Last update: Oct 2026

Cost of Living Comparison Between Toronto and Villarrica

For one person, living is cheaper in Villarrica: $1,008 a month against $2,561 in Toronto, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
49

Cost of Living Index in Villarrica
Learn more

Villarrica Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Villarrica

🇵🇾 Paraguay

$1,008

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Villarrica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Villarrica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,008 in Villarrica.

Toronto $2,561
Villarrica $1,008

Estimated couple costs with rent: $3,694 in Toronto versus $1,288 in Villarrica.

Toronto $3,694
Villarrica $1,288

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,567 in Villarrica.

Toronto $4,826
Villarrica $1,567

Living in Toronto is roughly 154% more expensive than in Villarrica, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 90% above, Villarrica is 25% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$6.96 ₲39.6K

146.84%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$20.82 ₲118.4K

264.89%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.06 ₲40.1K

49.29%

Cappuccino

$4.02 CA$5.68

$3.47 ₲19.7K

15.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.06 ₲6,033

100.00%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.61 ₲3,446

186.89%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.45 ₲8,246

330.34%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$1.28 ₲7,265

453.91%

Milk (1 liter)

$2.44 CA$3.45

$1.20 ₲6,796

103.33%

White Bread (500g)

$2.68 CA$3.78

$1.27 ₲7,200

111.02%

Rice (white) (1kg)

$2.24 CA$3.17

$1.39 ₲7,932

61.15%

Eggs

$3.56 CA$5.03

$2.05 ₲11.7K

73.66%

Local Cheese (1kg)

$9.09 CA$12.85

$9.44 ₲53.7K

-3.71%

Chicken Fillets (1kg)

$11.33 CA$16.01

$4.11 ₲23.4K

175.67%

Beef Round Steak (1kg)

$14.53 CA$20.55

$10.08 ₲57.3K

44.15%

Apples (1kg)

$3.62 CA$5.12

$3.09 ₲17.6K

17.15%

Banana (1kg)

$1.21 CA$1.72

$1.25 ₲7,128

-3.20%

Oranges (1kg)

$3.60 CA$5.09

$1.20 ₲6,848

200.00%

Tomato (1kg)

$4.21 CA$5.96

$2.51 ₲14.3K

67.73%

Potato (1kg)

$1.79 CA$2.53

$1.34 ₲7,624

33.58%

Onion (1kg)

$1.59 CA$2.25

$0.79 ₲4,487

101.27%

Lettuce (1 head)

$2.27 CA$3.21

$0.91 ₲5,184

149.45%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.67 ₲3,821

86.57%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.20 ₲6,796

1051.67%

Wine (Bottle)

$14.27 CA$20.18

$9.23 ₲52.5K

54.60%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$0.70 ₲3,971

214.29%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.74 ₲9,922

39.66%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.49 ₲8,453

95.30%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.56 ₲8,894

-23.08%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$5.39 ₲30.7K

296.66%

Gasoline (1 liter)

$1.21 CA$1.71

$1.29 ₲7,355

-6.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$17.3K ₲98.2M

63.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$35.3K ₲200.6M

-42.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$31.33 ₲178.2K

284.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$17.82 ₲101.3K

81.03%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$22.61 ₲128.5K

111.99%

Gym Membership (Monthly)

$38.48 CA$54.4

$34.47 ₲196.0K

11.63%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$3.42 ₲19.4K

571.35%

Cinema Ticket

$12.38 CA$17.50

$8.59 ₲48.8K

44.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$44.78 ₲254.6K

1753.39%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$5,804 ₲33.0M

297.85%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$64.9 ₲369.0K

-21.85%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$58.0 ₲329.8K

-31.00%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$109 ₲621.3K

-10.33%

Men's Leather Business Shoes

$121 CA$171

$71.1 ₲404.3K

69.69%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$404 ₲2.3M

249.29%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$269 ₲1.5M

893.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$209 ₲1.2M

928.23%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$566 ₲3.2M

558.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

10.15

-55.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Villarrica: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Villarrica

$404 40% 71.4% $1K

Groceries & Markets

Toronto

$340 13.3%

Villarrica

$201 19.9% 41% $139

Eating Out

Toronto

$278 10.9%

Villarrica

$135 13.4% 51.5% $143

Monthly Utilities & Internet

Toronto

$201 7.8%

Villarrica

$72 7.1% 64.2% $129

Clothing & Footwear

Toronto

$139 5.4%

Villarrica

$136 13.5% 2% $2.8

Getting Around

Toronto

$129 5.1%

Villarrica

$9.3 * 0.9% 92.8% $120

Sport & Entertainment

Toronto

$63 2.5%

Villarrica

$52 5.1% 18.3% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Toronto pays 558% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $21.00 in Villarrica for a mid-range dinner for two. Groceries echo the gap at $340 vs $201 per month, with Villarrica cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇾 Villarrica

🕒 Local time

19:47 7:47 PM

20:47 8:47 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

73,400

💱 Currency

Canadian Dollar CAD $

Paraguayan Guarani PYG ₲

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 PYG = 1.76 USD

10,000 PYG = 1.56 EUR

Exchange rates and currency converter

PYG, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Paraguayan Guarani exchange rates as of October 17, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Villarrica 8,070 km ≈ 11 h nonstop flight

From you

Toronto
Villarrica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Villarrica: Cost of Living - Frequently Asked Questions

Villarrica is cheaper overall, especially in groceries, eating out, and clothing. The 154% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 558% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $830 in Toronto versus $44.78 in Villarrica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Villarrica – a meal for two runs $21.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,008 in Villarrica versus $2,561 in Toronto, a $1,000 budget is realistic in Villarrica but tight or insufficient in Toronto. The gap between the two cities makes Villarrica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Villarrica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Villarrica gentler on the wallet – expenses run 154% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.