Last update: Oct 2026

Cost of Living Comparison Between Toronto and Torrance, CA

For one person, living is cheaper in Toronto: $2,561 a month against $3,520 in Torrance, CA, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
172

Cost of Living Index in Torrance, CA
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Torrance, CA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Torrance, CA

🇺🇸 United States

$3,520

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Torrance, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Torrance, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $3,520 in Torrance, CA.

Toronto $2,561
Torrance, CA $3,520

Estimated couple costs with rent: $3,694 in Toronto versus $5,192 in Torrance, CA.

Toronto $3,694
Torrance, CA $5,192

Monthly costs for a family of three with rent: $4,826 in Toronto versus $6,864 in Torrance, CA.

Toronto $4,826
Torrance, CA $6,864

Living in Toronto costs roughly 27% less than in Torrance, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 90% above, Torrance, CA 161% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$24.76 $24.76

-30.61%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$78.5 $78.5

-3.25%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$14.75 $14.75

-28.54%

Cappuccino

$4.02 CA$5.68

$4.66 $4.66

-13.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$3.77 $3.77

-43.77%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.74 $2.74

-36.13%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$8.06 $8.06

-22.58%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$9.85 $9.85

-28.02%

Milk (1 liter)

$2.44 CA$3.45

$1.29 $1.29

89.15%

White Bread (500g)

$2.68 CA$3.78

$4.70 $4.70

-42.98%

Rice (white) (1kg)

$2.24 CA$3.17

$4.89 $4.89

-54.19%

Eggs

$3.56 CA$5.03

$4.47 $4.47

-20.36%

Local Cheese (1kg)

$9.09 CA$12.85

$11.62 $11.62

-21.77%

Chicken Fillets (1kg)

$11.33 CA$16.01

$16.07 $16.07

-29.50%

Beef Round Steak (1kg)

$14.53 CA$20.55

$19.91 $19.91

-27.02%

Apples (1kg)

$3.62 CA$5.12

$5.02 $5.02

-27.89%

Banana (1kg)

$1.21 CA$1.72

$2.33 $2.33

-48.07%

Oranges (1kg)

$3.60 CA$5.09

$4.73 $4.73

-23.89%

Tomato (1kg)

$4.21 CA$5.96

$5.55 $5.55

-24.14%

Potato (1kg)

$1.79 CA$2.53

$3.06 $3.06

-41.50%

Onion (1kg)

$1.59 CA$2.25

$3.14 $3.14

-49.36%

Lettuce (1 head)

$2.27 CA$3.21

$2.08 $2.08

9.13%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.62 $2.62

-52.29%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$12.92 $12.92

6.97%

Wine (Bottle)

$14.27 CA$20.18

$14.89 $14.89

-4.16%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.46 $2.46

-10.57%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.06 $3.06

-20.59%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.97 $1.97

21.32%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$40.40 $40.40

174.58%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.13 $3.13

-7.03%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.84 $1.84

-34.78%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$32.67 $32.67

-34.56%

Gasoline (1 liter)

$1.21 CA$1.71

$1.46 $1.46

-17.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.8K $36.8K

-23.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$26.5K $26.5K

-23.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$256 $256

-52.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$53.2 $53.2

-39.40%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$72.2 $72.2

-33.62%

Gym Membership (Monthly)

$38.48 CA$54.4

$59.3 $59.3

-35.15%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$25.36 $25.36

-9.46%

Cinema Ticket

$12.38 CA$17.50

$19.95 $19.95

-37.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,694 $1,694

-51.00%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$15.1K $15.1K

53.12%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$64.5 $64.5

-21.38%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$63.7 $63.7

-37.17%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$107 $107

-8.20%

Men's Leather Business Shoes

$121 CA$171

$192 $192

-37.23%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,612 $2,612

-39.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,941 $1,941

-27.33%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$4,298 $4,298

-37.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$3,426 $3,426

-37.19%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$7,546 $7,546

5.29%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$6,336 $6,336

3.25%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$5,675 $5,675

-34.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.39

-30.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Torrance, CA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Torrance, CA

$1.9K 55.1% 37.6% $530

Groceries & Markets

Toronto

$340 13.3%

Torrance, CA

$461 13.1% 35.8% $122

Eating Out

Toronto

$278 10.9%

Torrance, CA

$384 10.9% 38.2% $106

Monthly Utilities & Internet

Toronto

$201 7.8%

Torrance, CA

$381 10.8% 90.2% $181

Clothing & Footwear

Toronto

$139 5.4%

Torrance, CA

$192 5.5% 38.1% $53

Getting Around

Toronto

$129 5.1%

Torrance, CA

$61 1.7% 53.2% $69

Sport & Entertainment

Toronto

$63 2.5%

Torrance, CA

$99 2.8% 57% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $2,612 in Torrance, CA. Housing cost is often the main lever when comparing two cities.

Torrance, CA pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $79.0 in Torrance, CA for a mid-range dinner for two. Groceries echo the gap at $340 vs $461 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Torrance, CA

🕒 Local time

17:06 5:06 PM

14:06 2:06 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

142,350

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Torrance, CA 3,510 km ≈ 5 h nonstop flight

From you

Toronto
Torrance, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Torrance, CA: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and clothing. The 37% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 52% lower in Torrance, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $2,612 in Torrance, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Torrance, CA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $79.0 in Torrance, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Toronto is more practical. Housing and childcare are both notably cheaper than in Torrance, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toronto and Torrance, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 37% less than in Torrance, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.