Last update: Oct 2026

Cost of Living Comparison Between Toronto and Urmia

For one person, living is cheaper in Urmia: $413 a month against $2,561 in Toronto, rent and utilities included – about $25,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
20

Cost of Living Index in Urmia
Learn more

Urmia Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Urmia

🇮🇷 Iran

$413

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Urmia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Urmia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $413 in Urmia.

Toronto $2,561
Urmia $413

Estimated couple costs with rent: $3,694 in Toronto versus $713 in Urmia.

Toronto $3,694
Urmia $713

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,013 in Urmia.

Toronto $4,826
Urmia $1,013

Living in Toronto is roughly 520% more expensive than in Urmia, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Urmia is 69% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$5.02 $5.02

242.23%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$24.35 $24.35

211.99%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.07 $3.07

243.32%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.23 $1.23

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.56 $1.56

Cappuccino

$4.02 CA$5.68

$1.08 $1.08

272.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.74 $0.74

186.49%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.45 $0.45

288.89%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.61 $0.61

300.00%

White Bread (500g)

$2.68 CA$3.78

$0.47 $0.47

470.21%

Rice (white) (1kg)

$2.24 CA$3.17

$2.44 $2.44

-8.20%

Eggs

$3.56 CA$5.03

$1.23 $1.23

189.43%

Local Cheese (1kg)

$9.09 CA$12.85

$4.34 $4.34

109.45%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.43 $2.43

366.26%

Beef Round Steak (1kg)

$14.53 CA$20.55

$6.46 $6.46

124.92%

Apples (1kg)

$3.62 CA$5.12

$0.93 $0.93

289.25%

Banana (1kg)

$1.21 CA$1.72

$1.48 $1.48

-18.24%

Oranges (1kg)

$3.60 CA$5.09

$0.73 $0.73

393.15%

Tomato (1kg)

$4.21 CA$5.96

$0.68 $0.68

519.12%

Potato (1kg)

$1.79 CA$2.53

$0.52 $0.52

244.23%

Onion (1kg)

$1.59 CA$2.25

$0.55 $0.55

189.09%

Lettuce (1 head)

$2.27 CA$3.21

$0.53 $0.53

328.30%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.24 $0.24

420.83%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.82 $0.82

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 $0.54

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.43 $1.43

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.12 $1.12

1133.93%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.14 $0.14

1607.14%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$9.62 $9.62

1053.12%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.42 $0.42

592.86%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.31 $0.31

287.10%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.62 $2.62

716.03%

Gasoline (1 liter)

$1.21 CA$1.71

$0.09 $0.09

1244.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$49.4K $49.4K

-43.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$44.3K $44.3K

-54.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$12.93 $12.93

830.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$1.53 $1.53

2008.50%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$3.74 $3.74

1181.55%

Gym Membership (Monthly)

$38.48 CA$54.4

$9.61 $9.61

300.42%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$13.07 $13.07

75.67%

Cinema Ticket

$12.38 CA$17.50

$1.95 $1.95

534.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$109 $109

662.61%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$2,701 $2,701

754.69%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$22.64 $22.64

123.98%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$27.85 $27.85

43.70%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$83.9 $83.9

16.81%

Men's Leather Business Shoes

$121 CA$171

$33.03 $33.03

265.27%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$172 $172

826.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$129 $129

994.06%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$324 $324

723.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$264 $264

715.24%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$694 $694

1045.45%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$583 $583

1021.97%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$275 $275

1256.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

24.3

-81.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Urmia: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Urmia

$129 31.2% 90.9% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Urmia

$98 23.6% 71.3% $242

Eating Out

Toronto

$278 10.9%

Urmia

$67 16.3% 75.9% $211

Monthly Utilities & Internet

Toronto

$201 7.8%

Urmia

$18 4.4% 90.9% $182

Clothing & Footwear

Toronto

$139 5.4%

Urmia

$75 18.2% 45.9% $64

Getting Around

Toronto

$129 5.1%

Urmia

$12 2.9% 90.6% $117

Sport & Entertainment

Toronto

$63 2.5%

Urmia

$14 3.3% 78.6% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $172 in Urmia. Housing cost is often the main lever when comparing two cities.

Toronto pays 1256% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $24.00 in Urmia for a mid-range dinner for two. Groceries echo the gap at $340 vs $98.0 per month, with Urmia cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇷 Urmia

🕒 Local time

15:29 3:29 PM

22:59 10:59 PM

7 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

736,224

💱 Currency

Canadian Dollar CAD $

USD USD

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Urmia 9,390 km ≈ 12 h nonstop flight

From you

Toronto
Urmia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Urmia: Cost of Living - Frequently Asked Questions

Urmia is cheaper overall, especially in groceries, eating out, and clothing. The 520% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1256% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $172 in Urmia. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 248% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Urmia – a meal for two runs $24.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $413 in Urmia versus $2,561 in Toronto, a $2,000 budget is realistic in Urmia but tight or insufficient in Toronto. The gap between the two cities makes Urmia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Urmia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urmia gentler on the wallet – expenses run 520% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.