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Cost of Living Comparison Between Toronto and St.Catharines Cost of Living Comparison Between Toronto and St.Catharines

😐 Solo nomad: Toronto is 25.5% more expensive than St.Catharines without rent, and 18.7% more expensive with rent.
😐 Family of 3: Toronto is 28.7% more expensive than St.Catharines without rent, and 34% more expensive with rent.
Currency
🍽 Eating Out
Toronto
St.Catharines
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$15.01 CA$20.87
26.38%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$44.92 CA$62.4
84.46%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$10.92 CA$15.18
1.83%
Cappuccino
$3.98 CA$5.54
$3.37 CA$4.69
18.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$1.77 CA$2.46
19.21%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.27 CA$1.77
33.86%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$4.94 CA$6.86
18.22%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$5.38 CA$7.48
23.42%
🛒 Groceries & Markets
Toronto
St.Catharines
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.06 CA$2.87
35.92%
White Bread (500g)
$2.87 CA$3.99
$2.10 CA$2.92
36.67%
Rice (white) (1kg)
$3.68 CA$5.12
$2.81 CA$3.91
30.96%
Eggs
$3.47 CA$4.82
$3.64 CA$5.06
-4.67%
Local Cheese (1kg)
$13.62 CA$18.93
$8.17 CA$11.36
66.71%
Chicken Fillets (1kg)
$13.03 CA$18.11
$9.33 CA$12.97
39.66%
Beef Round Steak (1kg)
$16.98 CA$23.60
$14.97 CA$20.81
13.43%
Apples (1kg)
$4.07 CA$5.65
$4.02 CA$5.58
1.24%
Banana (1kg)
$1.18 CA$1.64
$1.00 CA$1.39
18.00%
Oranges (1kg)
$3.35 CA$4.65
$3.31 CA$4.61
1.21%
Tomato (1kg)
$3.98 CA$5.53
$3.54 CA$4.93
12.43%
Potato (1kg)
$2.42 CA$3.37
$2.13 CA$2.96
13.62%
Onion (1kg)
$2.90 CA$4.03
$2.20 CA$3.06
31.82%
Lettuce (1 head)
$2.45 CA$3.40
$1.79 CA$2.48
36.87%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.11 CA$1.55
77.48%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$13.00 CA$18.07
11.46%
Wine (Bottle)
$13.12 CA$18.23
$12.88 CA$17.90
1.86%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.58 CA$3.59
7.36%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$2.98 CA$4.14
10.07%
🚌 Getting Around
Toronto
St.Catharines
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.17 CA$3.01
15.21%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$64.9 CA$90.2
79.75%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$2.97 CA$4.13
27.27%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.22 CA$1.69
10.66%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$22.01 CA$30.60
16.67%
Gasoline (1 liter)
$1.14 CA$1.59
$1.14 CA$1.58
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$25.1K CA$34.9K
-0.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$20.2K CA$28.0K
6.32%
🧾 Monthly Utilities & Internet
Toronto
St.Catharines
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$171 CA$238
-30.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$33.80 CA$46.99
9.05%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$52.5 CA$73.0
3.26%
🎉 Sport & Entertainment
Toronto
St.Catharines
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$29.35 CA$40.79
92.47%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
$44.56 CA$61.9
-52.83%
Cinema Ticket
$11.59 CA$16.11
$11.65 CA$16.19
-0.52%
🧸 Childcare & Education
Toronto
St.Catharines
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$755 CA$1,049
50.23%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$11.6K CA$16.2K
58.72%
👕👟 Clothing & Footwear
Toronto
St.Catharines
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$62.4 CA$86.8
-8.68%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$45.02 CA$62.6
-13.53%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$74.0 CA$103
21.10%
Men's Leather Business Shoes
$116 CA$161
$88.6 CA$123
31.12%
🏠 Accommodation & Living
Toronto
St.Catharines
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,176 CA$1,634
54.68%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,251 CA$1,739
22.21%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$1,788 CA$2,486
67.36%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,742 CA$2,422
40.25%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$3,106 CA$4,317
180.02%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$2,686 CA$3,733
151.08%
💵 Salaries & Financials
Toronto
St.Catharines
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$3,019 CA$4,197
20.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.51
-20.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for St.Catharines: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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