Last update: Nov 2026

Cost of Living Comparison Between Toronto and The Valley

For one person, living is cheaper in The Valley: $734 a month against $2,599 in Toronto, rent and utilities included – about $22,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

The Valley

🇦🇮 Anguilla

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in The Valley

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in The Valley actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $734 in The Valley.

Toronto $2,599
The Valley $734

Estimated couple costs with rent: $3,700 in Toronto versus $1,490 in The Valley.

Toronto $3,700
The Valley $1,490

Monthly costs for a family of three with rent: $4,801 in Toronto versus $2,246 in The Valley.

Toronto $4,801
The Valley $2,246

Living in Toronto is roughly 254% more expensive than in The Valley.

The two cities straddle the global median: Toronto is 92% above, The Valley is 46% below.

Meal at Budget Restaurant

$17.98 CA$25.20

$20.02 EC$54.1

-10.19%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$128 EC$344

-43.34%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.18

$12.11 EC$32.69

-10.57%

Cappuccino

$4.34 CA$6.09

$5.02 EC$13.55

-13.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.03

$3.45 EC$9.31

-37.39%

Water (0.33 liter bottle)

$1.66 CA$2.32

$3.41 EC$9.22

-51.32%

Local Beer (0.5 liter draught)

$6.35 CA$8.90

$5.91 EC$15.95

7.45%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.29

$6.33 EC$17.09

15.96%

Milk (1 liter)

$2.57 CA$3.60

$2.93 EC$7.92

-12.29%

White Bread (500g)

$2.71 CA$3.79

Rice (white) (1kg)

$2.28 CA$3.19

$3.96 EC$10.69

-42.42%

Eggs

$3.60 CA$5.05

$4.84 EC$13.06

-25.62%

Local Cheese (1kg)

$8.94 CA$12.54

Chicken Fillets (1kg)

$11.19 CA$15.69

$13.96 EC$37.68

-19.84%

Beef Round Steak (1kg)

$15.23 CA$21.34

$25.26 EC$68.2

-39.71%

Apples (1kg)

$3.74 CA$5.25

$5.05 EC$13.64

-25.94%

Banana (1kg)

$1.23 CA$1.72

$2.96 EC$7.98

-58.45%

Oranges (1kg)

$3.58 CA$5.02

$3.89 EC$10.49

-7.97%

Tomato (1kg)

$4.25 CA$5.96

$5.14 EC$13.88

-17.32%

Potato (1kg)

$1.94 CA$2.72

$3.89 EC$10.49

-50.13%

Onion (1kg)

$1.67 CA$2.34

$4.11 EC$11.10

-59.37%

Lettuce (1 head)

$2.30 CA$3.22

$3.91 EC$10.57

-41.18%

Water (1.5 liter bottle)

$1.26 CA$1.77

$2.95 EC$7.95

-57.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

$9.95 EC$26.87

42.61%

Wine (Bottle)

$14.25 CA$19.97

$21.02 EC$56.8

-32.21%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

One-way Ticket (Public Transport)

$2.35 CA$3.30

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

Gasoline (1 liter)

$1.23 CA$1.73

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.40

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

Gym Membership (Monthly)

$36.65 CA$51.4

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

Sport Shoes (Adidas, Nike)

$101 CA$142

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,702

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,930

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

$299 EC$807

2206.11%

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for The Valley: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

The Valley

–

Groceries & Markets

Toronto

$345 13.3%

The Valley

–

Eating Out

Toronto

$290 11.2%

The Valley

–

Monthly Utilities & Internet

Toronto

$203 7.8%

The Valley

–

Clothing & Footwear

Toronto

$145 5.6%

The Valley

–

Getting Around

Toronto

$130 5%

The Valley

–

Sport & Entertainment

Toronto

$62 2.4%

The Valley

–

Cost Breakdown

Dining out: $72 in Toronto vs $128 in The Valley for a mid-range dinner for two. Groceries echo the gap at $345 vs $407 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇦🇮 The Valley

🕒 Local time

22:29 10:29 PM

23:29 11:29 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,200 Capital

💱 Currency

Canadian Dollar CAD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 XCD = 0.37 USD

1 XCD = 0.33 EUR

Exchange rates and currency converter

XCD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

USD to CAD in detail →

On the map

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Toronto The Valley 3,220 km ≈ 4 h 30 min nonstop flight

From you

Toronto
The Valley

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs The Valley: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,599 in Toronto and $734 in The Valley, so The Valley is about 72% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,899 in Toronto and $1,100 in The Valley to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Toronto pay roughly 15% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Toronto – a meal for two runs $72 versus $128 in The Valley. If you eat out regularly, this makes a real dent in your monthly spending.

At $734 in The Valley versus $2,599 in Toronto, a $1,000 budget is realistic in The Valley but tight or insufficient in Toronto. The gap between the two cities makes The Valley the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.