Last update: Oct 2026

Cost of Living Comparison Between Toronto and Spring, TX

For one person, living is cheaper in Spring, TX: $2,414 a month against $2,561 in Toronto, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
119

Cost of Living Index in Spring, TX
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Spring, TX Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Spring, TX

🇺🇸 United States

$2,414

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Spring, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Spring, TX actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,414 in Spring, TX, rent included.

Toronto $2,561
Spring, TX $2,414

A couple spends around $3,694 per month in Toronto vs $3,381 in Spring, TX, rent included.

Toronto $3,694
Spring, TX $3,381

A family of three spends $4,826 per month in Toronto vs $4,347 in Spring, TX, rent included.

Toronto $4,826
Spring, TX $4,347

Toronto costs about 6% more than Spring, TX, and outside of rent the biggest gap is in utilities.

Both Toronto and Spring, TX sit above the global median – Toronto by 90%, Spring, TX by 79%.

Meal at Budget Restaurant

$17.18 CA$24.29

$16.60 $16.60

3.49%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$49.19 $49.19

54.44%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.62 $10.62

-0.75%

Cappuccino

$4.02 CA$5.68

$4.65 $4.65

-13.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.61 $1.61

31.68%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.41 $1.41

24.11%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.36 $5.36

16.42%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.16 $6.16

15.10%

Milk (1 liter)

$2.44 CA$3.45

$1.12 $1.12

117.86%

White Bread (500g)

$2.68 CA$3.78

$2.35 $2.35

14.04%

Rice (white) (1kg)

$2.24 CA$3.17

$4.36 $4.36

-48.62%

Eggs

$3.56 CA$5.03

$2.69 $2.69

32.34%

Local Cheese (1kg)

$9.09 CA$12.85

$11.14 $11.14

-18.40%

Chicken Fillets (1kg)

$11.33 CA$16.01

$9.98 $9.98

13.53%

Beef Round Steak (1kg)

$14.53 CA$20.55

$10.33 $10.33

40.66%

Apples (1kg)

$3.62 CA$5.12

$3.56 $3.56

1.69%

Banana (1kg)

$1.21 CA$1.72

$1.62 $1.62

-25.31%

Oranges (1kg)

$3.60 CA$5.09

$3.59 $3.59

0.28%

Tomato (1kg)

$4.21 CA$5.96

$3.14 $3.14

34.08%

Potato (1kg)

$1.79 CA$2.53

$2.48 $2.48

-27.82%

Onion (1kg)

$1.59 CA$2.25

$3.16 $3.16

-49.68%

Lettuce (1 head)

$2.27 CA$3.21

$1.31 $1.31

73.28%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.05 $2.05

-39.02%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.73 $9.73

42.03%

Wine (Bottle)

$14.27 CA$20.18

$14.92 $14.92

-4.36%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.10 $2.10

4.76%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.19 $3.19

-23.82%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.23 $1.23

94.31%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$91.3 $91.3

21.55%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.44 $3.44

-15.41%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.81 $1.81

-33.70%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$24.12 $24.12

-11.36%

Gasoline (1 liter)

$1.21 CA$1.71

$0.85 $0.85

42.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.8K $27.8K

1.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.3K $25.3K

-19.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$173 $173

-30.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$60.3 $60.3

-46.52%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$52.0 $52.0

-7.86%

Gym Membership (Monthly)

$38.48 CA$54.4

$24.96 $24.96

54.17%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$10.96 $10.96

12.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$951 $951

-12.73%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$18.7K $18.7K

23.35%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$51.9 $51.9

-2.29%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$40.31 $40.31

-0.72%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$76.0 $76.0

28.98%

Men's Leather Business Shoes

$121 CA$171

$123 $123

-2.20%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,654 $1,654

-3.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,245 $1,245

13.25%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,360 $2,360

13.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,869 $1,869

15.09%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,589 $1,589

399.88%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,210 $1,210

440.75%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,838 $3,838

-2.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.44

-30.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Spring, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Spring, TX

$1.2K 51.6% 11.7% $165

Groceries & Markets

Toronto

$340 13.3%

Spring, TX

$325 13.5% 4.3% $15

Eating Out

Toronto

$278 10.9%

Spring, TX

$272 11.3% 2.3% $6.5

Monthly Utilities & Internet

Toronto

$201 7.8%

Spring, TX

$285 11.8% 42.1% $84

Clothing & Footwear

Toronto

$139 5.4%

Spring, TX

$131 5.4% 5.8% $8

Getting Around

Toronto

$129 5.1%

Spring, TX

$109 4.5% 16% $21

Sport & Entertainment

Toronto

$63 2.5%

Spring, TX

$47 1.9% 25.9% $16

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,654 in Spring, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Spring, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Toronto versus $49.00 in Spring, TX. Monthly groceries follow the same trend: $340 vs $325 – making Spring, TX the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Spring, TX

🕒 Local time

09:39 9:39 AM

08:39 8:39 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

54,298

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Spring, TX 2,070 km ≈ 3 h nonstop flight

From you

Toronto
Spring, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Spring, TX: Cost of Living - Frequently Asked Questions

Toronto costs about 6% more than Spring, TX, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,621 in Spring, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spring, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 22% less in Spring, TX. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $830 per month in Toronto and $951 in Spring, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,561 in Toronto and $2,414 in Spring, TX. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Spring, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Spring, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.