Last update: Oct 2026

Cost of Living Comparison Between Toronto and Victoria, TX

For one person, living is cheaper in Victoria, TX: $2,331 a month against $2,610 in Toronto, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
112

Cost of Living Index in Victoria, TX
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Victoria, TX Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Victoria, TX

🇺🇸 United States

$2,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Victoria, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Victoria, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,331 in Victoria, TX.

Toronto $2,610
Victoria, TX $2,331

Estimated couple costs with rent: $3,727 in Toronto versus $3,466 in Victoria, TX.

Toronto $3,727
Victoria, TX $3,466

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,600 in Victoria, TX.

Toronto $4,844
Victoria, TX $4,600

Living in Toronto is roughly 12% more expensive than in Victoria, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Victoria, TX 72% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$20.17 $20.17

-12.79%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$74.3 $74.3

6.03%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.40 $11.40

-5.88%

Cappuccino

$4.09 CA$5.78

$6.81 $6.81

-39.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.80 $2.80

-25.00%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.73 $1.73

-0.58%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.13 $5.13

23.98%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.86 $5.86

20.82%

Milk (1 liter)

$2.54 CA$3.59

$0.99 $0.99

156.57%

White Bread (500g)

$2.72 CA$3.85

$2.82 $2.82

-3.55%

Rice (white) (1kg)

$2.18 CA$3.09

$4.44 $4.44

-50.90%

Eggs

$3.63 CA$5.13

$3.84 $3.84

-5.47%

Local Cheese (1kg)

$9.46 CA$13.37

$12.34 $12.34

-23.34%

Chicken Fillets (1kg)

$11.54 CA$16.32

$12.24 $12.24

-5.72%

Beef Round Steak (1kg)

$14.37 CA$20.32

$15.51 $15.51

-7.35%

Apples (1kg)

$3.70 CA$5.23

$4.84 $4.84

-23.55%

Banana (1kg)

$1.19 CA$1.68

$1.02 $1.02

16.67%

Oranges (1kg)

$3.46 CA$4.90

$4.50 $4.50

-23.11%

Tomato (1kg)

$4.22 CA$5.97

$4.49 $4.49

-6.01%

Potato (1kg)

$1.79 CA$2.52

$3.06 $3.06

-41.50%

Onion (1kg)

$1.65 CA$2.33

$2.82 $2.82

-41.49%

Lettuce (1 head)

$2.20 CA$3.11

$1.48 $1.48

48.65%

Water (1.5 liter bottle)

$1.26 CA$1.78

$3.58 $3.58

-64.80%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.24 $10.24

36.43%

Wine (Bottle)

$14.20 CA$20.07

$13.25 $13.25

7.17%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.99 $1.99

13.07%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$5.53 $5.53

-54.25%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.99 $1.99

16.58%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$30.37 $30.37

267.63%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.02 $3.02

1.32%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.57 $1.57

-22.29%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$30.59 $30.59

-29.09%

Gasoline (1 liter)

$1.21 CA$1.72

$0.89 $0.89

35.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$34.9K $34.9K

-25.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$37.6K $37.6K

-43.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$228 $228

-47.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$57.4 $57.4

-43.89%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$88.8 $88.8

-44.97%

Gym Membership (Monthly)

$39.34 CA$55.6

$53.0 $53.0

-25.83%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$24.97 $24.97

-5.57%

Cinema Ticket

$12.58 CA$17.79

$13.93 $13.93

-9.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$872 $872

-4.62%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$23.8K $23.8K

-0.69%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.1 $58.1

-9.99%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$74.1 $74.1

-46.78%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$137 $137

-27.48%

Men's Leather Business Shoes

$122 CA$172

$176 $176

-30.86%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$940 $940

73.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$896 $896

61.68%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,516 $1,516

80.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,484 $1,484

43.45%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,709 $2,709

202.96%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,639 $1,639

317.11%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,786 $3,786

-7.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.05

-26.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Victoria, TX: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Victoria, TX

$896 38.4% 38.1% $553

Groceries & Markets

Toronto

$343 13.1%

Victoria, TX

$398 17.1% 16% $55

Eating Out

Toronto

$283 10.9%

Victoria, TX

$333 14.3% 17.5% $50

Monthly Utilities & Internet

Toronto

$201 7.7%

Victoria, TX

$374 16.1% 86.4% $173

Clothing & Footwear

Toronto

$141 5.4%

Victoria, TX

$200 8.6% 42.3% $60

Getting Around

Toronto

$130 5%

Victoria, TX

$49 2.1% 62.2% $81

Sport & Entertainment

Toronto

$65 2.5%

Victoria, TX

$81 3.5% 25.4% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $940 in Victoria, TX. Housing cost is often the main lever when comparing two cities.

Victoria, TX pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $74.0 in Victoria, TX. Groceries flip the comparison at $343 vs $398, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Victoria, TX

🕒 Local time

15:34 3:34 PM

14:34 2:34 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

65,534

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Victoria, TX 2,280 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Victoria, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Victoria, TX: Cost of Living - Frequently Asked Questions

Victoria, TX is cheaper overall, especially in transport. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 8% lower in Victoria, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $940 in Victoria, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Victoria, TX – a meal for two runs $74.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,331 in Victoria, TX versus $2,610 in Toronto, a $2,500 budget is realistic in Victoria, TX but tight or insufficient in Toronto. The gap between the two cities makes Victoria, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Victoria, TX gentler on the wallet – expenses run 12% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.