Last update: Oct 2026

Cost of Living Comparison Between Toronto and Vina del Mar

For one person, living is cheaper in Vina del Mar: $1,062 a month against $2,561 in Toronto, rent and utilities included – about $18,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
51

Cost of Living Index in Vina del Mar
Learn more

Vina del Mar Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Vina del Mar

🇨🇱 Chile

$1,062

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Vina del Mar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Vina del Mar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,062 in Vina del Mar.

Toronto $2,561
Vina del Mar $1,062

Estimated couple costs with rent: $3,694 in Toronto versus $1,710 in Vina del Mar.

Toronto $3,694
Vina del Mar $1,710

Monthly costs for a family of three with rent: $4,826 in Toronto versus $2,357 in Vina del Mar.

Toronto $4,826
Vina del Mar $2,357

Living in Toronto is roughly 141% more expensive than in Vina del Mar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Vina del Mar is 21% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$8.36 CLP 8,230

105.50%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$58.4 CLP 57.5K

30.00%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.82 CLP 7,699

34.78%

Cappuccino

$4.02 CA$5.68

$3.50 CLP 3,442

14.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.42 CLP 1,394

49.30%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.09 CLP 1,073

60.55%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$3.56 CLP 3,508

75.28%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.41 CLP 3,356

107.92%

Milk (1 liter)

$2.44 CA$3.45

$1.31 CLP 1,292

86.26%

White Bread (500g)

$2.68 CA$3.78

$1.18 CLP 1,166

127.12%

Rice (white) (1kg)

$2.24 CA$3.17

$1.64 CLP 1,618

36.59%

Eggs

$3.56 CA$5.03

$3.51 CLP 3,454

1.42%

Local Cheese (1kg)

$9.09 CA$12.85

$9.66 CLP 9,505

-5.90%

Chicken Fillets (1kg)

$11.33 CA$16.01

$5.13 CLP 5,053

120.86%

Beef Round Steak (1kg)

$14.53 CA$20.55

$12.02 CLP 11.8K

20.88%

Apples (1kg)

$3.62 CA$5.12

$1.51 CLP 1,490

139.74%

Banana (1kg)

$1.21 CA$1.72

$1.79 CLP 1,763

-32.40%

Oranges (1kg)

$3.60 CA$5.09

$1.29 CLP 1,270

179.07%

Tomato (1kg)

$4.21 CA$5.96

$1.11 CLP 1,091

279.28%

Potato (1kg)

$1.79 CA$2.53

$1.55 CLP 1,525

15.48%

Onion (1kg)

$1.59 CA$2.25

$1.26 CLP 1,241

26.19%

Lettuce (1 head)

$2.27 CA$3.21

$0.98 CLP 966

131.63%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.24 CLP 1,223

0.81%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.88 CLP 4,801

183.20%

Wine (Bottle)

$14.27 CA$20.18

$7.28 CLP 7,171

96.02%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.75 CLP 1,727

25.71%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.15 CLP 2,121

13.02%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.52 CLP 514

359.62%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$38.66 CLP 38.1K

186.94%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.49 CLP 1,469

95.30%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.25 CLP 1,228

-4.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$12.33 CLP 12.1K

73.40%

Gasoline (1 liter)

$1.21 CA$1.71

$1.36 CLP 1,338

-11.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$18.3K CLP 18.0M

54.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$17.4K CLP 17.2M

16.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$108 CLP 106.3K

11.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$14.92 CLP 14.7K

116.22%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$17.68 CLP 17.4K

171.10%

Gym Membership (Monthly)

$38.48 CA$54.4

$44.29 CLP 43.6K

-13.12%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$23.63 CLP 23.3K

-2.84%

Cinema Ticket

$12.38 CA$17.50

$6.06 CLP 5,965

104.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$497 CLP 489.5K

66.90%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$5,087 CLP 5.0M

353.91%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$43.11 CLP 42.4K

17.63%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$33.47 CLP 32.9K

19.57%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$55.2 CLP 54.3K

77.64%

Men's Leather Business Shoes

$121 CA$171

$85.8 CLP 84.5K

40.58%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$468 CLP 460.8K

240.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$333 CLP 328.0K

323.31%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$836 CLP 823.0K

219.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$619 CLP 609.3K

247.60%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,379 CLP 2.3M

233.99%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,525 CLP 1.5M

329.14%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$1,075 CLP 1.1M

246.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.83

-7.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Vina del Mar: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Vina del Mar

$333 31.4% 76.4% $1.1K

Groceries & Markets

Toronto

$340 13.3%

Vina del Mar

$219 20.6% 35.6% $121

Eating Out

Toronto

$278 10.9%

Vina del Mar

$167 15.7% 40% $111

Monthly Utilities & Internet

Toronto

$201 7.8%

Vina del Mar

$141 13.2% 29.9% $60

Clothing & Footwear

Toronto

$139 5.4%

Vina del Mar

$98 9.2% 29.7% $41

Getting Around

Toronto

$129 5.1%

Vina del Mar

$48 4.6% 62.5% $81

Sport & Entertainment

Toronto

$63 2.5%

Vina del Mar

$56 5.3% 10.8% $6.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $468 in Vina del Mar. Housing cost is often the main lever when comparing two cities.

Toronto pays 247% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $58.0 in Vina del Mar for a mid-range dinner for two. Groceries echo the gap at $340 vs $219 per month, with Vina del Mar cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇱 Vina del Mar

🕒 Local time

12:42 12:42 PM

13:42 1:42 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

332,875

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 17, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Vina del Mar 8,560 km ≈ 11 h nonstop flight

From you

Toronto
Vina del Mar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Vina del Mar: Cost of Living - Frequently Asked Questions

Vina del Mar is cheaper overall, especially in groceries, eating out, and clothing. The 141% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 247% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $468 in Vina del Mar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 55% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Vina del Mar – a meal for two runs $58.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,062 in Vina del Mar versus $2,561 in Toronto, a $1,000 budget is realistic in Vina del Mar but tight or insufficient in Toronto. The gap between the two cities makes Vina del Mar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Vina del Mar gentler on the wallet – expenses run 141% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.