Last update: Oct 2026

Cost of Living Comparison Between Toronto and Valdivia

For one person, living is cheaper in Valdivia: $1,015 a month against $2,530 in Toronto, rent and utilities included – about $18,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
49

Cost of Living Index in Valdivia
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Valdivia Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Valdivia

🇨🇱 Chile

$1,015

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Valdivia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Valdivia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $1,015 in Valdivia.

Toronto $2,530
Valdivia $1,015

Estimated couple costs with rent: $3,646 in Toronto versus $1,560 in Valdivia.

Toronto $3,646
Valdivia $1,560

Monthly costs for a family of three with rent: $4,761 in Toronto versus $2,104 in Valdivia.

Toronto $4,761
Valdivia $2,104

Living in Toronto is roughly 149% more expensive than in Valdivia, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 89% above, Valdivia is 24% below.

Meal at Budget Restaurant

$17.67 CA$25.13

$6.25 CLP 6,107

182.72%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$46.87 CLP 45.8K

65.09%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.90

$6.88 CLP 6,727

52.18%

Cappuccino

$4.08 CA$5.80

$2.14 CLP 2,087

90.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$2.05 CLP 2,008

3.41%

Water (0.33 liter bottle)

$1.76 CA$2.50

$1.26 CLP 1,229

39.68%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

$3.53 CLP 3,454

74.79%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

$3.54 CLP 3,456

94.63%

Milk (1 liter)

$2.43 CA$3.46

$1.19 CLP 1,164

104.20%

White Bread (500g)

$2.75 CA$3.91

$1.30 CLP 1,270

111.54%

Rice (white) (1kg)

$2.23 CA$3.17

$1.62 CLP 1,579

37.65%

Eggs

$3.45 CA$4.90

$3.09 CLP 3,024

11.65%

Local Cheese (1kg)

$8.93 CA$12.71

$8.80 CLP 8,598

1.48%

Chicken Fillets (1kg)

$11.44 CA$16.27

$6.40 CLP 6,259

78.75%

Beef Round Steak (1kg)

$14.61 CA$20.78

$12.61 CLP 12.3K

15.86%

Apples (1kg)

$3.75 CA$5.33

$2.19 CLP 2,140

71.23%

Banana (1kg)

$1.15 CA$1.63

$1.88 CLP 1,836

-38.83%

Oranges (1kg)

$3.55 CA$5.05

$1.73 CLP 1,696

105.20%

Tomato (1kg)

$4.28 CA$6.09

$1.86 CLP 1,821

130.11%

Potato (1kg)

$1.85 CA$2.62

$2.43 CLP 2,371

-23.87%

Onion (1kg)

$1.67 CA$2.37

$1.50 CLP 1,463

11.33%

Lettuce (1 head)

$2.22 CA$3.15

$1.48 CLP 1,449

50.00%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.11 CLP 1,087

9.01%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

$5.05 CLP 4,934

174.85%

Wine (Bottle)

$14.25 CA$20.27

$4.49 CLP 4,392

217.37%

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

$1.47 CLP 1,440

49.66%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

$2.15 CLP 2,100

12.56%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.56 CLP 549

332.14%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.12

$1.00 CLP 978

190.00%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.79

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.33

Gasoline (1 liter)

$1.22 CA$1.74

$1.50 CLP 1,463

-18.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

$14.9K CLP 14.6M

85.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.2K

$17.8K CLP 17.4M

11.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$89.0 CLP 87.0K

36.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.56

$13.86 CLP 13.5K

131.10%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.2

$30.85 CLP 30.1K

55.33%

Gym Membership (Monthly)

$38.90 CA$55.3

$40.34 CLP 39.4K

-3.57%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.05

$24.05 CLP 23.5K

-3.37%

Cinema Ticket

$12.61 CA$17.94

$4.60 CLP 4,501

174.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,186

$245 CLP 239.8K

239.92%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.2K

$3,064 CLP 3.0M

661.66%

Jeans (Levis 501 Or Similar)

$52.6 CA$74.8

$51.8 CLP 50.6K

1.64%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.3

$17.82 CLP 17.4K

125.93%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$49.57 CLP 48.5K

94.07%

Men's Leather Business Shoes

$123 CA$175

$78.2 CLP 76.4K

57.31%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,273

$570 CLP 556.9K

180.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,041

$371 CLP 362.1K

287.26%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,779

$975 CLP 952.7K

172.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,981

$560 CLP 547.4K

274.27%

Buy Apartment in City Center (m2)

$8,033 CA$11.4K

$4,505 CLP 4.4M

78.31%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,327

Average Monthly Net Salary (After Tax)

$3,743 CA$5,324

$619 CLP 604.7K

504.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.5

-0.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Valdivia: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Valdivia

$370 36.7% 74.2% $1.1K

Groceries & Markets

Toronto

$340 13.1%

Valdivia

$229 22.7% 32.8% $111

Eating Out

Toronto

$282 10.9%

Valdivia

$134 13.3% 52.4% $148

Monthly Utilities & Internet

Toronto

$202 7.8%

Valdivia

$134 13.3% 33.8% $68

Clothing & Footwear

Toronto

$140 5.4%

Valdivia

$89 8.8% 36.8% $52

Getting Around

Toronto

$130 5%

Valdivia

$3.3 * 0.3% 97.5% $126

Sport & Entertainment

Toronto

$64 2.5%

Valdivia

$50 4.9% 22.7% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $570 in Valdivia. Housing cost is often the main lever when comparing two cities.

Toronto pays 505% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $47.00 in Valdivia for a mid-range dinner for two. Groceries echo the gap at $340 vs $229 per month, with Valdivia cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇱 Valdivia

🕒 Local time

03:30 3:30 AM

04:30 4:30 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

150,048

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

10,000 CLP = 10.23 USD

10,000 CLP = 9.12 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 977 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,096 CLP (10,000 CLP = 9.12 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Valdivia 9,300 km ≈ 12 h nonstop flight

From you

Toronto
Valdivia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Valdivia: Cost of Living - Frequently Asked Questions

Valdivia is cheaper overall, especially in groceries, eating out, and clothing. The 149% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 505% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $570 in Valdivia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $245 in Valdivia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Valdivia – a meal for two runs $47.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,015 in Valdivia versus $2,530 in Toronto, a $1,500 budget is realistic in Valdivia but tight or insufficient in Toronto. The gap between the two cities makes Valdivia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Valdivia gentler on the wallet – expenses run 149% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.