Cost of Living Comparison Between Toronto and Surrey Cost of Living Comparison Between Toronto and Surrey

🙂 Solo nomad: Toronto is 3.9% cheaper than Surrey without rent, and 2.7% more expensive with rent.
🙂 Family of 3: Toronto is 1.2% cheaper than Surrey without rent, and 2.4% cheaper with rent.
Currency
🍽 Eating Out
Toronto
Surrey
Difference
Meal at Budget Restaurant
$18.50 CA$25.15
$18.57 CA$25.26
-0.38%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$113
$79.6 CA$108
4.12%
Fast Food Meal (McDonalds, etc)
$11.00 CA$14.96
$10.95 CA$14.89
0.46%
Cappuccino
$3.93 CA$5.35
$4.14 CA$5.63
-5.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.87
$2.03 CA$2.76
3.94%
Water (0.33 liter bottle)
$1.64 CA$2.23
$1.82 CA$2.47
-9.89%
Local Beer (0.5 liter draught)
$5.92 CA$8.05
$6.05 CA$8.23
-2.15%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.83
$6.84 CA$9.30
-5.12%
🛒 Groceries & Markets
Toronto
Surrey
Difference
Milk (1 liter)
$2.72 CA$3.69
$2.63 CA$3.58
3.42%
White Bread (500g)
$2.86 CA$3.89
$2.72 CA$3.69
5.15%
Rice (white) (1kg)
$3.60 CA$4.90
$5.62 CA$7.64
-35.94%
Eggs
$3.61 CA$4.91
$3.69 CA$5.02
-2.17%
Local Cheese (1kg)
$13.35 CA$18.16
$10.39 CA$14.13
28.49%
Chicken Fillets (1kg)
$13.14 CA$17.87
$11.90 CA$16.18
10.42%
Beef Round Steak (1kg)
$16.87 CA$22.94
$24.74 CA$33.65
-31.81%
Apples (1kg)
$4.17 CA$5.68
$3.39 CA$4.61
23.01%
Banana (1kg)
$1.16 CA$1.58
$1.33 CA$1.81
-12.78%
Oranges (1kg)
$3.24 CA$4.41
$3.02 CA$4.11
7.28%
Tomato (1kg)
$4.03 CA$5.48
$3.50 CA$4.76
15.14%
Potato (1kg)
$2.54 CA$3.46
$2.34 CA$3.18
8.55%
Onion (1kg)
$2.92 CA$3.97
$2.08 CA$2.82
40.38%
Lettuce (1 head)
$2.46 CA$3.34
$2.50 CA$3.40
-1.60%
Water (1.5 liter bottle)
$1.97 CA$2.68
$1.93 CA$2.63
2.07%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.42
$14.83 CA$20.16
1.28%
Wine (Bottle)
$13.76 CA$18.72
$14.36 CA$19.53
-4.18%
Local Beer (0.5 liter bottle)
$2.67 CA$3.64
$3.86 CA$5.25
-30.83%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.34
$3.83 CA$5.21
-16.71%
🚌 Getting Around
Toronto
Surrey
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.29
$3.16 CA$4.29
-23.42%
Public Transport Monthly Pass (Regular Price)
$113 CA$154
$128 CA$174
-11.58%
Taxi Start (Normal Tariff)
$3.73 CA$5.07
$2.78 CA$3.78
34.17%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.93
$1.48 CA$2.01
-4.05%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.24
$28.46 CA$38.70
-8.96%
Gasoline (1 liter)
$1.09 CA$1.49
$1.32 CA$1.80
-17.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$33.9K
$25.4K CA$34.6K
-1.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.0K
$20.9K CA$28.5K
1.82%
🧾 Monthly Utilities & Internet
Toronto
Surrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$159
$187 CA$255
-37.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$51.6
$41.51 CA$56.5
-8.62%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$72.4
$67.9 CA$92.3
-21.51%
🎉 Sport & Entertainment
Toronto
Surrey
Difference
Gym Membership (Monthly)
$56.4 CA$76.7
$43.78 CA$59.5
28.80%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.66
$18.71 CA$25.44
12.67%
Cinema Ticket
$11.98 CA$16.30
$12.30 CA$16.72
-2.60%
🧸 Childcare & Education
Toronto
Surrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,532
$893 CA$1,215
26.09%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.1K
$12.8K CA$17.4K
44.67%
👕👟 Clothing & Footwear
Toronto
Surrey
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$79.5
$56.9 CA$77.4
2.73%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.3
$53.3 CA$72.5
-26.55%
Sport Shoes (Adidas, Nike)
$89.2 CA$121
$103 CA$141
-13.80%
Men's Leather Business Shoes
$117 CA$159
$95.1 CA$129
22.52%
🏠 Accommodation & Living
Toronto
Surrey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,430
$1,652 CA$2,247
8.15%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,121
$1,369 CA$1,862
13.90%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,063
$3,077 CA$4,185
-2.91%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,326
$2,499 CA$3,398
-2.13%
Buy Apartment in City Center (m2)
$8,834 CA$12.0K
$9,875 CA$13.4K
-10.53%
Buy Apartment Outside City Center (m2)
$6,835 CA$9,296
$8,829 CA$12.0K
-22.58%
💵 Salaries & Financials
Toronto
Surrey
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,948
$3,112 CA$4,233
16.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.54
-21.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for Surrey: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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