Last update: Oct 2026

Cost of Living Comparison Between Toronto and Sumgayit

For one person, living is cheaper in Sumgayit: $791 a month against $2,561 in Toronto, rent and utilities included – about $21,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
38

Cost of Living Index in Sumgayit
Learn more

Sumgayit Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Sumgayit

🇦🇿 Azerbaijan

$791

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Sumgayit

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Sumgayit actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $791 in Sumgayit.

Toronto $2,561
Sumgayit $791

Estimated couple costs with rent: $3,694 in Toronto versus $1,233 in Sumgayit.

Toronto $3,694
Sumgayit $1,233

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,676 in Sumgayit.

Toronto $4,826
Sumgayit $1,676

Living in Toronto is roughly 224% more expensive than in Sumgayit, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Sumgayit is 41% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$8.41 ₼14.29

104.28%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$29.88 ₼50.8

154.25%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.95 ₼10.12

77.14%

Cappuccino

$4.02 CA$5.68

$2.62 ₼4.46

53.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.85 ₼1.45

149.41%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.58 ₼0.98

201.72%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.20 ₼2.03

420.00%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.28 ₼3.88

210.96%

Milk (1 liter)

$2.44 CA$3.45

$1.34 ₼2.29

82.09%

White Bread (500g)

$2.68 CA$3.78

$0.35 ₼0.60

665.71%

Rice (white) (1kg)

$2.24 CA$3.17

$2.37 ₼4.02

-5.49%

Eggs

$3.56 CA$5.03

$1.14 ₼1.93

212.28%

Local Cheese (1kg)

$9.09 CA$12.85

$2.91 ₼4.95

212.37%

Chicken Fillets (1kg)

$11.33 CA$16.01

$4.65 ₼7.91

143.66%

Beef Round Steak (1kg)

$14.53 CA$20.55

$8.93 ₼15.18

62.71%

Apples (1kg)

$3.62 CA$5.12

$0.66 ₼1.13

448.48%

Banana (1kg)

$1.21 CA$1.72

$1.60 ₼2.72

-24.38%

Oranges (1kg)

$3.60 CA$5.09

$1.41 ₼2.40

155.32%

Tomato (1kg)

$4.21 CA$5.96

$1.04 ₼1.77

304.81%

Potato (1kg)

$1.79 CA$2.53

$0.65 ₼1.10

175.38%

Onion (1kg)

$1.59 CA$2.25

$0.49 ₼0.83

224.49%

Lettuce (1 head)

$2.27 CA$3.21

$0.46 ₼0.79

393.48%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.55 ₼0.93

127.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$3.52 ₼5.98

292.61%

Wine (Bottle)

$14.27 CA$20.18

$5.14 ₼8.73

177.63%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$0.86 ₼1.46

155.81%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.96 ₼3.33

23.98%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.28 ₼0.47

753.57%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$26.54 ₼45.10

317.97%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.28 ₼0.47

939.29%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.28 ₼0.47

328.57%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$4.77 ₼8.10

348.22%

Gasoline (1 liter)

$1.21 CA$1.71

$0.65 ₼1.11

86.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$26.8K ₼45.6K

5.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$26.0K ₼44.2K

-22.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$33.20 ₼56.4

262.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$12.70 ₼21.58

154.02%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$14.76 ₼25.08

224.73%

Gym Membership (Monthly)

$38.48 CA$54.4

$27.95 ₼47.50

37.67%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$20.37 ₼34.61

12.71%

Cinema Ticket

$12.38 CA$17.50

$7.50 ₼12.75

65.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$278 ₼473

198.27%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$16.6K ₼28.2K

39.17%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$88.7 ₼151

-42.84%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$58.0 ₼98.6

-30.99%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$125 ₼213

-21.84%

Men's Leather Business Shoes

$121 CA$171

$118 ₼200

2.30%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$289 ₼491

451.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$206 ₼350

584.40%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$619 ₼1,052

331.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$294 ₼500

631.11%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,194 ₼2,029

565.46%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$760 ₼1,292

760.76%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$357 ₼607

943.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-36.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Sumgayit: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Sumgayit

$206 26.1% 85.4% $1.2K

Groceries & Markets

Toronto

$340 13.3%

Sumgayit

$143 18.1% 57.8% $196

Eating Out

Toronto

$278 10.9%

Sumgayit

$133 16.8% 52.2% $145

Monthly Utilities & Internet

Toronto

$201 7.8%

Sumgayit

$61 7.7% 69.8% $140

Clothing & Footwear

Toronto

$139 5.4%

Sumgayit

$175 22.2% 26.1% $36

Getting Around

Toronto

$129 5.1%

Sumgayit

$29 3.7% 77.3% $100

Sport & Entertainment

Toronto

$63 2.5%

Sumgayit

$43 5.4% 32.1% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $289 in Sumgayit. Housing cost is often the main lever when comparing two cities.

Toronto pays 943% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $30.00 in Sumgayit for a mid-range dinner for two. Groceries echo the gap at $340 vs $143 per month, with Sumgayit cheaper across the board.

Good to know

🇨🇦 Toronto

🇦🇿 Sumgayit

🕒 Local time

17:37 5:37 PM

01:37 1:37 AM

8 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

331,000

💱 Currency

Canadian Dollar CAD $

Azerbaijani Manat AZN ₼

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

Exchange rates and currency converter

AZN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Azerbaijani Manat exchange rates as of October 17, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Sumgayit 9,350 km ≈ 12 h nonstop flight

From you

Toronto
Sumgayit

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Sumgayit: Cost of Living - Frequently Asked Questions

Toronto and Sumgayit differ by about 224% in total monthly costs ($2,561 vs $791 including rent). Sumgayit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 943% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $289 in Sumgayit. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $278 in Sumgayit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 137% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $791 in Sumgayit versus $2,561 in Toronto, a $2,000 budget is realistic in Sumgayit but tight or insufficient in Toronto. The gap between the two cities makes Sumgayit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Sumgayit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sumgayit gentler on the wallet – expenses run 224% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.