Cost of Living Comparison Between Toronto and St.Catharines Cost of Living Comparison Between Toronto and St.Catharines

😐 Solo nomad: Toronto is 22.5% more expensive than St.Catharines without rent, and 21% more expensive with rent.
😐 Family of 3: Toronto is 28% more expensive than St.Catharines without rent, and 32.5% more expensive with rent.
Currency
🍽 Eating Out
Toronto
St.Catharines
Difference
Meal at Budget Restaurant
$18.50 CA$25.34
$14.87 CA$20.38
24.41%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$114
$45.01 CA$61.7
84.23%
Fast Food Meal (McDonalds, etc)
$11.00 CA$15.07
$11.24 CA$15.40
-2.14%
Cappuccino
$3.93 CA$5.39
$3.48 CA$4.77
12.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.90
$1.75 CA$2.40
20.57%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.27 CA$1.74
29.13%
Local Beer (0.5 liter draught)
$5.92 CA$8.11
$4.86 CA$6.66
21.81%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.90
$5.32 CA$7.28
21.99%
🛒 Groceries & Markets
Toronto
St.Catharines
Difference
Milk (1 liter)
$2.72 CA$3.72
$2.13 CA$2.92
27.70%
White Bread (500g)
$2.86 CA$3.92
$2.21 CA$3.03
29.41%
Rice (white) (1kg)
$3.60 CA$4.93
$2.87 CA$3.93
25.44%
Eggs
$3.61 CA$4.95
$3.79 CA$5.20
-4.75%
Local Cheese (1kg)
$13.35 CA$18.29
$8.12 CA$11.12
64.41%
Chicken Fillets (1kg)
$13.14 CA$18.01
$9.36 CA$12.83
40.38%
Beef Round Steak (1kg)
$16.87 CA$23.11
$14.63 CA$20.04
15.31%
Apples (1kg)
$4.17 CA$5.72
$3.99 CA$5.46
4.51%
Banana (1kg)
$1.16 CA$1.59
$1.04 CA$1.43
11.54%
Oranges (1kg)
$3.24 CA$4.44
$3.41 CA$4.68
-4.99%
Tomato (1kg)
$4.03 CA$5.52
$3.37 CA$4.61
19.58%
Potato (1kg)
$2.54 CA$3.49
$2.14 CA$2.93
18.69%
Onion (1kg)
$2.92 CA$4.00
$2.12 CA$2.90
37.74%
Lettuce (1 head)
$2.46 CA$3.37
$1.83 CA$2.50
34.43%
Water (1.5 liter bottle)
$1.97 CA$2.70
$1.11 CA$1.52
77.48%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.57
$13.09 CA$17.94
14.74%
Wine (Bottle)
$13.76 CA$18.86
$13.09 CA$17.94
5.12%
Local Beer (0.5 liter bottle)
$2.67 CA$3.66
$2.59 CA$3.54
3.09%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.37
$2.98 CA$4.08
7.05%
🚌 Getting Around
Toronto
St.Catharines
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.31
$2.23 CA$3.05
8.52%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$64.2 CA$88.0
75.81%
Taxi Start (Normal Tariff)
$3.73 CA$5.11
$2.95 CA$4.04
26.44%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.25 CA$1.71
13.60%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.50
$22.32 CA$30.58
16.08%
Gasoline (1 liter)
$1.09 CA$1.50
$1.08 CA$1.48
0.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$34.1K
$24.7K CA$33.8K
1.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.2K
$20.2K CA$27.7K
5.24%
🧾 Monthly Utilities & Internet
Toronto
St.Catharines
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$160
$173 CA$237
-32.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$52.0
$34.14 CA$46.77
11.10%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$73.0
$51.5 CA$70.6
3.36%
🎉 Sport & Entertainment
Toronto
St.Catharines
Difference
Gym Membership (Monthly)
$56.4 CA$77.3
$29.94 CA$41.01
88.34%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.87
$44.73 CA$61.3
-52.87%
Cinema Ticket
$11.98 CA$16.41
$11.71 CA$16.04
2.31%
🧸 Childcare & Education
Toronto
St.Catharines
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,543
$740 CA$1,014
52.25%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.3K
$11.8K CA$16.1K
57.08%
👕👟 Clothing & Footwear
Toronto
St.Catharines
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$80.1
$62.0 CA$84.9
-5.74%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.7
$44.74 CA$61.3
-12.43%
Sport Shoes (Adidas, Nike)
$89.2 CA$122
$75.4 CA$103
18.33%
Men's Leather Business Shoes
$117 CA$160
$87.5 CA$120
33.20%
🏠 Accommodation & Living
Toronto
St.Catharines
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,448
$1,150 CA$1,576
55.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,137
$1,233 CA$1,689
26.55%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,093
$1,843 CA$2,525
62.10%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,350
$1,738 CA$2,381
40.69%
Buy Apartment in City Center (m2)
$8,834 CA$12.1K
$3,200 CA$4,385
176.04%
Buy Apartment Outside City Center (m2)
$6,835 CA$9,365
$2,806 CA$3,844
143.64%
💵 Salaries & Financials
Toronto
St.Catharines
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,984
$3,057 CA$4,189
19.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.51
-20.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for St.Catharines: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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