Last update: Oct 2026

Cost of Living Comparison Between Toronto and Stony Hill

For one person, living is cheaper in Stony Hill: $1,614 a month against $2,561 in Toronto, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
78

Cost of Living Index in Stony Hill
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Stony Hill Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Stony Hill

🇯🇲 Jamaica

$1,614

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Stony Hill

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Stony Hill actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,614 in Stony Hill.

Toronto $2,561
Stony Hill $1,614

Estimated couple costs with rent: $3,694 in Toronto versus $2,808 in Stony Hill.

Toronto $3,694
Stony Hill $2,808

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,002 in Stony Hill.

Toronto $4,826
Stony Hill $4,002

Living in Toronto is roughly 59% more expensive than in Stony Hill, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Stony Hill 20% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$13.54 JMD 2,140

26.88%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$75.1 JMD 11.9K

1.19%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$8.37 JMD 1,322

25.93%

Cappuccino

$4.02 CA$5.68

$5.37 JMD 849

-25.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.14 JMD 180

85.96%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.60 JMD 94.8

191.67%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.86 JMD 293

235.48%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.22 JMD 509

120.19%

Milk (1 liter)

$2.44 CA$3.45

$3.08 JMD 487

-20.78%

White Bread (500g)

$2.68 CA$3.78

$1.55 JMD 245

72.90%

Rice (white) (1kg)

$2.24 CA$3.17

$1.65 JMD 260

35.76%

Eggs

$3.56 CA$5.03

$3.47 JMD 548

2.59%

Local Cheese (1kg)

$9.09 CA$12.85

$11.50 JMD 1,817

-20.96%

Chicken Fillets (1kg)

$11.33 CA$16.01

$4.92 JMD 777

130.28%

Beef Round Steak (1kg)

$14.53 CA$20.55

$2.87 JMD 454

406.27%

Apples (1kg)

$3.62 CA$5.12

$5.89 JMD 931

-38.54%

Banana (1kg)

$1.21 CA$1.72

$3.76 JMD 594

-67.82%

Oranges (1kg)

$3.60 CA$5.09

$4.12 JMD 652

-12.62%

Tomato (1kg)

$4.21 CA$5.96

$2.45 JMD 388

71.84%

Potato (1kg)

$1.79 CA$2.53

$2.75 JMD 435

-34.91%

Onion (1kg)

$1.59 CA$2.25

$1.90 JMD 300

-16.32%

Lettuce (1 head)

$2.27 CA$3.21

$1.61 JMD 255

40.99%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.45 JMD 229

-13.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.45 JMD 1,493

46.24%

Wine (Bottle)

$14.27 CA$20.18

$11.13 JMD 1,759

28.21%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.79 JMD 440

-21.15%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.90 JMD 616

-37.69%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.16 JMD 183

150.86%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$3.21 JMD 506

-62.62%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$6.29 JMD 993

239.90%

Gasoline (1 liter)

$1.21 CA$1.71

$0.72 JMD 113

68.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$31.7K JMD 5.0M

-11.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.3K JMD 4.0M

-19.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$46.98 JMD 7,422

156.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$21.73 JMD 3,433

48.46%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$41.54 JMD 6,563

15.38%

Gym Membership (Monthly)

$38.48 CA$54.4

$75.6 JMD 11.9K

-49.07%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$19.10 JMD 3,017

20.21%

Cinema Ticket

$12.38 CA$17.50

$12.63 JMD 1,996

-1.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$360 JMD 56.9K

130.25%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$8,318 JMD 1.3M

177.59%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$23.28 JMD 3,678

117.83%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$31.45 JMD 4,969

27.25%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$75.0 JMD 11.8K

30.66%

Men's Leather Business Shoes

$121 CA$171

$104 JMD 16.5K

15.57%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$937 JMD 148.0K

69.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$764 JMD 120.7K

84.56%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,225 JMD 351.5K

20.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,877 JMD 296.5K

14.65%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-50.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Stony Hill: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Stony Hill

$764 47.4% 45.8% $646

Groceries & Markets

Toronto

$340 13.3%

Stony Hill

$295 18.3% 13.1% $45

Eating Out

Toronto

$278 10.9%

Stony Hill

$221 13.7% 20.7% $58

Monthly Utilities & Internet

Toronto

$201 7.8%

Stony Hill

$110 6.8% 45% $90

Clothing & Footwear

Toronto

$139 5.4%

Stony Hill

$105 6.5% 24.3% $34

Getting Around

Toronto

$129 5.1%

Stony Hill

$17 * 1.1% 86.7% $112

Sport & Entertainment

Toronto

$63 2.5%

Stony Hill

$101 6.3% 59.4% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $937 in Stony Hill. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $75.0 in Stony Hill for a mid-range dinner for two. Groceries echo the gap at $340 vs $295 per month, with Stony Hill cheaper across the board.

Good to know

🇨🇦 Toronto

🇯🇲 Stony Hill

🕒 Local time

02:03 2:03 AM

01:03 1:03 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

8,551

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Stony Hill 2,850 km ≈ 4 h nonstop flight

From you

Toronto
Stony Hill

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Stony Hill: Cost of Living - Frequently Asked Questions

Stony Hill wins on cost – living expenses run 59% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Stony Hill the obvious pick if budget is a priority.

You'd need roughly $3,841 in Toronto and $2,420 in Stony Hill to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,592 in Toronto versus $937 in Stony Hill. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $360 in Stony Hill. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stony Hill – a meal for two runs $75.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,614 in Stony Hill versus $2,561 in Toronto, a $2,000 budget is realistic in Stony Hill but tight or insufficient in Toronto. The gap between the two cities makes Stony Hill the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Stony Hill gentler on the wallet – expenses run 59% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.