Last update: Oct 2026

Cost of Living Comparison Between Toronto and Valparaiso

For one person, living is cheaper in Valparaiso: $1,097 a month against $2,561 in Toronto, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
53

Cost of Living Index in Valparaiso
Learn more

Valparaiso Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Valparaiso

🇨🇱 Chile

$1,097

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Valparaiso

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Valparaiso actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,097 in Valparaiso.

Toronto $2,561
Valparaiso $1,097

Estimated couple costs with rent: $3,694 in Toronto versus $1,615 in Valparaiso.

Toronto $3,694
Valparaiso $1,615

Monthly costs for a family of three with rent: $4,826 in Toronto versus $2,133 in Valparaiso.

Toronto $4,826
Valparaiso $2,133

Living in Toronto is roughly 133% more expensive than in Valparaiso, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Valparaiso is 19% below.

Meal at Budget Restaurant

$17.18 CA$24.42

$9.15 CLP 9,012

87.76%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$35.79 CLP 35.3K

112.27%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.97

$8.24 CLP 8,118

27.91%

Cappuccino

$4.02 CA$5.71

$2.80 CLP 2,754

43.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$1.13 CLP 1,109

87.61%

Water (0.33 liter bottle)

$1.75 CA$2.49

$0.83 CLP 818

110.84%

Local Beer (0.5 liter draught)

$6.24 CA$8.87

$3.97 CLP 3,907

57.18%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.07

$4.46 CLP 4,396

58.97%

Milk (1 liter)

$2.44 CA$3.47

$1.24 CLP 1,225

96.77%

White Bread (500g)

$2.68 CA$3.80

$1.76 CLP 1,735

52.27%

Rice (white) (1kg)

$2.24 CA$3.18

$1.57 CLP 1,548

42.68%

Eggs

$3.56 CA$5.06

$3.94 CLP 3,881

-9.64%

Local Cheese (1kg)

$9.09 CA$12.92

$11.32 CLP 11.1K

-19.70%

Chicken Fillets (1kg)

$11.33 CA$16.10

$6.94 CLP 6,835

63.26%

Beef Round Steak (1kg)

$14.53 CA$20.66

$9.10 CLP 8,964

59.67%

Apples (1kg)

$3.62 CA$5.15

$1.61 CLP 1,588

124.84%

Banana (1kg)

$1.21 CA$1.72

$1.56 CLP 1,537

-22.44%

Oranges (1kg)

$3.60 CA$5.12

$1.54 CLP 1,516

133.77%

Tomato (1kg)

$4.21 CA$5.99

$1.57 CLP 1,546

168.15%

Potato (1kg)

$1.79 CA$2.54

$0.95 CLP 936

88.42%

Onion (1kg)

$1.59 CA$2.26

$1.29 CLP 1,271

23.26%

Lettuce (1 head)

$2.27 CA$3.23

$1.19 CLP 1,169

90.76%

Water (1.5 liter bottle)

$1.25 CA$1.78

$1.13 CLP 1,110

10.62%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.64

$4.30 CLP 4,233

221.40%

Wine (Bottle)

$14.27 CA$20.29

$5.13 CLP 5,052

178.17%

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

$1.34 CLP 1,318

64.18%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.46

$1.80 CLP 1,770

35.00%

One-way Ticket (Public Transport)

$2.39 CA$3.40

$0.58 CLP 570

312.07%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$52.1 CLP 51.3K

113.00%

Taxi Start (Normal Tariff)

$2.91 CA$4.14

$0.39 CLP 389

646.15%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.70

$0.84 CLP 825

42.86%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.39

$3.69 CLP 3,631

479.40%

Gasoline (1 liter)

$1.21 CA$1.72

$1.44 CLP 1,417

-15.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.0K

$14.3K CLP 14.1M

97.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$18.7K CLP 18.4M

8.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$171

$115 CLP 112.9K

4.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.84

$12.38 CLP 12.2K

160.58%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$68.1

$18.89 CLP 18.6K

153.73%

Gym Membership (Monthly)

$38.48 CA$54.7

$24.08 CLP 23.7K

59.80%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.63

$22.81 CLP 22.5K

0.66%

Cinema Ticket

$12.38 CA$17.59

$7.68 CLP 7,561

61.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,180

$433 CLP 426.4K

91.69%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.8K

$10.8K CLP 10.7M

113.44%

Jeans (Levis 501 Or Similar)

$50.7 CA$72.1

$32.15 CLP 31.7K

57.73%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.9

$28.47 CLP 28.0K

40.57%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$54.1 CLP 53.2K

81.22%

Men's Leather Business Shoes

$121 CA$171

$49.03 CLP 48.3K

146.07%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,263

$463 CLP 455.8K

244.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$2,005

$387 CLP 381.4K

264.17%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,795

$669 CLP 658.5K

299.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,058

$554 CLP 545.5K

288.49%

Buy Apartment in City Center (m2)

$7,945 CA$11.3K

$1,543 CLP 1.5M

414.79%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,298

$1,037 CLP 1.0M

530.81%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,297

$758 CLP 746.9K

391.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

5.39

-17.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Valparaiso: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Valparaiso

$387 35.3% 72.5% $1K

Groceries & Markets

Toronto

$340 13.3%

Valparaiso

$224 20.4% 34.1% $116

Eating Out

Toronto

$278 10.9%

Valparaiso

$168 15.3% 39.6% $110

Monthly Utilities & Internet

Toronto

$201 7.8%

Valparaiso

$146 13.3% 27.2% $55

Clothing & Footwear

Toronto

$139 5.4%

Valparaiso

$74 6.7% 47.1% $66

Getting Around

Toronto

$129 5.1%

Valparaiso

$59 5.4% 54.4% $70

Sport & Entertainment

Toronto

$63 2.5%

Valparaiso

$39 3.6% 37.6% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $463 in Valparaiso. Housing cost is often the main lever when comparing two cities.

Toronto pays 391% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $36.00 in Valparaiso for a mid-range dinner for two. Groceries echo the gap at $340 vs $224 per month, with Valparaiso cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇱 Valparaiso

🕒 Local time

01:10 1:10 AM

02:10 2:10 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

251,177

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.704 USD

1 CAD = 0.628 EUR

10,000 CLP = 10.15 USD

10,000 CLP = 9.07 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.704 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

Chilean Peso exchange rates as of October 15, 2026: 1 USD = 985 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,103 CLP (10,000 CLP = 9.07 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Valparaiso 8,560 km ≈ 11 h nonstop flight

From you

Toronto
Valparaiso

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Valparaiso: Cost of Living - Frequently Asked Questions

Valparaiso is cheaper overall, especially in groceries, eating out, and clothing. The 133% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 391% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $463 in Valparaiso. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 52% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Valparaiso – a meal for two runs $36.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,097 in Valparaiso versus $2,561 in Toronto, a $2,000 budget is realistic in Valparaiso but tight or insufficient in Toronto. The gap between the two cities makes Valparaiso the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Valparaiso gentler on the wallet – expenses run 133% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.