Last update: Oct 2026

Cost of Living Comparison Between Toronto and Vacaville, CA

For one person, living is cheaper in Toronto: $2,561 a month against $3,619 in Vacaville, CA, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
178

Cost of Living Index in Vacaville, CA
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Vacaville, CA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Vacaville, CA

🇺🇸 United States

$3,619

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Vacaville, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Vacaville, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $3,619 in Vacaville, CA.

Toronto $2,561
Vacaville, CA $3,619

Estimated couple costs with rent: $3,694 in Toronto versus $4,782 in Vacaville, CA.

Toronto $3,694
Vacaville, CA $4,782

Monthly costs for a family of three with rent: $4,826 in Toronto versus $5,945 in Vacaville, CA.

Toronto $4,826
Vacaville, CA $5,945

Living in Toronto costs roughly 29% less than in Vacaville, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 90% above, Vacaville, CA 168% above.

Meal at Budget Restaurant

$17.18 CA$24.47

$19.87 $19.87

-13.54%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$45.43 $45.43

67.22%

Fast Food Meal (McDonalds, etc)

$10.54 CA$15.01

$13.17 $13.17

-19.97%

Cappuccino

$4.02 CA$5.73

$6.09 $6.09

-33.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$3.10 $3.10

-31.61%

Water (0.33 liter bottle)

$1.75 CA$2.50

$2.64 $2.64

-33.71%

Local Beer (0.5 liter draught)

$6.24 CA$8.89

$6.83 $6.83

-8.64%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.09

$7.17 $7.17

-1.12%

Milk (1 liter)

$2.44 CA$3.47

$1.79 $1.79

36.31%

White Bread (500g)

$2.68 CA$3.81

$5.07 $5.07

-47.14%

Rice (white) (1kg)

$2.24 CA$3.19

$4.92 $4.92

-54.47%

Eggs

$3.56 CA$5.07

$4.79 $4.79

-25.68%

Local Cheese (1kg)

$9.09 CA$12.95

$16.16 $16.16

-43.75%

Chicken Fillets (1kg)

$11.33 CA$16.13

$15.48 $15.48

-26.81%

Beef Round Steak (1kg)

$14.53 CA$20.70

$22.36 $22.36

-35.02%

Apples (1kg)

$3.62 CA$5.16

$6.24 $6.24

-41.99%

Banana (1kg)

$1.21 CA$1.73

$1.91 $1.91

-36.65%

Oranges (1kg)

$3.60 CA$5.13

$4.04 $4.04

-10.89%

Tomato (1kg)

$4.21 CA$6.00

$6.77 $6.77

-37.81%

Potato (1kg)

$1.79 CA$2.55

$2.87 $2.87

-37.63%

Onion (1kg)

$1.59 CA$2.26

$3.76 $3.76

-57.71%

Lettuce (1 head)

$2.27 CA$3.23

$2.90 $2.90

-21.72%

Water (1.5 liter bottle)

$1.25 CA$1.78

$2.65 $2.65

-52.83%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.68

$11.89 $11.89

16.23%

Wine (Bottle)

$14.27 CA$20.33

$14.22 $14.22

0.35%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$3.24 $3.24

-32.10%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.47

$3.70 $3.70

-34.32%

One-way Ticket (Public Transport)

$2.39 CA$3.41

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.91 CA$4.15

$4.21 $4.21

-30.88%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.70

$2.02 $2.02

-40.59%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.45

$39.71 $39.71

-46.16%

Gasoline (1 liter)

$1.21 CA$1.72

$1.55 $1.55

-21.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.1K

$37.1K $37.1K

-23.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$25.3K $25.3K

-20.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$171

$218 $218

-44.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.94

$62.2 $62.2

-48.10%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$68.3

$77.2 $77.2

-37.89%

Gym Membership (Monthly)

$38.48 CA$54.8

$44.84 $44.84

-14.18%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.70

Cinema Ticket

$12.38 CA$17.63

$18.13 $18.13

-31.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,182

$2,988 $2,988

-72.22%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.9K

$43.3K $43.3K

-46.71%

Jeans (Levis 501 Or Similar)

$50.7 CA$72.2

$74.7 $74.7

-32.09%

Summer Dress (H&M, Zara, etc)

$40.02 CA$57.0

$48.30 $48.30

-17.14%

Sport Shoes (Adidas, Nike)

$98.0 CA$140

$99.6 $99.6

-1.60%

Men's Leather Business Shoes

$121 CA$172

$137 $137

-11.94%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,268

$2,338 $2,338

-31.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$2,009

$2,157 $2,157

-34.62%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,803

$2,881 $2,881

-7.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,065

$2,899 $2,899

-25.79%

Buy Apartment in City Center (m2)

$7,945 CA$11.3K

$3,714 $3,714

113.93%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,318

Average Monthly Net Salary (After Tax)

$3,727 CA$5,308

$5,189 $5,189

-28.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.76

-33.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Vacaville, CA: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Vacaville, CA

$2.2K 59.6% 53% $747

Groceries & Markets

Toronto

$340 13.3%

Vacaville, CA

$505 14% 48.6% $165

Eating Out

Toronto

$278 10.9%

Vacaville, CA

$343 9.5% 23.3% $65

Monthly Utilities & Internet

Toronto

$201 7.8%

Vacaville, CA

$357 9.9% 78.1% $157

Clothing & Footwear

Toronto

$139 5.4%

Vacaville, CA

$162 4.5% 16.2% $23

Getting Around

Toronto

$129 5.1%

Vacaville, CA

$14 * 0.4% 89% $115

Sport & Entertainment

Toronto

$63 2.5%

Vacaville, CA

$81 2.2% 28.2% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $2,338 in Vacaville, CA. Housing cost is often the main lever when comparing two cities.

Vacaville, CA pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $45.00 in Vacaville, CA. Groceries flip the comparison at $340 vs $505, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Vacaville, CA

🕒 Local time

10:13 10:13 AM

07:13 7:13 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

100,670

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.629 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 13, 2026: 1 USD = 1.42 CAD (1 CAD = 0.702 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Vacaville, CA 3,580 km ≈ 5 h nonstop flight

From you

Toronto
Vacaville, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Vacaville, CA: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and clothing. The 41% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 39% lower in Vacaville, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $2,338 in Vacaville, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $2,988 in Vacaville, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $45.00 in Vacaville, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Vacaville, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 41% less than in Vacaville, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.