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Cost of Living Comparison Between Toronto and St.Catharines Cost of Living Comparison Between Toronto and St.Catharines

๐Ÿ˜ Solo nomad: Toronto is 10.9% more expensive than St.Catharines without rent, and 20.9% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 33.7% more expensive than St.Catharines without rent, and 33.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
St.Catharines
Difference
Meal at Budget Restaurant
$18.88 CA$26.44
$15.23 CA$21.32
23.97%
Three-Course Dinner for Two, Mid-Range
$83.5 CA$117
$44.96 CA$63
85.79%
Fast Food Meal (McDonalds, etc)
$10.95 CA$15.33
$11.06 CA$15.49
-0.99%
Cappuccino
$3.97 CA$5.56
$3.39 CA$4.75
17.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 CA$3.01
$1.72 CA$2.41
25.00%
Water (0.33 liter bottle)
$1.68 CA$2.36
$1.3 CA$1.82
29.23%
Local Beer (0.5 liter draught)
$6.02 CA$8.43
$4.75 CA$6.66
26.74%
Imported Beer (0.33 liter bottle)
$6.44 CA$9.01
$5.41 CA$7.58
19.04%
๐Ÿ›’ Groceries & Markets
Toronto
St.Catharines
Difference
Milk (1 liter)
$2.82 CA$3.95
$2.07 CA$2.89
36.23%
White Bread (500g)
$2.77 CA$3.88
$2.13 CA$2.99
30.05%
Rice (white) (1kg)
$3.66 CA$5.12
$2.83 CA$3.97
29.33%
Eggs
$3.56 CA$4.99
$3.61 CA$5.06
-1.39%
Local Cheese (1kg)
$13.5 CA$18.9
$8.3 CA$11.62
62.65%
Chicken Fillets (1kg)
$13.35 CA$18.69
$9.43 CA$13.2
41.57%
Beef Round Steak (1kg)
$16.75 CA$23.45
$14.55 CA$20.37
15.12%
Apples (1kg)
$3.98 CA$5.57
$4.11 CA$5.76
-3.16%
Banana (1kg)
$1.17 CA$1.63
$1 CA$1.4
17.00%
Oranges (1kg)
$3.26 CA$4.56
$3.3 CA$4.62
-1.21%
Tomato (1kg)
$4.18 CA$5.85
$3.42 CA$4.79
22.22%
Potato (1kg)
$2.45 CA$3.43
$2.11 CA$2.95
16.11%
Onion (1kg)
$2.84 CA$3.98
$2.16 CA$3.02
31.48%
Lettuce (1 head)
$2.34 CA$3.28
$1.86 CA$2.6
25.81%
Water (1.5 liter bottle)
$1.9 CA$2.66
$1.11 CA$1.56
71.17%
Cigarettes 20 Pack (Marlboro, Camel)
$14.52 CA$20.33
$13.23 CA$18.53
9.75%
Wine (Bottle)
$12.94 CA$18.12
$13.01 CA$18.21
-0.54%
Local Beer (0.5 liter bottle)
$2.72 CA$3.81
$2.6 CA$3.64
4.62%
Imported Beer (0.33 liter bottle)
$3.12 CA$4.36
$2.95 CA$4.12
5.76%
๐ŸšŒ Getting Around
Toronto
St.Catharines
Difference
One-way Ticket (Public Transport)
$2.46 CA$3.44
$2.18 CA$3.05
12.84%
Public Transport Monthly Pass (Regular Price)
$115 CA$160
$64.9 CA$90.8
76.60%
Taxi Start (Normal Tariff)
$3.67 CA$5.14
$2.85 CA$3.98
28.77%
Taxi (Normal Tariff) (1km)
$1.41 CA$1.97
$1.24 CA$1.74
13.71%
Taxi 1hour Waiting (Normal Tariff)
$26.04 CA$36.46
$22.06 CA$30.88
18.04%
Gasoline (1 liter)
$1.14 CA$1.59
$1.09 CA$1.52
4.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.7K
$25K CA$35K
1.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.6K
$20.2K CA$28.3K
4.33%
๐Ÿงพ Monthly Utilities & Internet
Toronto
St.Catharines
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$164
$176 CA$246
-33.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 CA$53.2
$33.97 CA$47.56
11.89%
Internet (50+ Mbps, Unlimited Data)
$53.4 CA$74.7
$51.7 CA$72.4
3.25%
๐ŸŽ‰ Sport & Entertainment
Toronto
St.Catharines
Difference
Gym Membership (Monthly)
$57.3 CA$80.2
$29.28 CA$40.99
95.73%
Tennis Court (1 Hour on Weekend)
$21.08 CA$29.52
$44.37 CA$62.1
-52.49%
Cinema Ticket
$11.67 CA$16.33
$11.9 CA$16.66
-1.93%
๐Ÿงธ Childcare & Education
Toronto
St.Catharines
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,576
$765 CA$1,071
47.13%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.8K
$11.7K CA$16.3K
57.89%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
St.Catharines
Difference
Jeans (Levis 501 Or Similar)
$57.1 CA$79.9
$61.5 CA$86.1
-7.16%
Summer Dress (H&M, Zara, etc)
$39.11 CA$54.8
$43.49 CA$60.9
-10.07%
Sport Shoes (Adidas, Nike)
$87.6 CA$123
$75.4 CA$106
16.12%
Men's Leather Business Shoes
$114 CA$159
$86.2 CA$121
31.83%
๐Ÿ  Accommodation & Living
Toronto
St.Catharines
Difference
1-bedroom Apartment, City Center (Monthly)
$1,782 CA$2,495
$1,169 CA$1,636
52.51%
1-bedroom Apartment, Outside City Center (Monthly)
$1,577 CA$2,208
$1,228 CA$1,719
28.44%
3-bedroom Apartment, City Center (Monthly)
$3,016 CA$4,223
$1,805 CA$2,528
67.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,483 CA$3,477
$1,724 CA$2,414
44.03%
Buy Apartment in City Center (m2)
$7,934 CA$11.1K
$3,054 CA$4,275
159.82%
Buy Apartment Outside City Center (m2)
$6,968 CA$9,755
$2,700 CA$3,780
158.07%
๐Ÿ’ต Salaries & Financials
Toronto
St.Catharines
Difference
Average Monthly Net Salary (After Tax)
$3,434 CA$4,808
$2,866 CA$4,013
19.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.51
-20.74%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: December 1, 2025

Last update for St.Catharines: November 29, 2025

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