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Cost of Living Comparison Between Toronto and Thunder Bay Cost of Living Comparison Between Toronto and Thunder Bay

😐 Solo nomad: Toronto is 10.5% more expensive than Thunder Bay without rent, and 16.1% more expensive with rent.
😐 Family of 3: Toronto is 16.3% more expensive than Thunder Bay without rent, and 14.8% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Thunder Bay
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$18.12 CA$25.19
4.69%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$59.4 CA$82.6
39.40%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$12.60 CA$17.51
-11.75%
Cappuccino
$3.98 CA$5.54
$3.61 CA$5.02
10.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$1.89 CA$2.62
11.64%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.46 CA$2.04
16.44%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$5.28 CA$7.34
10.61%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$5.28 CA$7.35
25.76%
🛒 Groceries & Markets
Toronto
Thunder Bay
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.50 CA$3.47
12.00%
White Bread (500g)
$2.87 CA$3.99
$2.53 CA$3.52
13.44%
Rice (white) (1kg)
$3.68 CA$5.12
$3.37 CA$4.68
9.20%
Eggs
$3.47 CA$4.82
$3.70 CA$5.15
-6.22%
Local Cheese (1kg)
$13.62 CA$18.93
$17.49 CA$24.31
-22.13%
Chicken Fillets (1kg)
$13.03 CA$18.11
$16.54 CA$22.99
-21.22%
Beef Round Steak (1kg)
$16.98 CA$23.60
$18.52 CA$25.74
-8.32%
Apples (1kg)
$4.07 CA$5.65
$3.56 CA$4.95
14.33%
Banana (1kg)
$1.18 CA$1.64
$1.34 CA$1.86
-11.94%
Oranges (1kg)
$3.35 CA$4.65
$3.99 CA$5.54
-16.04%
Tomato (1kg)
$3.98 CA$5.53
$3.60 CA$5.01
10.56%
Potato (1kg)
$2.42 CA$3.37
$2.61 CA$3.63
-7.28%
Onion (1kg)
$2.90 CA$4.03
$2.24 CA$3.11
29.46%
Lettuce (1 head)
$2.45 CA$3.40
$3.03 CA$4.21
-19.14%
Water (1.5 liter bottle)
$1.97 CA$2.75
$2.13 CA$2.96
-7.51%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$10.86 CA$15.10
33.43%
Wine (Bottle)
$13.12 CA$18.23
$7.78 CA$10.81
68.64%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.03 CA$2.82
36.45%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$2.74 CA$3.81
19.71%
🚌 Getting Around
Toronto
Thunder Bay
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.43 CA$3.38
2.88%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$63.9 CA$88.8
82.59%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$3.37 CA$4.68
12.17%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.98 CA$2.75
-31.82%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$26.09 CA$36.27
-1.57%
Gasoline (1 liter)
$1.14 CA$1.59
$1.13 CA$1.57
0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$25.1K CA$34.9K
-0.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$20.2K CA$28.0K
6.32%
🧾 Monthly Utilities & Internet
Toronto
Thunder Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$200 CA$278
-40.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$59.5 CA$82.7
-38.03%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$101 CA$140
-46.10%
🎉 Sport & Entertainment
Toronto
Thunder Bay
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$30.32 CA$42.15
86.31%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
$18.18 CA$25.27
15.62%
Cinema Ticket
$11.59 CA$16.11
$13.10 CA$18.21
-11.53%
🧸 Childcare & Education
Toronto
Thunder Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$738 CA$1,026
53.65%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$11.9K CA$16.5K
55.35%
👕👟 Clothing & Footwear
Toronto
Thunder Bay
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$59.9 CA$83.2
-4.78%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$35.72 CA$49.66
8.99%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$76.9 CA$107
16.39%
Men's Leather Business Shoes
$116 CA$161
$138 CA$192
-16.02%
🏠 Accommodation & Living
Toronto
Thunder Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,026 CA$1,426
77.26%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,060 CA$1,473
44.24%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$1,877 CA$2,609
59.42%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,828 CA$2,541
33.71%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
-
-
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
-
-
💵 Salaries & Financials
Toronto
Thunder Bay
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$2,979 CA$4,140
21.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.19
-16.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Thunder Bay: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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