Last update: Oct 2026

Cost of Living Comparison Between Toronto and Toluca

For one person, living is cheaper in Toluca: $1,098 a month against $2,610 in Toronto, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Toluca
🇲🇽 Mexico
$1,098
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Toluca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Toluca actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $1,098 in Toluca, rent included.

  • Toronto $2,610
  • Toluca $1,098

A couple spends around $3,727 per month in Toronto vs $1,844 in Toluca, rent included.

  • Toronto $3,727
  • Toluca $1,844

A family of three spends $4,844 per month in Toronto vs $2,589 in Toluca, rent included.

  • Toronto $4,844
  • Toluca $2,589

Toronto costs about 138% more than Toluca, and outside of rent the biggest gap is in transport.

Toronto sits 93% above the global median, while Toluca is 19% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Toluca
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$11.03 MX$204
59.47%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$42.85 MX$792
83.94%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$9.09 MX$168
18.04%
Cappuccino
$4.09 CA$5.78
$3.14 MX$58.0
30.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$1.26 MX$23.24
66.67%
Water (0.33 liter bottle)
$1.72 CA$2.43
$0.76 MX$13.97
126.32%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$2.14 MX$39.49
197.20%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$3.29 MX$60.8
115.20%
🛒 Groceries & Markets
Toronto
Toluca
Difference
Milk (1 liter)
$2.54 CA$3.59
$1.77 MX$32.71
43.50%
White Bread (500g)
$2.72 CA$3.85
$3.12 MX$57.7
-12.82%
Rice (white) (1kg)
$2.18 CA$3.09
$2.18 MX$40.28
-
Eggs
$3.63 CA$5.13
$3.05 MX$56.3
19.02%
Local Cheese (1kg)
$9.46 CA$13.37
$7.94 MX$147
19.14%
Chicken Fillets (1kg)
$11.54 CA$16.32
$8.36 MX$155
38.04%
Beef Round Steak (1kg)
$14.37 CA$20.32
$8.91 MX$165
61.28%
Apples (1kg)
$3.70 CA$5.23
$4.08 MX$75.3
-9.31%
Banana (1kg)
$1.19 CA$1.68
$2.11 MX$39.00
-43.60%
Oranges (1kg)
$3.46 CA$4.90
$2.22 MX$41.07
55.86%
Tomato (1kg)
$4.22 CA$5.97
$2.28 MX$42.16
85.09%
Potato (1kg)
$1.79 CA$2.52
$2.82 MX$52.2
-36.52%
Onion (1kg)
$1.65 CA$2.33
$2.30 MX$42.58
-28.26%
Lettuce (1 head)
$2.20 CA$3.11
$1.64 MX$30.26
34.15%
Water (1.5 liter bottle)
$1.26 CA$1.78
$1.03 MX$19.07
22.33%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$4.87 MX$90.0
186.86%
Wine (Bottle)
$14.20 CA$20.07
$12.25 MX$226
15.92%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$1.99 MX$36.76
13.07%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.65 MX$67.5
-30.68%
🚌 Getting Around
Toronto
Toluca
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
$0.75 MX$13.92
209.33%
Public Transport Monthly Pass (Regular Price)
$112 CA$158
-
-
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$3.20 MX$59.0
-4.38%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$2.01 MX$37.22
-39.30%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$10.17 MX$188
113.27%
Gasoline (1 liter)
$1.21 CA$1.72
$1.44 MX$26.66
-15.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$24.6K MX$454.6K
6.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$23.5K MX$433.9K
-10.05%
🧾 Monthly Utilities & Internet
Toronto
Toluca
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$58.1 MX$1,074
105.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$25.04 MX$463
28.63%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$31.71 MX$586
54.15%
🎉 Sport & Entertainment
Toronto
Toluca
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$48.08 MX$889
-18.18%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
$22.66 MX$419
4.06%
Cinema Ticket
$12.58 CA$17.79
$6.95 MX$128
81.01%
🧸 Childcare & Education
Toronto
Toluca
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$224 MX$4,131
272.10%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$5,244 MX$96.9K
350.21%
👕👟 Clothing & Footwear
Toronto
Toluca
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$66.7 MX$1,233
-21.63%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$53.7 MX$992
-26.54%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$104 MX$1,920
-4.73%
Men's Leather Business Shoes
$122 CA$172
$104 MX$1,923
17.13%
🏠 Accommodation & Living
Toronto
Toluca
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$705 MX$13.0K
131.58%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$289 MX$5,345
400.78%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$972 MX$18.0K
181.55%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$703 MX$13.0K
203.09%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$1,296 MX$24.0K
532.98%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$915 MX$16.9K
647.17%
💵 Salaries & Financials
Toronto
Toluca
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
$1,273 MX$23.5K
176.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
11.07
-59.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Toluca: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Toluca
$289 80% $1.2K
Groceries & Markets
Toronto
$343
Toluca
$289 15.6% $54
Eating Out
Toronto
$283
Toluca
$178 37% $105
Monthly Utilities & Internet
Toronto
$201
Toluca
$115 42.8% $86
Clothing & Footwear
Toronto
$141
Toluca
$148 5% $7.1
Getting Around
Toronto
$130
Toluca
$16 * 87.5% $114
Sport & Entertainment
Toronto
$65
Toluca
$62 3.9% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $705 in Toluca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 177% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $43.00 in Toluca. Monthly groceries follow the same trend: $343 vs $289 – making Toluca the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇲🇽 Toluca
🕒 Local time
20:44 8:44 PM
18:44 6:44 PM
2 h behind Toronto
🌤 Weather
👥 Population
2,731,571
223,876
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Mexican Peso exchange rates as of October 21, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Toronto Toluca 3,300 km ≈ 4 h 45 min nonstop flight
From you
  • Toronto
  • Toluca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Toluca: Cost of Living - Frequently Asked Questions
Is Toluca cheaper than Toronto?
Yes – Toronto is pricier by about 138%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,916 per month in Toronto and $1,647 in Toluca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Toronto or in Toluca?
A mid-range dinner for two costs $79.0 in Toronto and $43.00 in Toluca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Toronto and in Toluca?
Groceries cost about 19% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Toronto or in Toluca?
A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,098, than in Toronto at $2,610. In Toluca it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Toluca more family-friendly?
Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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