Cost of Living Comparison Between Toronto and Vernon, BC Cost of Living Comparison Between Toronto and Vernon, BC

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $2,386 in Vernon, BC.

Estimated couple costs with rent: $4,130 in Toronto versus $3,195 in Vernon, BC.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,004 in Vernon, BC.

Living in Toronto is roughly 18% more expensive than Vernon, BC, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 110% above, Vernon, BC 78% above.

Meal at Budget Restaurant

$18.71 CA$25.99

$14.68 CA$20.40

27.45%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$69.7 CA$96.9

17.43%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$11.13 CA$15.47

-2.70%

Cappuccino

$3.89 CA$5.40

$3.70 CA$5.14

5.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$1.90 CA$2.64

16.84%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.52 CA$2.11

8.55%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$5.96 CA$8.28

1.51%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$6.75 CA$9.37

-2.52%

Milk (1 liter)

$2.73 CA$3.79

$2.10 CA$2.92

30.00%

White Bread (500g)

$2.72 CA$3.77

$2.78 CA$3.87

-2.16%

Rice (white) (1kg)

$3.54 CA$4.91

$3.39 CA$4.70

4.42%

Eggs

$3.50 CA$4.86

$3.76 CA$5.23

-6.91%

Local Cheese (1kg)

$13.53 CA$18.80

$9.67 CA$13.44

39.92%

Chicken Fillets (1kg)

$13.09 CA$18.19

$10.30 CA$14.31

27.09%

Beef Round Steak (1kg)

$16.96 CA$23.57

$13.01 CA$18.07

30.36%

Apples (1kg)

$4.16 CA$5.78

$4.01 CA$5.58

3.74%

Banana (1kg)

$1.18 CA$1.64

$1.72 CA$2.39

-31.40%

Oranges (1kg)

$3.25 CA$4.51

$4.29 CA$5.96

-24.24%

Tomato (1kg)

$4.12 CA$5.72

$5.33 CA$7.40

-22.70%

Potato (1kg)

$2.50 CA$3.48

$3.10 CA$4.31

-19.35%

Onion (1kg)

$2.88 CA$4.00

$2.87 CA$3.98

0.35%

Lettuce (1 head)

$2.35 CA$3.26

$2.90 CA$4.03

-18.97%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.84 CA$2.55

8.70%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$13.66 CA$18.98

6.73%

Wine (Bottle)

$14.18 CA$19.70

$16.88 CA$23.46

-16.00%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.47 CA$4.82

-19.31%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$3.78 CA$5.25

-14.02%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$1.84 CA$2.55

30.43%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$40.06 CA$55.7

184.70%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$2.46 CA$3.42

52.85%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.60 CA$2.22

-11.88%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$28.12 CA$39.08

-9.21%

Gasoline (1 liter)

$1.10 CA$1.53

$1.28 CA$1.78

-14.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.1K CA$34.8K

0.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$19.9K CA$27.7K

5.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$159 CA$221

-24.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$45.70 CA$63.5

-17.86%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$61.8 CA$85.9

-11.84%

Gym Membership (Monthly)

$55.5 CA$77.1

$31.36 CA$43.58

77.01%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

$15.65 CA$21.75

35.14%

Cinema Ticket

$11.56 CA$16.06

$10.58 CA$14.70

9.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$448 CA$622

152.19%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$5,951 CA$8,269

202.01%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$61.5 CA$85.4

-7.39%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$39.48 CA$54.9

1.22%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$89.4 CA$124

0.28%

Men's Leather Business Shoes

$114 CA$159

$77.6 CA$108

47.30%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$1,071 CA$1,488

72.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,235 CA$1,715

26.33%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$1,581 CA$2,197

85.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,465 CA$2,036

68.57%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$7,054 CA$9,801

28.78%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$4,853 CA$6,743

44.97%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$3,055 CA$4,244

16.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.36

-18.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Vernon, BC: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,071 in Vernon, BC. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Toronto vs $70.0 in Vernon, BC for a mid-range dinner for two. Groceries echo the gap at $396 vs $378 per month, with Vernon, BC cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Vernon, BC: Cost of Living - Frequently Asked Questions

Vernon, BC is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 18% gap adds up to real monthly savings that compound significantly over time.

Toronto pays 17% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,849 in Toronto versus $1,071 in Vernon, BC. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Vernon, BC – a meal for two runs $70.0 versus $82.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,386 in Vernon, BC versus $2,811 in Toronto, a $3,000 budget is realistic in Vernon, BC but tight or insufficient in Toronto. The gap between the two cities makes Vernon, BC the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Vernon, BC gentler on the wallet – expenses run 18% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.