Last update: Oct 2026

Cost of Living Comparison Between Toronto and Taylor, TX

For one person, living is cheaper in Taylor, TX: $2,374 a month against $2,610 in Toronto, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
115

Cost of Living Index in Taylor, TX
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Taylor, TX Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Taylor, TX

🇺🇸 United States

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Taylor, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Taylor, TX actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,374 in Taylor, TX, rent included.

Toronto $2,610
Taylor, TX $2,374

A couple spends around $3,727 per month in Toronto vs $3,369 in Taylor, TX, rent included.

Toronto $3,727
Taylor, TX $3,369

A family of three spends $4,844 per month in Toronto vs $4,363 in Taylor, TX, rent included.

Toronto $4,844
Taylor, TX $4,363

Toronto costs about 10% more than Taylor, TX, and outside of rent the biggest gap is in transport.

Both Toronto and Taylor, TX sit above the global median – Toronto by 93%, Taylor, TX by 75%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.98 $19.98

-11.96%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$76.0 $76.0

3.71%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.65 $11.65

-7.90%

Cappuccino

$4.09 CA$5.78

$5.22 $5.22

-21.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.59 $2.59

-18.92%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.97 $1.97

-12.69%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.06 $6.06

4.95%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.19 $7.19

-1.53%

Milk (1 liter)

$2.54 CA$3.59

$1.05 $1.05

141.90%

White Bread (500g)

$2.72 CA$3.85

$3.58 $3.58

-24.02%

Rice (white) (1kg)

$2.18 CA$3.09

$4.37 $4.37

-50.11%

Eggs

$3.63 CA$5.13

$4.19 $4.19

-13.37%

Local Cheese (1kg)

$9.46 CA$13.37

$12.55 $12.55

-24.62%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.65 $11.65

-0.94%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.22 $17.22

-16.55%

Apples (1kg)

$3.70 CA$5.23

$4.90 $4.90

-24.49%

Banana (1kg)

$1.19 CA$1.68

$1.58 $1.58

-24.68%

Oranges (1kg)

$3.46 CA$4.90

$4.43 $4.43

-21.90%

Tomato (1kg)

$4.22 CA$5.97

$4.75 $4.75

-11.16%

Potato (1kg)

$1.79 CA$2.52

$2.80 $2.80

-36.07%

Onion (1kg)

$1.65 CA$2.33

$2.88 $2.88

-42.71%

Lettuce (1 head)

$2.20 CA$3.11

$2.13 $2.13

3.29%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.28 $2.28

-44.74%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.35 $10.35

34.98%

Wine (Bottle)

$14.20 CA$20.07

$15.29 $15.29

-7.13%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.99 $1.99

13.07%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.28 $3.28

-22.87%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.74 $1.74

33.33%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.30 $3.30

-7.27%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.89 $1.89

-35.45%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$27.09 $27.09

-19.93%

Gasoline (1 liter)

$1.21 CA$1.72

$0.93 $0.93

30.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$28.2K $28.2K

-7.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.3K $26.3K

-19.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$198 $198

-39.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$57.4 $57.4

-43.86%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$69.1 $69.1

-29.24%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.61 $41.61

-5.46%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$13.98 $13.98

-10.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,429 $1,429

-41.77%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$26.0K $26.0K

-9.05%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$52.3 $52.3

-0.08%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$41.42 $41.42

-4.78%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$88.6 $88.6

11.73%

Men's Leather Business Shoes

$122 CA$172

$113 $113

8.16%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,249 $1,249

30.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,107 $1,107

30.85%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,758 $1,758

55.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,559 $1,559

36.60%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,766 $2,766

196.69%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,375 $2,375

187.91%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$2,365 $2,365

48.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Taylor, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Taylor, TX

$1.1K 46.6% 23.6% $341

Groceries & Markets

Toronto

$343 13.1%

Taylor, TX

$401 16.9% 16.9% $58

Eating Out

Toronto

$283 10.9%

Taylor, TX

$320 13.5% 13.1% $37

Monthly Utilities & Internet

Toronto

$201 7.7%

Taylor, TX

$324 13.7% 61.5% $123

Clothing & Footwear

Toronto

$141 5.4%

Taylor, TX

$133 5.6% 5.6% $7.9

Getting Around

Toronto

$130 5%

Taylor, TX

$20 * 0.8% 84.8% $110

Sport & Entertainment

Toronto

$65 2.5%

Taylor, TX

$70 2.9% 7.9% $5.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,249 in Taylor, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $76.0 in Taylor, TX. Groceries tell a different story – $343 in Toronto vs $401 in Taylor, TX – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Taylor, TX

🕒 Local time

06:55 6:55 AM

05:55 5:55 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

64,240

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Taylor, TX 2,150 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Taylor, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Taylor, TX: Cost of Living - Frequently Asked Questions

Toronto costs about 10% more than Taylor, TX, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,561 in Taylor, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Taylor, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $76.0 in Taylor, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 17% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Taylor, TX, where all-in costs run around $2,374, than in Toronto at $2,610. In Taylor, TX it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Taylor, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Taylor, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.