Last update: Oct 2026

Cost of Living Comparison Between Toronto and Turlock, CA

For one person, living is cheaper in Toronto: $2,610 a month against $2,780 in Turlock, CA, rent and utilities included – about $2,000 less a year. Other living expenses account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
132

Cost of Living Index in Turlock, CA
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Turlock, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Turlock, CA

🇺🇸 United States

$2,780

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Turlock, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Turlock, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,780 in Turlock, CA.

Toronto $2,610
Turlock, CA $2,780

Estimated couple costs with rent: $3,727 in Toronto versus $4,034 in Turlock, CA.

Toronto $3,727
Turlock, CA $4,034

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,288 in Turlock, CA.

Toronto $4,844
Turlock, CA $5,288

Living in Toronto costs roughly 6% less than in Turlock, CA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toronto 93% above, Turlock, CA 105% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$24.94 $24.94

-29.47%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$99.6 $99.6

-20.84%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.84 $12.84

-16.43%

Cappuccino

$4.09 CA$5.78

$6.08 $6.08

-32.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$4.38 $4.38

-52.05%

Water (0.33 liter bottle)

$1.72 CA$2.43

$3.98 $3.98

-56.78%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$8.10 $8.10

-21.48%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$9.18 $9.18

-22.88%

Milk (1 liter)

$2.54 CA$3.59

$1.36 $1.36

86.76%

White Bread (500g)

$2.72 CA$3.85

$3.12 $3.12

-12.82%

Rice (white) (1kg)

$2.18 CA$3.09

$2.37 $2.37

-8.02%

Eggs

$3.63 CA$5.13

$3.04 $3.04

19.41%

Local Cheese (1kg)

$9.46 CA$13.37

$12.75 $12.75

-25.80%

Chicken Fillets (1kg)

$11.54 CA$16.32

$12.37 $12.37

-6.71%

Beef Round Steak (1kg)

$14.37 CA$20.32

$19.74 $19.74

-27.20%

Apples (1kg)

$3.70 CA$5.23

$3.65 $3.65

1.37%

Banana (1kg)

$1.19 CA$1.68

$1.35 $1.35

-11.85%

Oranges (1kg)

$3.46 CA$4.90

$3.83 $3.83

-9.66%

Tomato (1kg)

$4.22 CA$5.97

$2.57 $2.57

64.20%

Potato (1kg)

$1.79 CA$2.52

$2.63 $2.63

-31.94%

Onion (1kg)

$1.65 CA$2.33

$2.67 $2.67

-38.20%

Lettuce (1 head)

$2.20 CA$3.11

$2.03 $2.03

8.37%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.96 $1.96

-35.71%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.57 $11.57

20.74%

Wine (Bottle)

$14.20 CA$20.07

$14.73 $14.73

-3.60%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.94 $1.94

15.98%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.92 $1.92

31.77%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.23 $2.23

4.04%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$4.13 $4.13

-25.91%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.97 $1.97

-38.07%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$28.91 $28.91

-24.97%

Gasoline (1 liter)

$1.21 CA$1.72

$1.46 $1.46

-17.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$28.0K $28.0K

-6.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$23.1K $23.1K

-8.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$264 $264

-54.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$63.2 $63.2

-49.05%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$60.1 $60.1

-18.68%

Gym Membership (Monthly)

$39.34 CA$55.6

$47.50 $47.50

-17.18%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$18.12 $18.12

-30.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,427 $1,427

-41.70%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$29.5K $29.5K

-20.01%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$62.1 $62.1

-15.76%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$47.36 $47.36

-16.72%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$120 $120

-17.66%

Men's Leather Business Shoes

$122 CA$172

$137 $137

-10.94%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,561 $1,561

4.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,349 $1,349

7.33%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,713 $2,713

0.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,097 $2,097

1.53%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,629 $2,629

212.15%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,285 $2,285

199.18%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,406 $4,406

-20.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.53

-31.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Turlock, CA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Turlock, CA

$1.3K 48.5% 6.8% $99

Groceries & Markets

Toronto

$343 13.1%

Turlock, CA

$368 13.2% 7.4% $25

Eating Out

Toronto

$283 10.9%

Turlock, CA

$403 14.5% 42.4% $120

Monthly Utilities & Internet

Toronto

$201 7.7%

Turlock, CA

$388 14% 93.2% $187

Clothing & Footwear

Toronto

$141 5.4%

Turlock, CA

$165 5.9% 17.2% $24

Getting Around

Toronto

$130 5%

Turlock, CA

$23 * 0.8% 82.4% $107

Sport & Entertainment

Toronto

$65 2.5%

Turlock, CA

$84 3% 29.8% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,561 in Turlock, CA. Housing cost is often the main lever when comparing two cities.

Turlock, CA pays 25% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $100 in Turlock, CA for a mid-range dinner for two. Groceries echo the gap at $343 vs $368 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Turlock, CA

🕒 Local time

07:38 7:38 AM

04:38 4:38 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

73,504

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Turlock, CA 3,530 km ≈ 5 h nonstop flight

From you

Toronto
Turlock, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Turlock, CA: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and clothing. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 25% lower in Turlock, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,561 in Turlock, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $1,427 in Turlock, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $100 in Turlock, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 7% less than in Turlock, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.