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Cost of Living Comparison Between Toronto and Summerland Cost of Living Comparison Between Toronto and Summerland

๐Ÿ˜ Solo nomad: Toronto is 23.2% more expensive than Summerland without rent, and 21.2% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 31.1% more expensive than Summerland without rent, and 25.3% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Summerland
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$10.86 CA$15.09
74.68%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$59.4 CA$82.6
39.52%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$9.80 CA$13.63
13.47%
Cappuccino
$3.98 CA$5.54
$3.54 CA$4.92
12.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$1.94 CA$2.70
8.76%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.46 CA$2.03
16.44%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$6.09 CA$8.46
-4.11%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$5.94 CA$8.26
11.78%
๐Ÿ›’ Groceries & Markets
Toronto
Summerland
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.36 CA$3.27
18.64%
White Bread (500g)
$2.87 CA$3.99
$2.74 CA$3.80
4.74%
Rice (white) (1kg)
$3.68 CA$5.12
$4.60 CA$6.39
-20.00%
Eggs
$3.47 CA$4.82
$3.61 CA$5.01
-3.88%
Local Cheese (1kg)
$13.62 CA$18.93
$14.02 CA$19.49
-2.85%
Chicken Fillets (1kg)
$13.03 CA$18.11
$11.90 CA$16.54
9.50%
Beef Round Steak (1kg)
$16.98 CA$23.60
$19.51 CA$27.12
-12.97%
Apples (1kg)
$4.07 CA$5.65
$4.81 CA$6.68
-15.38%
Banana (1kg)
$1.18 CA$1.64
$1.11 CA$1.55
6.31%
Oranges (1kg)
$3.35 CA$4.65
$5.03 CA$6.99
-33.40%
Tomato (1kg)
$3.98 CA$5.53
$3.72 CA$5.18
6.99%
Potato (1kg)
$2.42 CA$3.37
$1.64 CA$2.27
47.56%
Onion (1kg)
$2.90 CA$4.03
$3.04 CA$4.22
-4.61%
Lettuce (1 head)
$2.45 CA$3.40
$2.66 CA$3.70
-7.89%
Water (1.5 liter bottle)
$1.97 CA$2.75
$2.22 CA$3.09
-11.26%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$16.29 CA$22.64
-11.05%
Wine (Bottle)
$13.12 CA$18.23
$13.66 CA$18.99
-3.95%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$4.18 CA$5.81
-33.73%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$3.91 CA$5.44
-16.11%
๐ŸšŒ Getting Around
Toronto
Summerland
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.31 CA$3.21
8.23%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$63.6 CA$88.4
83.42%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$3.58 CA$4.98
5.59%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.63 CA$2.27
-17.18%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$25.78 CA$35.84
-0.39%
Gasoline (1 liter)
$1.14 CA$1.59
$1.15 CA$1.60
-0.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$24.7K CA$34.4K
1.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$19.2K CA$26.7K
11.46%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Summerland
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$118 CA$163
1.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$36.64 CA$50.9
0.60%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$57.6 CA$80.1
-5.92%
๐ŸŽ‰ Sport & Entertainment
Toronto
Summerland
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$41.27 CA$57.4
36.88%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
-
-
Cinema Ticket
$11.59 CA$16.11
$7.49 CA$10.41
54.74%
๐Ÿงธ Childcare & Education
Toronto
Summerland
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$544 CA$756
108.61%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$8,152 CA$11.3K
126.29%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Summerland
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$47.03 CA$65.4
21.18%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$36.44 CA$50.7
6.83%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$81.8 CA$114
9.51%
Men's Leather Business Shoes
$116 CA$161
$103 CA$144
12.42%
๐Ÿ  Accommodation & Living
Toronto
Summerland
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,309 CA$1,820
38.92%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,186 CA$1,648
28.90%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$2,029 CA$2,820
47.49%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,837 CA$2,553
33.05%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$4,181 CA$5,812
107.97%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$4,171 CA$5,798
61.68%
๐Ÿ’ต Salaries & Financials
Toronto
Summerland
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$3,448 CA$4,793
5.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.86
-24.78%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Summerland: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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