Cost of Living Comparison Between Toronto and St. Thomas Cost of Living Comparison Between Toronto and St. Thomas

๐Ÿ˜ Solo nomad: Toronto is 21.6% more expensive than St. Thomas without rent, and 23.3% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 21.8% more expensive than St. Thomas without rent, and 23.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
St. Thomas
Difference
Meal at Budget Restaurant
$18.50 CA$25.15
$20.54 CA$27.93
-9.93%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$113
$73.0 CA$99.2
13.67%
Fast Food Meal (McDonalds, etc)
$11.00 CA$14.96
$11.14 CA$15.14
-1.26%
Cappuccino
$3.93 CA$5.35
$3.61 CA$4.90
8.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.87
$1.76 CA$2.39
19.89%
Water (0.33 liter bottle)
$1.64 CA$2.23
$1.81 CA$2.47
-9.39%
Local Beer (0.5 liter draught)
$5.92 CA$8.05
$5.12 CA$6.97
15.62%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.83
$6.02 CA$8.19
7.81%
๐Ÿ›’ Groceries & Markets
Toronto
St. Thomas
Difference
Milk (1 liter)
$2.72 CA$3.69
$2.08 CA$2.82
30.77%
White Bread (500g)
$2.86 CA$3.89
$2.71 CA$3.68
5.54%
Rice (white) (1kg)
$3.60 CA$4.90
$3.29 CA$4.47
9.42%
Eggs
$3.61 CA$4.91
$3.02 CA$4.11
19.54%
Local Cheese (1kg)
$13.35 CA$18.16
$9.49 CA$12.91
40.67%
Chicken Fillets (1kg)
$13.14 CA$17.87
$11.34 CA$15.42
15.87%
Beef Round Steak (1kg)
$16.87 CA$22.94
$15.99 CA$21.75
5.50%
Apples (1kg)
$4.17 CA$5.68
$4.06 CA$5.52
2.71%
Banana (1kg)
$1.16 CA$1.58
$1.24 CA$1.68
-6.45%
Oranges (1kg)
$3.24 CA$4.41
$3.35 CA$4.55
-3.28%
Tomato (1kg)
$4.03 CA$5.48
$3.85 CA$5.24
4.68%
Potato (1kg)
$2.54 CA$3.46
$2.99 CA$4.07
-15.05%
Onion (1kg)
$2.92 CA$3.97
$2.55 CA$3.47
14.51%
Lettuce (1 head)
$2.46 CA$3.34
$2.39 CA$3.25
2.93%
Water (1.5 liter bottle)
$1.97 CA$2.68
$1.50 CA$2.04
31.33%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.42
$10.93 CA$14.86
37.42%
Wine (Bottle)
$13.76 CA$18.72
$14.48 CA$19.69
-4.97%
Local Beer (0.5 liter bottle)
$2.67 CA$3.64
$2.12 CA$2.89
25.94%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.34
$2.60 CA$3.54
22.69%
๐ŸšŒ Getting Around
Toronto
St. Thomas
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.29
$2.36 CA$3.20
2.54%
Public Transport Monthly Pass (Regular Price)
$113 CA$154
$61.7 CA$83.9
83.07%
Taxi Start (Normal Tariff)
$3.73 CA$5.07
$2.34 CA$3.18
59.40%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.93
$1.69 CA$2.30
-15.98%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.24
$30.88 CA$42.00
-16.09%
Gasoline (1 liter)
$1.09 CA$1.49
$1.16 CA$1.58
-6.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$33.9K
$25.2K CA$34.3K
-1.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.0K
$20.2K CA$27.5K
5.31%
๐Ÿงพ Monthly Utilities & Internet
Toronto
St. Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$159
$131 CA$179
-11.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$51.6
$55.0 CA$74.8
-31.05%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$72.4
$58.5 CA$79.6
-8.96%
๐ŸŽ‰ Sport & Entertainment
Toronto
St. Thomas
Difference
Gym Membership (Monthly)
$56.4 CA$76.7
$42.58 CA$57.9
32.43%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.66
-
-
Cinema Ticket
$11.98 CA$16.30
$11.12 CA$15.12
7.73%
๐Ÿงธ Childcare & Education
Toronto
St. Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,532
$559 CA$760
101.63%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.1K
$11.0K CA$14.9K
68.32%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
St. Thomas
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$79.5
$54.6 CA$74.2
7.05%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.3
$38.59 CA$52.5
1.53%
Sport Shoes (Adidas, Nike)
$89.2 CA$121
$83.6 CA$114
6.70%
Men's Leather Business Shoes
$117 CA$159
$82.5 CA$112
41.35%
๐Ÿ  Accommodation & Living
Toronto
St. Thomas
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,430
$1,176 CA$1,599
51.99%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,121
$1,189 CA$1,617
31.19%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,063
$1,977 CA$2,689
51.08%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,326
$1,835 CA$2,496
33.26%
Buy Apartment in City Center (m2)
$8,834 CA$12.0K
$4,779 CA$6,500
84.84%
Buy Apartment Outside City Center (m2)
$6,835 CA$9,296
$3,605 CA$4,903
89.59%
๐Ÿ’ต Salaries & Financials
Toronto
St. Thomas
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,948
$3,033 CA$4,125
19.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.55
-21.22%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for St. Thomas: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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