Cost of Living Comparison Between Toronto and Thunder Bay Cost of Living Comparison Between Toronto and Thunder Bay

🙂 Solo nomad: Toronto is 9.5% cheaper than Thunder Bay without rent, and 18.5% more expensive with rent.
😐 Family of 3: Toronto is 16.4% more expensive than Thunder Bay without rent, and 15.2% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Thunder Bay
Difference
Meal at Budget Restaurant
$18.40 CA$25.20
$18.62 CA$25.51
-1.18%
Three-Course Dinner for Two, Mid-Range
$81.3 CA$111
$58.7 CA$80.4
38.50%
Fast Food Meal (McDonalds, etc)
$10.92 CA$14.97
$12.40 CA$16.99
-11.94%
Cappuccino
$3.83 CA$5.25
$3.63 CA$4.98
5.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 CA$3.01
$1.85 CA$2.54
18.38%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.47 CA$2.02
11.56%
Local Beer (0.5 liter draught)
$5.87 CA$8.05
$5.42 CA$7.43
8.30%
Imported Beer (0.33 liter bottle)
$6.74 CA$9.24
$5.03 CA$6.89
34.00%
🛒 Groceries & Markets
Toronto
Thunder Bay
Difference
Milk (1 liter)
$2.69 CA$3.68
$2.46 CA$3.37
9.35%
White Bread (500g)
$2.78 CA$3.81
$2.46 CA$3.37
13.01%
Rice (white) (1kg)
$3.51 CA$4.81
$3.34 CA$4.58
5.09%
Eggs
$3.47 CA$4.76
$3.59 CA$4.91
-3.34%
Local Cheese (1kg)
$13.25 CA$18.15
$17.42 CA$23.87
-23.94%
Chicken Fillets (1kg)
$12.92 CA$17.70
$16.46 CA$22.55
-21.51%
Beef Round Steak (1kg)
$16.38 CA$22.44
$18.04 CA$24.71
-9.20%
Apples (1kg)
$4.03 CA$5.52
$3.44 CA$4.71
17.15%
Banana (1kg)
$1.17 CA$1.61
$1.34 CA$1.83
-12.69%
Oranges (1kg)
$3.35 CA$4.59
$3.97 CA$5.44
-15.62%
Tomato (1kg)
$4.01 CA$5.50
$3.66 CA$5.01
9.56%
Potato (1kg)
$2.44 CA$3.34
$2.67 CA$3.66
-8.61%
Onion (1kg)
$2.84 CA$3.90
$2.24 CA$3.07
26.79%
Lettuce (1 head)
$2.39 CA$3.27
$3.08 CA$4.22
-22.40%
Water (1.5 liter bottle)
$1.98 CA$2.71
$2.19 CA$3.00
-9.59%
Cigarettes 20 Pack (Marlboro, Camel)
$14.82 CA$20.31
$11.08 CA$15.18
33.75%
Wine (Bottle)
$14.37 CA$19.68
$7.83 CA$10.72
83.52%
Local Beer (0.5 liter bottle)
$2.77 CA$3.79
$2.03 CA$2.78
36.45%
Imported Beer (0.33 liter bottle)
$3.30 CA$4.52
$2.83 CA$3.87
16.61%
🚌 Getting Around
Toronto
Thunder Bay
Difference
One-way Ticket (Public Transport)
$2.45 CA$3.35
$2.34 CA$3.21
4.70%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$64.8 CA$88.8
75.14%
Taxi Start (Normal Tariff)
$3.61 CA$4.95
$3.33 CA$4.57
8.41%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.98 CA$2.71
-28.28%
Taxi 1hour Waiting (Normal Tariff)
$25.90 CA$35.48
$25.74 CA$35.26
0.62%
Gasoline (1 liter)
$1.10 CA$1.50
$1.11 CA$1.52
-0.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.0K
$25.2K CA$34.5K
1.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0K CA$28.7K
$20.2K CA$27.6K
3.85%
🧾 Monthly Utilities & Internet
Toronto
Thunder Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 CA$163
$200 CA$274
-40.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.69 CA$51.6
$59.4 CA$81.3
-36.51%
Internet (50+ Mbps, Unlimited Data)
$54.6 CA$74.7
$98.8 CA$135
-44.80%
🎉 Sport & Entertainment
Toronto
Thunder Bay
Difference
Gym Membership (Monthly)
$57.3 CA$78.5
$30.02 CA$41.13
90.74%
Tennis Court (1 Hour on Weekend)
$20.68 CA$28.33
$18.11 CA$24.82
14.19%
Cinema Ticket
$11.62 CA$15.92
$13.02 CA$17.84
-10.75%
🧸 Childcare & Education
Toronto
Thunder Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,118 CA$1,531
$750 CA$1,028
48.93%
International Primary School, 1 Child (Yearly)
$18.3K CA$25.0K
$11.8K CA$16.2K
54.53%
👕👟 Clothing & Footwear
Toronto
Thunder Bay
Difference
Jeans (Levis 501 Or Similar)
$57.3 CA$78.6
$58.6 CA$80.3
-2.23%
Summer Dress (H&M, Zara, etc)
$39.80 CA$54.5
$36.55 CA$50.1
8.89%
Sport Shoes (Adidas, Nike)
$88.4 CA$121
$77.5 CA$106
14.05%
Men's Leather Business Shoes
$116 CA$159
$141 CA$193
-17.73%
🏠 Accommodation & Living
Toronto
Thunder Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,836 CA$2,516
$1,033 CA$1,415
77.80%
1-bedroom Apartment, Outside City Center (Monthly)
$1,550 CA$2,124
$1,031 CA$1,413
50.33%
3-bedroom Apartment, City Center (Monthly)
$2,991 CA$4,097
$1,885 CA$2,583
58.63%
3-bedroom Apartment, Outside City Center (Monthly)
$2,492 CA$3,415
$1,838 CA$2,518
35.58%
Buy Apartment in City Center (m2)
$8,566 CA$11.7K
-
-
Buy Apartment Outside City Center (m2)
$6,905 CA$9,460
-
-
💵 Salaries & Financials
Toronto
Thunder Bay
Difference
Average Monthly Net Salary (After Tax)
$3,697 CA$5,064
$2,890 CA$3,960
27.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.19
-16.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Thunder Bay: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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