Last update: Oct 2026

Cost of Living Comparison Between Toronto and Temuco

For one person, living is cheaper in Temuco: $1,069 a month against $2,561 in Toronto, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
52

Cost of Living Index in Temuco
Learn more

Temuco Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Temuco

🇨🇱 Chile

$1,069

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Temuco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Temuco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,069 in Temuco.

Toronto $2,561
Temuco $1,069

Estimated couple costs with rent: $3,694 in Toronto versus $1,598 in Temuco.

Toronto $3,694
Temuco $1,598

Monthly costs for a family of three with rent: $4,826 in Toronto versus $2,128 in Temuco.

Toronto $4,826
Temuco $2,128

Living in Toronto is roughly 140% more expensive than in Temuco, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Temuco is 21% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$7.21 CLP 7,096

138.28%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$30.14 CLP 29.7K

152.06%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.29 CLP 7,172

44.58%

Cappuccino

$4.02 CA$5.68

$3.75 CLP 3,695

7.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.19 CLP 2,153

-3.20%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.08 CLP 1,067

62.04%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$3.63 CLP 3,571

71.90%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.41 CLP 3,358

107.92%

Milk (1 liter)

$2.44 CA$3.45

$1.17 CLP 1,154

108.55%

White Bread (500g)

$2.68 CA$3.78

$1.63 CLP 1,600

64.42%

Rice (white) (1kg)

$2.24 CA$3.17

$1.22 CLP 1,201

83.61%

Eggs

$3.56 CA$5.03

$3.42 CLP 3,371

4.09%

Local Cheese (1kg)

$9.09 CA$12.85

$8.63 CLP 8,495

5.33%

Chicken Fillets (1kg)

$11.33 CA$16.01

$5.07 CLP 4,988

123.47%

Beef Round Steak (1kg)

$14.53 CA$20.55

$9.40 CLP 9,249

54.57%

Apples (1kg)

$3.62 CA$5.12

$2.11 CLP 2,078

71.56%

Banana (1kg)

$1.21 CA$1.72

$2.06 CLP 2,027

-41.26%

Oranges (1kg)

$3.60 CA$5.09

$2.09 CLP 2,053

72.25%

Tomato (1kg)

$4.21 CA$5.96

$2.05 CLP 2,023

105.37%

Potato (1kg)

$1.79 CA$2.53

$2.40 CLP 2,364

-25.42%

Onion (1kg)

$1.59 CA$2.25

$2.12 CLP 2,091

-25.00%

Lettuce (1 head)

$2.27 CA$3.21

$1.48 CLP 1,455

53.38%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.18 CLP 1,162

5.93%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.63 CLP 4,559

198.49%

Wine (Bottle)

$14.27 CA$20.18

$4.90 CLP 4,823

191.22%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.47 CLP 1,450

49.66%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.07 CLP 2,033

17.39%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.87 CLP 859

174.71%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$33.57 CLP 33.0K

230.44%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.85 CLP 835

242.35%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.57 CLP 1,550

-23.57%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$9.04 CLP 8,897

136.50%

Gasoline (1 liter)

$1.21 CA$1.71

$1.38 CLP 1,356

-12.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$12.3K CLP 12.1M

129.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$17.3K CLP 17.0M

17.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$136 CLP 134.2K

-11.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$11.17 CLP 11.0K

188.81%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$22.85 CLP 22.5K

109.76%

Gym Membership (Monthly)

$38.48 CA$54.4

$48.34 CLP 47.6K

-20.40%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$45.20 CLP 44.5K

-49.20%

Cinema Ticket

$12.38 CA$17.50

$4.58 CLP 4,508

170.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$214 CLP 210.7K

287.83%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$2,706 CLP 2.7M

753.35%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$43.80 CLP 43.1K

15.78%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$17.62 CLP 17.3K

127.13%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$65.7 CLP 64.7K

49.16%

Men's Leather Business Shoes

$121 CA$171

$83.4 CLP 82.1K

44.65%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$395 CLP 389.1K

302.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$318 CLP 312.7K

343.98%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$708 CLP 697.2K

277.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$496 CLP 488.6K

333.49%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,952 CLP 1.9M

307.12%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,668 CLP 1.6M

292.33%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$524 CLP 515.8K

611.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.8

-6.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Temuco: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Temuco

$318 29.7% 77.5% $1.1K

Groceries & Markets

Toronto

$340 13.3%

Temuco

$220 20.6% 35.2% $119

Eating Out

Toronto

$278 10.9%

Temuco

$163 15.2% 41.5% $116

Monthly Utilities & Internet

Toronto

$201 7.8%

Temuco

$170 15.9% 15% $30

Clothing & Footwear

Toronto

$139 5.4%

Temuco

$95 8.9% 32% $44

Getting Around

Toronto

$129 5.1%

Temuco

$46 4.3% 64.6% $84

Sport & Entertainment

Toronto

$63 2.5%

Temuco

$58 5.4% 9.1% $5.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $395 in Temuco. Housing cost is often the main lever when comparing two cities.

Toronto pays 611% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $30.00 in Temuco for a mid-range dinner for two. Groceries echo the gap at $340 vs $220 per month, with Temuco cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇱 Temuco

🕒 Local time

21:27 9:27 PM

22:27 10:27 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

235,509

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Temuco 9,190 km ≈ 12 h nonstop flight

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Temuco: Cost of Living - Frequently Asked Questions

Toronto and Temuco differ by about 140% in total monthly costs ($2,561 vs $1,069 including rent). Temuco is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 611% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $395 in Temuco. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Temuco – a meal for two runs $30.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,561 per month in Toronto versus $1,069 in Temuco – a 140% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,069 in Temuco versus $2,561 in Toronto, a $2,000 budget is realistic in Temuco but tight or insufficient in Toronto. The gap between the two cities makes Temuco the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Temuco gentler on the wallet – expenses run 140% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.