Cost of Living Comparison Between Toronto and Thunder Bay Cost of Living Comparison Between Toronto and Thunder Bay

😐 Solo nomad: Toronto is 14.7% more expensive than Thunder Bay without rent, and 16.8% more expensive with rent.
😐 Family of 3: Toronto is 2.7% more expensive than Thunder Bay without rent, and 13.6% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Thunder Bay
Difference
Meal at Budget Restaurant
$18.50 CA$25.34
$18.19 CA$24.92
1.70%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$114
$58.7 CA$80.4
41.31%
Fast Food Meal (McDonalds, etc)
$11.00 CA$15.07
$12.65 CA$17.33
-13.04%
Cappuccino
$3.93 CA$5.39
$3.73 CA$5.11
5.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.90
$1.82 CA$2.49
15.93%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.54 CA$2.11
6.49%
Local Beer (0.5 liter draught)
$5.92 CA$8.11
$5.50 CA$7.53
7.64%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.90
$5.22 CA$7.15
24.33%
🛒 Groceries & Markets
Toronto
Thunder Bay
Difference
Milk (1 liter)
$2.72 CA$3.72
$2.47 CA$3.38
10.12%
White Bread (500g)
$2.86 CA$3.92
$2.43 CA$3.33
17.70%
Rice (white) (1kg)
$3.60 CA$4.93
$3.34 CA$4.57
7.78%
Eggs
$3.61 CA$4.95
$3.62 CA$4.96
-0.28%
Local Cheese (1kg)
$13.35 CA$18.29
$17.58 CA$24.08
-24.06%
Chicken Fillets (1kg)
$13.14 CA$18.01
$16.41 CA$22.48
-19.93%
Beef Round Steak (1kg)
$16.87 CA$23.11
$17.95 CA$24.59
-6.02%
Apples (1kg)
$4.17 CA$5.72
$3.48 CA$4.77
19.83%
Banana (1kg)
$1.16 CA$1.59
$1.33 CA$1.82
-12.78%
Oranges (1kg)
$3.24 CA$4.44
$3.97 CA$5.44
-18.39%
Tomato (1kg)
$4.03 CA$5.52
$3.71 CA$5.08
8.63%
Potato (1kg)
$2.54 CA$3.49
$2.69 CA$3.68
-5.58%
Onion (1kg)
$2.92 CA$4.00
$2.15 CA$2.94
35.81%
Lettuce (1 head)
$2.46 CA$3.37
$3.02 CA$4.13
-18.54%
Water (1.5 liter bottle)
$1.97 CA$2.70
$2.13 CA$2.92
-7.51%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.57
$11.23 CA$15.38
33.75%
Wine (Bottle)
$13.76 CA$18.86
$8.03 CA$10.99
71.36%
Local Beer (0.5 liter bottle)
$2.67 CA$3.66
$2.04 CA$2.79
30.88%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.37
$2.88 CA$3.95
10.76%
🚌 Getting Around
Toronto
Thunder Bay
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.31
$2.36 CA$3.23
2.54%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$65.0 CA$89.0
73.75%
Taxi Start (Normal Tariff)
$3.73 CA$5.11
$3.23 CA$4.42
15.48%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$2.07 CA$2.83
-31.40%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.50
$25.66 CA$35.15
0.97%
Gasoline (1 liter)
$1.09 CA$1.50
$1.16 CA$1.59
-6.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$34.1K
$25.2K CA$34.5K
-0.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.2K
$20.3K CA$27.8K
4.95%
🧾 Monthly Utilities & Internet
Toronto
Thunder Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$160
$202 CA$276
-42.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$52.0
$60.1 CA$82.3
-36.88%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$73.0
$99.0 CA$136
-46.18%
🎉 Sport & Entertainment
Toronto
Thunder Bay
Difference
Gym Membership (Monthly)
$56.4 CA$77.3
$30.37 CA$41.61
85.68%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.87
$18.16 CA$24.88
16.08%
Cinema Ticket
$11.98 CA$16.41
$13.37 CA$18.32
-10.40%
🧸 Childcare & Education
Toronto
Thunder Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,543
$748 CA$1,024
50.65%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.3K
$11.9K CA$16.3K
55.55%
👕👟 Clothing & Footwear
Toronto
Thunder Bay
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$80.1
$59.4 CA$81.3
-1.58%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.7
$37.04 CA$50.7
5.78%
Sport Shoes (Adidas, Nike)
$89.2 CA$122
$77.6 CA$106
15.01%
Men's Leather Business Shoes
$117 CA$160
$139 CA$190
-15.86%
🏠 Accommodation & Living
Toronto
Thunder Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,448
$1,030 CA$1,411
73.57%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,137
$1,029 CA$1,410
51.58%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,093
$1,852 CA$2,537
61.30%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,350
$1,846 CA$2,529
32.45%
Buy Apartment in City Center (m2)
$8,834 CA$12.1K
-
-
Buy Apartment Outside City Center (m2)
$6,835 CA$9,365
-
-
💵 Salaries & Financials
Toronto
Thunder Bay
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,984
$2,978 CA$4,080
22.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.19
-16.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for Thunder Bay: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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