Last update: Oct 2026

Cost of Living Comparison Between Toronto and Topeka, KS

For one person, living is cheaper in Topeka, KS: $1,922 a month against $2,561 in Toronto, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Topeka, KS
🇺🇸 United States
$1,922
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Topeka, KS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Topeka, KS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,922 in Topeka, KS.

  • Toronto $2,561
  • Topeka, KS $1,922

Estimated couple costs with rent: $3,694 in Toronto versus $2,865 in Topeka, KS.

  • Toronto $3,694
  • Topeka, KS $2,865

Monthly costs for a family of three with rent: $4,826 in Toronto versus $3,807 in Topeka, KS.

  • Toronto $4,826
  • Topeka, KS $3,807

Living in Toronto is roughly 33% more expensive than in Topeka, KS, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Topeka, KS 42% above.

Currency
🍽 Eating Out
Toronto
Topeka, KS
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$13.47 $13.47
27.54%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$51.7 $51.7
46.92%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$9.87 $9.87
6.79%
Cappuccino
$4.02 CA$5.68
$3.40 $3.40
18.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$2.26 $2.26
-6.19%
Water (0.33 liter bottle)
$1.75 CA$2.48
$1.73 $1.73
1.16%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$4.51 $4.51
38.36%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$8.82 $8.82
-19.61%
🛒 Groceries & Markets
Toronto
Topeka, KS
Difference
Milk (1 liter)
$2.44 CA$3.45
$0.81 $0.81
201.23%
White Bread (500g)
$2.68 CA$3.78
$2.68 $2.68
-
Rice (white) (1kg)
$2.24 CA$3.17
$2.99 $2.99
-25.08%
Eggs
$3.56 CA$5.03
$3.97 $3.97
-10.33%
Local Cheese (1kg)
$9.09 CA$12.85
$8.99 $8.99
1.11%
Chicken Fillets (1kg)
$11.33 CA$16.01
$8.24 $8.24
37.50%
Beef Round Steak (1kg)
$14.53 CA$20.55
$14.74 $14.74
-1.42%
Apples (1kg)
$3.62 CA$5.12
$4.67 $4.67
-22.48%
Banana (1kg)
$1.21 CA$1.72
$1.57 $1.57
-22.93%
Oranges (1kg)
$3.60 CA$5.09
$5.14 $5.14
-29.96%
Tomato (1kg)
$4.21 CA$5.96
$4.21 $4.21
-
Potato (1kg)
$1.79 CA$2.53
$3.39 $3.39
-47.20%
Onion (1kg)
$1.59 CA$2.25
$2.53 $2.53
-37.15%
Lettuce (1 head)
$2.27 CA$3.21
$1.84 $1.84
23.37%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.84 $0.84
48.81%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$8.85 $8.85
56.16%
Wine (Bottle)
$14.27 CA$20.18
$12.23 $12.23
16.68%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.85 $1.85
18.92%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$1.64 $1.64
48.17%
🚌 Getting Around
Toronto
Topeka, KS
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$4.02 $4.02
-40.55%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
$50.3 $50.3
120.45%
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$2.76 $2.76
5.43%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$1.57 $1.57
-23.57%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$33.70 $33.70
-36.56%
Gasoline (1 liter)
$1.21 CA$1.71
$0.94 $0.94
28.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$24.0K $24.0K
17.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$25.0K $25.0K
-18.86%
🧾 Monthly Utilities & Internet
Toronto
Topeka, KS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$143 $143
-16.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$48.04 $48.04
-32.85%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$66.0 $66.0
-27.33%
🎉 Sport & Entertainment
Toronto
Topeka, KS
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$44.74 $44.74
-13.99%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
$15.30 $15.30
50.07%
Cinema Ticket
$12.38 CA$17.50
$15.25 $15.25
-18.82%
🧸 Childcare & Education
Toronto
Topeka, KS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$438 $438
89.60%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
-
-
👕👟 Clothing & Footwear
Toronto
Topeka, KS
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$38.30 $38.30
32.40%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$28.87 $28.87
38.62%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$88.8 $88.8
10.38%
Men's Leather Business Shoes
$121 CA$171
$80.8 $80.8
49.41%
🏠 Accommodation & Living
Toronto
Topeka, KS
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$790 $790
101.47%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$853 $853
65.41%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$1,302 $1,302
105.03%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$1,467 $1,467
46.63%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$1,292 $1,292
514.93%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$1,342 $1,342
387.51%
💵 Salaries & Financials
Toronto
Topeka, KS
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$3,554 $3,554
4.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.24
-28.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Topeka, KS: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Topeka, KS
$853 39.5% $558
Groceries & Markets
Toronto
$340
Topeka, KS
$319 6% $21
Eating Out
Toronto
$278
Topeka, KS
$234 15.8% $44
Monthly Utilities & Internet
Toronto
$201
Topeka, KS
$257 28.3% $57
Clothing & Footwear
Toronto
$139
Topeka, KS
$107 23.5% $33
Getting Around
Toronto
$129
Topeka, KS
$77 40.5% $52
Sport & Entertainment
Toronto
$63
Topeka, KS
$75 19% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $790 in Topeka, KS. Housing cost is often the main lever when comparing two cities.

Toronto pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $52.0 in Topeka, KS for a mid-range dinner for two. Groceries echo the gap at $340 vs $319 per month, with Topeka, KS cheaper across the board.

Good to know
🇨🇦 Toronto
🇺🇸 Topeka, KS
🕒 Local time
12:14 12:14 PM
11:14 11:14 AM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
124,331
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Topeka, KS 1,450 km ≈ 2 h 15 min nonstop flight
From you
  • Toronto
  • Topeka, KS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Topeka, KS: Cost of Living - Frequently Asked Questions
Is Topeka, KS cheaper than Toronto?
Topeka, KS is cheaper overall, especially in groceries, eating out, and clothing. The 33% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Toronto or Topeka, KS?
Average pay runs 5% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Toronto and Topeka, KS?
Rent for a central apartment: $1,592 in Toronto versus $790 in Topeka, KS. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Toronto and in Topeka, KS?
Supermarket bills run roughly 6% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Toronto or in Topeka, KS?
Dining out is cheaper in Topeka, KS – a meal for two runs $52.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 a realistic budget for living in Toronto or in Topeka, KS?
At $1,922 in Topeka, KS versus $2,561 in Toronto, a $2,500 budget is realistic in Topeka, KS but tight or insufficient in Toronto. The gap between the two cities makes Topeka, KS the clear choice for anyone on this budget.
Is it better to live in Toronto or in Topeka, KS?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Topeka, KS gentler on the wallet – expenses run 33% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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