, with Waling cheaper across the board.

Good to know

🇨🇦 Toronto

🇳🇵 Waling

🕒 Local time

22:00 10:00 PM

07:45 7:45 AM

9 h 45 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

21,867

💱 Currency

Canadian Dollar CAD $

Nepalese Rupee NPR रु

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Nepalese Rupee exchange rates as of October 18, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Waling 11,870 km ≈ 15 h nonstop flight

From you

Toronto
Waling

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Waling: Cost of Living - Frequently Asked Questions

Waling is cheaper overall, especially in groceries, eating out, and clothing. The 687% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $488 in Waling to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $830 in Toronto versus $67.2 in Waling. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Waling – a meal for two runs $20.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $325 in Waling versus $2,561 in Toronto, a $1,500 budget is realistic in Waling but tight or insufficient in Toronto. The gap between the two cities makes Waling the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Waling are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Waling gentler on the wallet – expenses run 687% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.