Last update: Oct 2026

Cost of Living Comparison Between Toronto and Tacoma, WA

For one person, living is cheaper in Toronto: $2,530 a month against $2,977 in Tacoma, WA, rent and utilities included – about $5,400 less a year. Other living expenses account for most of the difference.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
Tacoma, WA
🇺🇸 United States
$2,977
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Tacoma, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Tacoma, WA actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,977 in Tacoma, WA, rent included.

  • Toronto $2,530
  • Tacoma, WA $2,977

A couple spends around $3,646 per month in Toronto vs $4,468 in Tacoma, WA, rent included.

  • Toronto $3,646
  • Tacoma, WA $4,468

A family of three spends $4,761 per month in Toronto vs $5,960 in Tacoma, WA, rent included.

  • Toronto $4,761
  • Tacoma, WA $5,960

Toronto is about 15% cheaper than Tacoma, WA, and outside of rent the biggest gap is in groceries.

Both Toronto and Tacoma, WA sit above the global median – Toronto by 89%, Tacoma, WA by 122%.

Currency
🍽 Eating Out
Toronto
Tacoma, WA
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$25.07 $25.07
-29.52%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$79.4 $79.4
-2.48%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$12.14 $12.14
-13.76%
Cappuccino
$4.08 CA$5.81
$5.57 $5.57
-26.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$3.15 $3.15
-32.70%
Water (0.33 liter bottle)
$1.76 CA$2.51
$2.56 $2.56
-31.25%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
$6.85 $6.85
-9.93%
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
$6.88 $6.88
0.15%
🛒 Groceries & Markets
Toronto
Tacoma, WA
Difference
Milk (1 liter)
$2.43 CA$3.46
$1.13 $1.13
115.04%
White Bread (500g)
$2.75 CA$3.92
$4.09 $4.09
-32.76%
Rice (white) (1kg)
$2.23 CA$3.18
$5.91 $5.91
-62.27%
Eggs
$3.45 CA$4.91
$5.53 $5.53
-37.61%
Local Cheese (1kg)
$8.93 CA$12.73
$16.34 $16.34
-45.35%
Chicken Fillets (1kg)
$11.44 CA$16.31
$21.87 $21.87
-47.69%
Beef Round Steak (1kg)
$14.61 CA$20.83
$23.38 $23.38
-37.51%
Apples (1kg)
$3.75 CA$5.34
$5.13 $5.13
-26.90%
Banana (1kg)
$1.15 CA$1.64
$1.69 $1.69
-31.95%
Oranges (1kg)
$3.55 CA$5.06
$4.23 $4.23
-16.08%
Tomato (1kg)
$4.28 CA$6.10
$4.66 $4.66
-8.15%
Potato (1kg)
$1.85 CA$2.63
$2.77 $2.77
-33.21%
Onion (1kg)
$1.67 CA$2.38
$2.90 $2.90
-42.41%
Lettuce (1 head)
$2.22 CA$3.16
$1.73 $1.73
28.32%
Water (1.5 liter bottle)
$1.21 CA$1.72
$3.29 $3.29
-63.22%
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$12.22 $12.22
13.58%
Wine (Bottle)
$14.25 CA$20.31
$18.82 $18.82
-24.28%
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
$1.76 $1.76
25.00%
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
$5.00 $5.00
-51.60%
🚌 Getting Around
Toronto
Tacoma, WA
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
$1.99 $1.99
21.61%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
$63.1 $63.1
75.53%
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$2.53 $2.53
14.62%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$1.63 $1.63
-22.70%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$29.56 $29.56
-25.47%
Gasoline (1 liter)
$1.22 CA$1.74
$1.35 $1.35
-9.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$37.2K $37.2K
-25.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$27.3K $27.3K
-27.38%
🧾 Monthly Utilities & Internet
Toronto
Tacoma, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$230 $230
-47.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$92.7 $92.7
-65.43%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$88.3 $88.3
-45.74%
🎉 Sport & Entertainment
Toronto
Tacoma, WA
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$42.21 $42.21
-7.84%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
$18.21 $18.21
27.62%
Cinema Ticket
$12.61 CA$17.97
$16.97 $16.97
-25.69%
🧸 Childcare & Education
Toronto
Tacoma, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$2,105 $2,105
-60.37%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$31.4K $31.4K
-25.74%
👕👟 Clothing & Footwear
Toronto
Tacoma, WA
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$61.2 $61.2
-13.98%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$43.72 $43.72
-7.91%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$85.8 $85.8
12.19%
Men's Leather Business Shoes
$123 CA$175
$128 $128
-3.65%
🏠 Accommodation & Living
Toronto
Tacoma, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$1,725 $1,725
-7.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$1,444 $1,444
-0.62%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$2,797 $2,797
-5.02%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
$2,420 $2,420
-13.37%
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
$4,896 $4,896
64.06%
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
$3,482 $3,482
88.31%
💵 Salaries & Financials
Toronto
Tacoma, WA
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
$4,817 $4,817
-22.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.64
-32.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Tacoma, WA: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Tacoma, WA
$1.4K 0.6% $9
Groceries & Markets
Toronto
$340
Tacoma, WA
$519 52.7% $179
Eating Out
Toronto
$282
Tacoma, WA
$375 32.9% $93
Monthly Utilities & Internet
Toronto
$202
Tacoma, WA
$411 104% $209
Clothing & Footwear
Toronto
$140
Tacoma, WA
$143 2% $2.8
Getting Around
Toronto
$130
Tacoma, WA
$82 36.9% $48
Sport & Entertainment
Toronto
$64
Tacoma, WA
$76 18.8% $12

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,725 in Tacoma, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Tacoma, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $79.0 in Tacoma, WA. Monthly groceries follow the same trend: $340 vs $519 – making Toronto the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇺🇸 Tacoma, WA
🕒 Local time
03:44 3:44 AM
00:44 12:44 AM
3 h behind Toronto
🌤 Weather
👥 Population
2,731,571
219,346
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Toronto Tacoma, WA 3,340 km ≈ 4 h 45 min nonstop flight
From you
  • Toronto
  • Tacoma, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Tacoma, WA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Tacoma, WA?
Tacoma, WA costs about 18% more than Toronto, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toronto and in Tacoma, WA?
For a comfortable life, plan on about $3,795 per month in Toronto and $4,465 in Tacoma, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toronto or Tacoma, WA?
Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Toronto and in Tacoma, WA?
A mid-range dinner for two costs $77.0 in Toronto and $79.0 in Tacoma, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Toronto compared to Tacoma, WA?
Monthly expenses with rent come to $2,530 in Toronto and $2,977 in Tacoma, WA. That's a gap of about 18%.
Can you live on $2,500/month in Toronto or in Tacoma, WA?
$2,500 is a stretch for both – monthly costs hit $2,530 in Toronto and $2,977 in Tacoma, WA. You'll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Toronto or Tacoma, WA?
For digital nomads, it depends on budget. Toronto costs $2,530 versus $2,977 in Tacoma, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Toronto or to Tacoma, WA?
If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tacoma, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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