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Cost of Living Comparison Between Toronto and St. Thomas Cost of Living Comparison Between Toronto and St. Thomas

๐Ÿ˜ Solo nomad: Toronto is 16.3% more expensive than St. Thomas without rent, and 20.3% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 9.9% more expensive than St. Thomas without rent, and 19.3% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
St. Thomas
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$20.61 CA$28.65
-7.96%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$74.1 CA$103
11.82%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$11.26 CA$15.64
-1.24%
Cappuccino
$3.98 CA$5.54
$3.47 CA$4.83
14.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$1.83 CA$2.55
15.30%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.74 CA$2.42
-2.30%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$5.13 CA$7.12
13.84%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$6.03 CA$8.38
10.12%
๐Ÿ›’ Groceries & Markets
Toronto
St. Thomas
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.00 CA$2.77
40.00%
White Bread (500g)
$2.87 CA$3.99
$2.59 CA$3.61
10.81%
Rice (white) (1kg)
$3.68 CA$5.12
$3.26 CA$4.53
12.88%
Eggs
$3.47 CA$4.82
$3.16 CA$4.40
9.81%
Local Cheese (1kg)
$13.62 CA$18.93
$9.86 CA$13.70
38.13%
Chicken Fillets (1kg)
$13.03 CA$18.11
$11.26 CA$15.64
15.72%
Beef Round Steak (1kg)
$16.98 CA$23.60
$15.67 CA$21.79
8.36%
Apples (1kg)
$4.07 CA$5.65
$4.13 CA$5.74
-1.45%
Banana (1kg)
$1.18 CA$1.64
$1.29 CA$1.79
-8.53%
Oranges (1kg)
$3.35 CA$4.65
$3.33 CA$4.62
0.60%
Tomato (1kg)
$3.98 CA$5.53
$3.87 CA$5.38
2.84%
Potato (1kg)
$2.42 CA$3.37
$2.87 CA$3.99
-15.68%
Onion (1kg)
$2.90 CA$4.03
$2.56 CA$3.55
13.28%
Lettuce (1 head)
$2.45 CA$3.40
$2.30 CA$3.19
6.52%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.50 CA$2.09
31.33%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$11.20 CA$15.57
29.38%
Wine (Bottle)
$13.12 CA$18.23
$14.57 CA$20.25
-9.95%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.13 CA$2.97
30.05%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$2.57 CA$3.58
27.63%
๐ŸšŒ Getting Around
Toronto
St. Thomas
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.30 CA$3.20
8.70%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$62.2 CA$86.5
87.43%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$2.42 CA$3.36
56.20%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.74 CA$2.42
-22.41%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$31.84 CA$44.25
-19.35%
Gasoline (1 liter)
$1.14 CA$1.59
$1.11 CA$1.55
2.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$25.3K CA$35.1K
-0.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$20.2K CA$28.1K
6.19%
๐Ÿงพ Monthly Utilities & Internet
Toronto
St. Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$132 CA$183
-9.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$54.8 CA$76.1
-32.69%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$58.3 CA$81.0
-6.98%
๐ŸŽ‰ Sport & Entertainment
Toronto
St. Thomas
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$42.62 CA$59.2
32.54%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
-
-
Cinema Ticket
$11.59 CA$16.11
$11.22 CA$15.60
3.30%
๐Ÿงธ Childcare & Education
Toronto
St. Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$563 CA$782
101.51%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$10.9K CA$15.2K
68.52%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
St. Thomas
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$55.5 CA$77.1
2.74%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$38.87 CA$54.0
0.15%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$85.9 CA$119
4.26%
Men's Leather Business Shoes
$116 CA$161
$81.3 CA$113
42.88%
๐Ÿ  Accommodation & Living
Toronto
St. Thomas
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,182 CA$1,643
53.85%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,181 CA$1,642
29.40%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$1,992 CA$2,769
50.24%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,821 CA$2,531
34.22%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$4,672 CA$6,494
86.13%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$3,657 CA$5,083
84.41%
๐Ÿ’ต Salaries & Financials
Toronto
St. Thomas
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$2,954 CA$4,106
22.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.55
-21.22%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for St. Thomas: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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