Last update: Oct 2026

Cost of Living Comparison Between Toronto and Texas City, TX

For one person, living is cheaper in Texas City, TX: $1,965 a month against $2,610 in Toronto, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
95

Cost of Living Index in Texas City, TX
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Texas City, TX Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Texas City, TX

🇺🇸 United States

$1,965

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Texas City, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Texas City, TX actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $1,965 in Texas City, TX, rent included.

Toronto $2,610
Texas City, TX $1,965

A couple spends around $3,727 per month in Toronto vs $2,877 in Texas City, TX, rent included.

Toronto $3,727
Texas City, TX $2,877

A family of three spends $4,844 per month in Toronto vs $3,788 in Texas City, TX, rent included.

Toronto $4,844
Texas City, TX $3,788

Toronto costs about 33% more than Texas City, TX, and outside of rent the biggest gap is in transport.

Both Toronto and Texas City, TX sit above the global median – Toronto by 93%, Texas City, TX by 45%.

Meal at Budget Restaurant

$17.59 CA$24.87

$18.03 $18.03

-2.44%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$74.8 $74.8

5.43%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.94 $9.94

7.95%

Cappuccino

$4.09 CA$5.78

$4.15 $4.15

-1.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.33 $1.33

57.89%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.97 $1.97

-12.69%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.97 $5.97

6.53%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.14 $7.14

-0.84%

Milk (1 liter)

$2.54 CA$3.59

$0.72 $0.72

252.78%

White Bread (500g)

$2.72 CA$3.85

$2.67 $2.67

1.87%

Rice (white) (1kg)

$2.18 CA$3.09

$3.21 $3.21

-32.09%

Eggs

$3.63 CA$5.13

$3.91 $3.91

-7.16%

Local Cheese (1kg)

$9.46 CA$13.37

$6.68 $6.68

41.62%

Chicken Fillets (1kg)

$11.54 CA$16.32

$14.22 $14.22

-18.85%

Beef Round Steak (1kg)

$14.37 CA$20.32

$10.63 $10.63

35.18%

Apples (1kg)

$3.70 CA$5.23

$4.37 $4.37

-15.33%

Banana (1kg)

$1.19 CA$1.68

$1.46 $1.46

-18.49%

Oranges (1kg)

$3.46 CA$4.90

$4.36 $4.36

-20.64%

Tomato (1kg)

$4.22 CA$5.97

$4.36 $4.36

-3.21%

Potato (1kg)

$1.79 CA$2.52

$2.56 $2.56

-30.08%

Onion (1kg)

$1.65 CA$2.33

$2.30 $2.30

-28.26%

Lettuce (1 head)

$2.20 CA$3.11

$1.77 $1.77

24.29%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.19 $2.19

-42.47%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$8.17 $8.17

70.99%

Wine (Bottle)

$14.20 CA$20.07

$9.84 $9.84

44.31%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.93 $2.93

-23.21%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.30 $3.30

-23.33%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.98 $0.98

136.73%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$40.06 $40.06

178.71%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.81 $2.81

8.90%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.60 $1.60

-23.75%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$19.83 $19.83

9.38%

Gasoline (1 liter)

$1.21 CA$1.72

$0.82 $0.82

47.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$34.2K $34.2K

-23.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.3K $26.3K

-19.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$223 $223

-46.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$25.31 $25.31

27.26%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$69.3 $69.3

-29.49%

Gym Membership (Monthly)

$39.34 CA$55.6

$14.86 $14.86

164.74%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.16 $14.16

-11.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,224 $1,224

-32.03%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$21.0K $21.0K

12.30%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$53.1 $53.1

-1.47%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$42.70 $42.70

-7.63%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$63.8 $63.8

55.25%

Men's Leather Business Shoes

$122 CA$172

$102 $102

19.16%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,072 $1,072

52.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$809 $809

79.05%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,671 $1,671

63.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,263 $1,263

68.59%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$9,114 $9,114

-9.96%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$7,687 $7,687

-11.05%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,708 $4,708

-25.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.53

-31.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Texas City, TX: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Texas City, TX

$809 41.2% 44.1% $639

Groceries & Markets

Toronto

$343 13.1%

Texas City, TX

$342 17.4% 0.3% $1

Eating Out

Toronto

$283 10.9%

Texas City, TX

$281 14.3% 0.7% $2

Monthly Utilities & Internet

Toronto

$201 7.7%

Texas City, TX

$317 16.1% 58% $116

Clothing & Footwear

Toronto

$141 5.4%

Texas City, TX

$118 6% 16.2% $23

Getting Around

Toronto

$130 5%

Texas City, TX

$55 2.8% 57.9% $75

Sport & Entertainment

Toronto

$65 2.5%

Texas City, TX

$43 2.2% 33.1% $21

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,072 in Texas City, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Texas City, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $75.0 in Texas City, TX. Monthly groceries follow the same trend: $343 vs $342 – making Texas City, TX the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Texas City, TX

🕒 Local time

13:47 1:47 PM

12:47 12:47 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

45,099

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Texas City, TX 2,100 km ≈ 3 h nonstop flight

From you

Toronto
Texas City, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Texas City, TX: Cost of Living - Frequently Asked Questions

Toronto costs about 33% more than Texas City, TX, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $2,947 in Texas City, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Texas City, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $75.0 in Texas City, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,610 in Toronto and $1,965 in Texas City, TX. That's a gap of about 33%.

A $2,000 monthly budget goes further in Texas City, TX, where all-in costs run around $1,965, than in Toronto at $2,610. In Texas City, TX it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Texas City, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Texas City, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.