Cost of Living Comparison Between Toronto and Surrey Cost of Living Comparison Between Toronto and Surrey

🙂 Solo nomad: Toronto is 0.8% cheaper than Surrey without rent, and 0.3% more expensive with rent.

🙂 Family of 3: Toronto is 2% cheaper than Surrey without rent, and 1.2% cheaper with rent.

Meal at Budget Restaurant

$18.97 CA$26.37

$18.70 CA$25.99

1.44%

Three-Course Dinner for Two, Mid-Range

$82.9 CA$115

$80.3 CA$112

3.23%

Fast Food Meal (McDonalds, etc)

$11.12 CA$15.45

$10.87 CA$15.11

2.30%

Cappuccino

$3.98 CA$5.54

$4.25 CA$5.91

-6.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.93

$2.05 CA$2.85

2.93%

Water (0.33 liter bottle)

$1.70 CA$2.37

$1.76 CA$2.45

-3.41%

Local Beer (0.5 liter draught)

$5.84 CA$8.12

$5.77 CA$8.02

1.21%

Imported Beer (0.33 liter bottle)

$6.64 CA$9.23

$7.19 CA$10.00

-7.65%

Milk (1 liter)

$2.80 CA$3.89

$2.56 CA$3.56

9.37%

White Bread (500g)

$2.87 CA$3.99

$2.69 CA$3.74

6.69%

Rice (white) (1kg)

$3.68 CA$5.12

$5.33 CA$7.41

-30.96%

Eggs

$3.47 CA$4.82

$3.63 CA$5.05

-4.41%

Local Cheese (1kg)

$13.62 CA$18.93

$10.48 CA$14.57

29.96%

Chicken Fillets (1kg)

$13.03 CA$18.11

$11.68 CA$16.24

11.56%

Beef Round Steak (1kg)

$16.98 CA$23.60

$24.17 CA$33.60

-29.75%

Apples (1kg)

$4.07 CA$5.65

$3.44 CA$4.79

18.31%

Banana (1kg)

$1.18 CA$1.64

$1.33 CA$1.84

-11.28%

Oranges (1kg)

$3.35 CA$4.65

$3.08 CA$4.29

8.77%

Tomato (1kg)

$3.98 CA$5.53

$3.34 CA$4.64

19.16%

Potato (1kg)

$2.42 CA$3.37

Onion (1kg)

$2.90 CA$4.03

$2.08 CA$2.89

39.42%

Lettuce (1 head)

$2.45 CA$3.40

$2.38 CA$3.30

2.94%

Water (1.5 liter bottle)

$1.97 CA$2.75

$1.99 CA$2.77

-1.01%

Cigarettes 20 Pack (Marlboro, Camel)

$14.49 CA$20.13

$14.69 CA$20.42

-1.36%

Wine (Bottle)

$13.12 CA$18.23

$14.45 CA$20.08

-9.20%

Local Beer (0.5 liter bottle)

$2.77 CA$3.86

$3.83 CA$5.32

-27.68%

Imported Beer (0.33 liter bottle)

$3.28 CA$4.56

$3.98 CA$5.53

-17.59%

One-way Ticket (Public Transport)

$2.50 CA$3.48

$3.09 CA$4.30

-19.09%

Public Transport Monthly Pass (Regular Price)

$117 CA$162

$126 CA$176

-7.68%

Taxi Start (Normal Tariff)

$3.78 CA$5.25

$2.73 CA$3.79

38.46%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.88

$1.52 CA$2.12

-11.18%

Taxi 1hour Waiting (Normal Tariff)

$25.68 CA$35.70

$28.47 CA$39.58

-9.80%

Gasoline (1 liter)

$1.14 CA$1.59

$1.36 CA$1.89

-16.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.9K

$24.5K CA$34.1K

2.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.8K

$21.3K CA$29.6K

0.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$185 CA$258

-35.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.86 CA$51.2

$42.34 CA$58.9

-12.94%

Internet (50+ Mbps, Unlimited Data)

$54.2 CA$75.4

$66.3 CA$92.2

-18.22%

Gym Membership (Monthly)

$56.5 CA$78.5

$44.71 CA$62.2

26.35%

Tennis Court (1 Hour on Weekend)

$21.02 CA$29.22

$18.14 CA$25.21

15.88%

Cinema Ticket

$11.59 CA$16.11

$12.68 CA$17.63

-8.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,134 CA$1,576

$905 CA$1,258

25.35%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.6K

$12.4K CA$17.3K

48.26%

Jeans (Levis 501 Or Similar)

$57.0 CA$79.2

$55.2 CA$76.7

3.26%

Summer Dress (H&M, Zara, etc)

$38.93 CA$54.1

$54.4 CA$75.6

-28.44%

Sport Shoes (Adidas, Nike)

$89.6 CA$124

$105 CA$146

-14.97%

Men's Leather Business Shoes

$116 CA$161

$94.5 CA$131

22.94%

1-bedroom Apartment, City Center (Monthly)

$1,819 CA$2,528

$1,655 CA$2,300

9.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,529 CA$2,125

$1,385 CA$1,926

10.34%

3-bedroom Apartment, City Center (Monthly)

$2,993 CA$4,160

$3,031 CA$4,212

-1.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,444 CA$3,397

$2,486 CA$3,456

-1.70%

Buy Apartment in City Center (m2)

$8,696 CA$12.1K

$9,780 CA$13.6K

-11.08%

Buy Apartment Outside City Center (m2)

$6,744 CA$9,374

$8,609 CA$12.0K

-21.66%

Average Monthly Net Salary (After Tax)

$3,628 CA$5,043

$3,088 CA$4,293

17.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.54

-21.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Surrey: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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